State Minimum:
Required liability coverage to drive legally in your state; some states mandate
additional coverage, such as personal injury
protection, uninsured motorist, underinsured motorist.
Other states
require additional coverages, such as uninsured / underinsured motorist coverage or personal injury
protection, above and beyond the minimum levels of bodily injury and property damage
liability: Colorado, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Illinois, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia, and Wisconsin.
While nearly all states
require minimum levels of
liability, which pays for others» injuries and damage you cause in an accident, some states also mandate that you have
additional types of car insurance, such as uninsured motorist or personal injury
protection.