I continue to look
at the RCS process in two parts, one where the tree ring
age counts are
required to establish the overall expected tree ring growth rate (with tree ring
age) and the other where tree ring counts are needed
at a
particular year to provide a decent averaging effect for some of the high frequency noise.
Endowment policies are meant for those looking for regular savings with a 100 % guarantee on their investment, those who
require a lesser sum assured, and a lump sum amount
at a
particular age.