Sentences with phrase «require good credit ratings»

Banks and credit unions require good credit ratings and may take months to approve.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Part V, as amended, requires that prior to an extension of credit, the plan must receive from the fiduciary written disclosure of (i) the rate of interest (or other fees) that will apply and (ii) the method of determining the balance upon which interest will be charged in the event that the fiduciary extends credit to avoid a failed purchase or sale of securities, as well as prior written disclosure of any changes to these terms.

The best deals — for significant amounts at the lowest rates — will require a credit score of 720 or better to qualify.

Based on this information assimilated from 100 + SaaS companies, your overall conversion rates will be better by not requiring credit card information upfront.

Traditional bank loans for large amounts often require excellent credit scores of 720 or higher for the best rates.

However, remember that these cards generally require a good to excellent credit rating for approval.

In 2015, getting the best mortgage rate requires excellent credit and, in most cases, the payment of discount points at closing.

Getting the best mortgage rate also requires an excellent credit score.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

The VA had a better credit check system and had a much lower default rate despite not requiring big down payments.

This lender requires its borrowers to have at least $ 77,000 per year in provable income as well as a credit rating of at least 660.

Not surprisingly, data released this month from the the Financial Industry Regulatory Authority's Investor Education Foundation, which seeks to promote financial literacy, reveal high school students who are required to take personal finance courses have better average credit scores and lower debt delinquency rates as young adults.

However, with this option, getting a large - enough loan with a reasonable interest rate will require good personal credit history and a low debt - to - income ratio.

He said it would require strict oversight by the state banking superintendent, who would set the top loan rate, and would give lower - income people access to credit on better terms than many credit cards or rent - to - own stores offer.

The Institute plans to award extra credit to vehicles with good - rated LATCH that also provide parents with additional LATCH options beyond the two required seating positions.

If you can thread the needle just right, LendingPoint may be able to offer you a better rate than you can find elsewhere, and under much more favorable terms than a payday lender or 0 % APR credit card that requires collateral to secure.

A good credit score can be the difference in deciding whether or not to approve or deny of credit, determining the interest rate, or dictating whether or not to require deposits.

This is because the rates at TD Bank are high compared to other lenders that require borrowers have good to excellent credit.

Since CapWest is a prime lender, it requires borrowers to have good or excellent credits in order to obtain a loan from CapWest (it's always a good idea to get your credit scores from all three bureaus before applying for a mortgage so you know whether you can get the best loan rates or not).

They just require one credit report which helps you retain high Credit Scores (multiple applications reduce Credit Score) and help you get the loan at the best interest credit report which helps you retain high Credit Scores (multiple applications reduce Credit Score) and help you get the loan at the best interest Credit Scores (multiple applications reduce Credit Score) and help you get the loan at the best interest Credit Score) and help you get the loan at the best interest rates.

An unsecured loan offers no collateral and usually requires the borrower to have a better credit rating than they would get for a secured loan.

These loans are based on the idea that you are being advanced some of the money from your next paycheck, and they don't require you to have a good credit rating.

Easier credit requirements: Getting the best mortgage rates on a conventional mortgage loan can require FICO credit scores of 740 and above.

However, not every borrower will automatically be receiving this zero rate, as the lender will most likely still require a good credit score.

Credit history is another important factor, and lenders can require borrowers to have a certain credit score — the higher the better — in order to qualify for a loan and a favorable interestCredit history is another important factor, and lenders can require borrowers to have a certain credit score — the higher the better — in order to qualify for a loan and a favorable interestcredit score — the higher the better — in order to qualify for a loan and a favorable interest rate.

It requires you to apply for and be given lines of credit by way of loans, credit cards and revolving payments and pay them on time for approximately two years to build up a good credit rating.

Some private lenders require good credit from borrowers to be approved for a student loan, but they also give them an opportunity to have better interest rates and a higher chance of being approved by filing with a co-signer.

Should you decide to take out a bad credit student loan, you will not only have to do research to discover those which do not require a cosigner, but also to find the best interest rates and terms of repayment.

If required, these reports can also show a credit rating score that gives companies a quick and easy glance at how well the applicant rates when compared to other applicants.

Federal student loans have lower and fixed interest rates, and most do not require a good credit score from borrowers.

In 2015, getting the best mortgage rate requires excellent credit and, in most cases, the payment of discount points at closing.

Conventional financing typically requires a credit score of 720 or 740 or higher to get the best mortgage rates, while FHA lenders generally approve borrowers at the same interest rate as long as their credit score is higher than 620 or 640.

Likewise using credit cards can seem like a good idea because the interest rates are low, but if we make only the minimum require payment those small interest payments can really add up!

For instance, LightStream, SoFi and Marcus, which all require borrowers to have good credit scores, do not charge any origination fees or check processing fees on their personal loans, and they also have a lower maximum interest rates between 14 % and 23 %.

The good news to consumers that raising credit ratings is not an unreachable goal that requires vague steps or good luck — it is a process that is achievable by anyone who takes the necessary steps.

It is a way for you to purchase things that require credit cards and eventually achieve a higher credit limit in the future, and of course a better credit rating in general.

Fortunately it doesn't require too much effort to shop around for the best bad credit auto loan rate, nor does it take too much time if you choose to search online.

Although there isn't a specific minimum credit score required for a mortgage loan, it's important to maximize your score before starting the home - buying process in order to qualify and secure the best mortgage rate.

All my accounts now are with credit unions and online banks that don't require a minimum balance and give me much better rates for mortgage and high yield savings.

They are winning because they get a very good return on their money, and you win because you get to avoid payday loans and credit cards at higher interest rates, and you also can agree to these deals at very short notice if required.

Balance transfer credit cards might require you to have a good credit score and the promotional rate will only be temporary.

Most require good credit to qualify and excellent credit to get the best rates.

Making a business eligible for loans / credit cards at the best possible rates requires crafting an excellent credit profile through the smart use of credit.

Qualifying for a good balance transfer interest rate requires you to have a good credit rating.

In some simulations, we found a sample user would require an additional two years to pay off their debt compared with a card holder with better credit who qualified for a lower rate.

This option typically requires an above average or good credit rating and considerable equity in your home.

Traditionally, you have the large banks that will likely have the strictest lending policies, requiring the highest credit scores and good credit history in order for a borrower to get approval for loans at the lowest interest rate.

The only catch is that it requires excellent credit to qualify, which means members who qualify for VentureOne could also qualify for prime travel reward cards with higher signup bonuses and better points reward rates.

FHA guidelines require mortgage lenders to verify income and employment and will soon require lenders to charge down payments of 10 % for borrowers with FICO credit scores lower than 580; conventional lenders typically require credit scores in the mid 700 ′ s for getting the best mortgage rates.