Sentences with phrase «require higher insurance»

Some vehicles are much more expensive to repair or replace than others, and will require higher insurance premiums.

As a general rule, the family with several young children would require a higher insurance policy for both parents than a family with teens, a single individual or a retired couple who have grown children.

vehicles which may typically have a higher expected service and repair expense will generally require higher insurance premiums as well.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

On the other hand, 71 percent favor the law's Medicaid expansion, 66 percent of young adults favor the prohibition on denying people coverage because of a person's medical history, 65 percent favor requiring insurance plans to cover the full cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earners.

To smooth your claims process, be sure to document all of your belongings, particularly high - end valuables — such as art and jewelry — that may require an endorsement or rider from your insurance company.

People would generally only have to pay that much if they either didn't have health insurance (making them out of compliance with the Affordable Care Act, which requires Americans to have coverage) or if they had not yet reached their health plan's deductible (more common for people with high - deductible, so - called catastrophic health plans).

Set higher safety standards for companies operating offshore as well as those operating pipelines, and increase the required liability insurance;

Second, even the small amount in the «cookie jar» would not exist if the Finance Department had not continued to use higher - than - required employment insurance premiums to help generate the budgetary surpluses in 2015 - 16 and 2016 - 17.

The industry benefits from several factors: lenders require title insurance in order to make mortgages, customer sensitivity to the price of title insurance is low and the industry has high barriers to entry.

These insurance providers often require higher credit scores than the lenders themselves.

Higher credit scores are typically required for a piggyback loan, but for many buyers, they are the right balance between making a substantial downpayment and avoiding mortgage insurance.

It's more likely that you can avoid mortgage insurance premiums (MIPs) with conventional loans than with government insured loans, largely because conventional loans require higher down payments.

Your insurance costs may be substantially higher if you have to buy employer's liability insurance, automobile liability insurance, or any other insurance required by your landlord.

Low rates make it difficult for insurers to earn high returns due to the fact that they are required to hold a significant amount of safe debt to guarantee they can cover the insurance policies they write.

While the law does not require that companies provide retirement plans, health plans, dental or vision plans, life insurance plans, or paid vacation time, many firms still provide these benefits and many candidates have come to expect at least some of these benefits, especially as they progress to the higher management positions,» said Andrew Challenger, vice president of global outplacement and executive coaching firm Challenger, Gray & Christmas, Inc..

Private mortgage insurance (PMI) is an insurance policy required by lenders to secure a loan that's considered high risk.

Required by law in Spanish football, and occasionally found elsewhere, they tend to be set ambitiously high, partly as a deterrent and partly as insurance.

So if the levels aren't too high that require hospitalizations but high enough that they require treatment many will recommend any insurance most likely covers home phototherapy's so your baby can get to stay at home with you

In the wake of serious and fatal accidents caused by speeding, Cuomo pushed to require that anyone charged with driving more than 20 mph over the speed limit receive additional «points,» which results in higher car - insurance bills.

As The Wave newspaper of Rockaway has been extensively examining (see here and here), those changes in the NFIP, in combination with soon - to - be adopted new FEMA flood maps, will produce dramatically higher flood insurance rates and require many homeowners to purchase flood insurance for the first time.

The wider task of comprehensive social security reform would inevitably require a high - level body to review and advise on the harmonization of various initiatives and deductions from workers» payrolls in the name of welfare, such as pension contributions, national housing fund, national health insurance etc

The state Assembly has a bill pending that also would allow these companies to operate in Upstate New York, but the Assembly measure requires much higher auto insurance coverage for the drivers.

One potential approach would require individuals to maintain health insurance or face some kind of financial penalty when they next seek coverage, although insurers still could be blocked from charging higher premiums based on health status.

Whilst the lower potency probiotic supplements are great for maintaining health — for providing a kind of «insurance» against illness if you like, high potency products are required for effective treatment of disease, especially gastro - intestinal illness.

Even though much of Lyme disease treatment is denied health insurance benefits, in the end the cost incurred by insurance companies are higher since many late stage Chronic Lyme victims later require treatment by multiple physician specialist.

Local school districts could seek lower health insurance and pension costs by requiring higher employee contributions.

The true nature of market forces shows up as smaller charters are muscled out by large networks, whose business models require that they expand enrollment, favor locations with more generous public per - pupil reimbursements, and reduce exposure to expenses associated with working in distressed areas, such as a greater concentration of high - need students and high insurance costs.

The Mile High City doesn't have an ordinance or law requiring renters insurance.

Chances are high that your landlord or property management company requires Paterson, NJ renters insurance.

The CFP standard is high and requires a bachelor's degree, at least three years of relevant work experience and passing a wide number of exams on statistical modeling, insurance, taxes, and investments.

A High - Ratio Mortgage requires mortgage loan insurance.

Mortgages that are over 75 % loan in order to value are considered high proportion mortgages and generally require CMHC high ratio mortgage insurance.

These costs may include a land transfer tax (an escalating levy that rises to 2 % of the purchase price), a bank appraisal fee ($ 300), legal fees (roughly $ 1,200), as well as a high - ratio mortgage insurance premium, which is required if you make a down payment of less than 20 %.

I am living in the United States, and yes this is covered by regular insurance, except that many plans require you to meet a high deductible before coverage kicks in.

You would only be required to get SR - 22 insurance if you had been deemed a high - risk driver.

Mortgage lenders consider home loans with a loan to value ratio (LTV) of more than 80 % a higher risk, and require borrowers to pay for mortgage insurance (MI).

To insure their belongings and any damage they cause, and to protect you from higher premiums and liability, you should require your tenants to take out their own renters insurance policy upon signing the lease.

A mortgage loan taken out several years ago, not requiring mortgage insurance may now be underwater (the loan balance is higher than the value of the home).

Colonial Penn's term and whole life insurance products don't require a medical exam and have a maximum death benefit of $ 50,000, meaning you'll typically pay higher premiums and won't be able to purchase a greater amount of coverage should your financial needs change.

But if you are getting a loan that requires a down payment lower than 20 percent of the home's value, factor in the possible higher long - term costs, such as a higher interest rate and private mortgage insurance.

While there are FHA - insured loans that require just 3.5 % down, those loans require you to pay mortgage insurance for the life of the loan, which will keep your monthly payments higher.

A Conventional Mortgage is when a home buyer has more than 20 % of a down payment and therefore does not require high ratio insurance.

Some life insurance policies — particularly ones with a high - value death benefit — may require you to take a medical exam or submit a blood test in order to be approved.

If your building is in a high risk area, your mortgage lender will require you to have flood insurance.

Mortgage loans that Lenders insure using low loan to value ratio mortgage insurance will be required to meet the eligibility criteria that previously only applied to high ratio insured mortgages.

Mortgage Loan Insurance: If you have a high - ratio mortgage (more than 80 % of the lending value of the property) your lender will probably require that you purchase mortgage loan insurance, which is available from CMHC or a privateInsurance: If you have a high - ratio mortgage (more than 80 % of the lending value of the property) your lender will probably require that you purchase mortgage loan insurance, which is available from CMHC or a privateinsurance, which is available from CMHC or a private company.

Higher LTV ratios are possible, but they usually require the borrower to pay additional monthly fees known as mortgage insurance.

But this strategy is more flexible if you've invested in a universal life insurance policy as you're not required to pay the higher amount in years when it would be difficult.

Effective January 1, 2018, homebuyers who don't require mortgage insurance — those with a down payment of 20 % or more — must qualify for their mortgage at a higher rate.