Sentences with phrase «require less coverage»

Be honest about where more coverage may be needed and consider changes that have happened that may even require less coverage.

While undoubtedly, you will require less coverage that someone who has a family to support, there are some important benefits of having a life insurance, even as a single person.

Not exact matches

If you take out a single loan and put less than 20 % down, you will likely be required to pay for PMI coverage.

This means that a young person's health insurance rates are lower and the type of health coverage they require is much less than their parents.

At a roundtable talk with cab industry officials and state Assembly lawmakers in Manhattan today, Uber faced pushback from its taxi and livery car competition over a bill they argue would allow less stringent driver background checks, rider safety standards and insurance coverage than NYC requires for the app's drivers.

Once you take it off, your skin is improved, though as this foundation boosts skin hydration, which in the long run will mean that you will require less product for coverage.

Users swear it requires less product for full coverage, is easier to clean than traditional sponges, and flat - out blends better.

My everyday routine though requires much less foundation and coverage but the steps are all the same.

Started a project using white milk paint over a very dark piece (bleed thru is not the problem), it's just a much different chemical composition (thinner coverage, even when mixing - in less water) and doesn't cover well, requiring a minimum of 4 coats (great for some projects, but not this one).

What the Obama administration just did with education would be a mild case, in which waivers are combined with new requirements lacking a basis in law, but the more serious case is the Affordable Care Act, under which, without any warrant that I have been able to find in the law itself, the administration granted more than 1,400 waivers to labor unions and small businesses that were offering less insurance coverage than the law requires.

If you take out a single loan and put less than 20 % down, you will likely be required to pay for PMI coverage.

Even when it's not required, Effective Coverage recommends coverage and can help you protect yourself and your property for less money than your daily cup of coffee!

The number of Arizona drivers without the required minimum coverage is less than the national average, but the percentage is still very high.

You are required to have coverage for at least 80 % of the replacement cost of your house or the loan balance, whichever is LESS.

There are often various costs tacked on, like PMI if you're buying with less than 20 % down, or in my case, required flood insurance coverage that was well above the house's replacement cost.

It requires different medical coverage, less gear coverage (you don't hike with expensive laptops), and possibly extreme coverage for mountain climbing and medical evac.

If the insurer takes an off - coverage position, or an off - coverage position is imminent, the unintended consequences can include both the obvious, such as being on the hook for all costs & disbursements, and the less obvious, such as requiring the plaintiff's lawyer to get off the record or seeing defence settlement offers withdrawn.

Often times the smaller, less - known companies will only sell the minimum policy coverage required by the state of Nevada.

Two major insurance coverages that can provide the most gain are liability and uninsured motorist; MedPay, or medical payments coverage, is not a required - by - law insurance, and it pays out less than liability or uninsured motorist coverage.

In most jurisdictions lawyers are not required to have malpractice insurance, and even if they do, the coverage can be substantially less than LAWPRO's standard coverage or $ 1 million per claim, $ 2 million in the aggregate.

Traditional coverage will require a medical exam and is usually much less expensive.

Simplified Underwriting An underwriting process, generally used in group coverage or insurance for smaller amounts, that uses less strict analysis of risk factors, often requiring no medical exam.

The less coverage that you have — down to the state required minimum — the more exposed your financial assets will be to claim or legal action by an injured party.

If you want the minimum coverage required by your state, your quote will be less expensive than it would be if you wanted higher limits of liability with added comprehensive and collision coverage.

The more coverage you have the less likely you are to run into this issue, which is why most agents recommend liability limits at least one step higher than the minimum required to be legal in your state.

Some states have more stringent standards of coverage, while others require less.

Many insurers offer «short term» plans which are typically used when less than 12 months of coverage is required.

«Cancel for any reason» coverage requires a traveler to cancel the trip not less than a number of days or hours prior to the originally scheduled departure.

This coverage requires that your return transportation be economy fare, or similar quality as the originally issued tickets, less any applied credit from an unused return travel ticket.

The High Deductible Health Plan is defined as «a health plan which has an annual deductible which is not less than $ 1,000 for self - only coverage, and twice the dollar amount ($ 2,000) for family coverage, and the sum of the annual deductible and the other annual out - of - pocket expenses required to be paid under the plan (other than for premiums) for covered benefits does not exceed $ 5,000 for self - only coverage, and twice the dollar amount ($ 10,000) for family coverage.»

State law requires that drivers purchase no less than $ 25,000 of Property Damage Liability insurance coverage.

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

State law requires motorists to really have no less than $ 10,000 in Property Damage Liability coverage.

The car is the asset of the financial institution and, as the lender, it has the right to require you to get this coverage, carry a deductible (usually only $ 500 or less is required), and get any damage repaired.

Uninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist coverage

You are required to pay more yet you receive less coverage.

This shows that there is less of a need for crime based comprehensive coverage, where as the environmental side may require at least enough to cover your vehicle.

Simply defined, if you are struck or hit by a motorist who does not have car insurance, or less coverage than your state of California requires, your medical bills will still be covered in case of an accident.

There are also guaranteed issue policies that require no medical questions or exams, but these tend to be much more expensive or are issued with less coverage.

That's because employer - provided group coverage doesn't usually require a medical exam, so workers pay a bit more to account for less healthy people in the mix.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

Conversely, less coverage may be required as children become more financially independent.

There always be some customers who will be fit naturally and will need little prone to diseases and hence would require less health insurance coverage than someone who is diagnosed with a serious disease and regularly visits to the hospital.

While most states follow a tort system, many drivers prefer to use a no fault system which tends to require less in terms of mandatory coverage and can also cost less.

All you are required to do is call the company and let them know that you want less coverage and your premium will be reduced.

Most traditional life insurance policies require you to purchase no less than $ 25,000 in coverage.

You may require more or less coverage than your friends and neighbors.

A short - term policy may be a good choice if coverage is required for three years or less.

The term «minimum limit» means that the state establishes a certain amount of coverage that drivers are required to carry and no one is allowed to carry less than that.

Uninsured / underinsured motorist (UM / UIM) coverage is your protection against the chances of running into a driver who either has less than the minimum required coverage, or none at all.