In countless unique business situations, our team has been able to solve complex situations by listening and going beyond the numbers to build capital solutions that may
require less equity and lead to a better return.
Not exact matches
So the investment is
less than half of the unencumbered
equity that would be
required by a traditional franchise restaurant.
If the
equity premium puzzle is real and not just luck, there is little reason to think that this generation or future generations will
require less expected return for holding nondiversifiable
equity risk.
Mortgage insurance is often
required when buying a home with a down payment of under 20 % or when refinancing with a current
equity of
less than 20 %.
Obviously, REITs tend to be
less favorable since they are
required to pay out 90 % of their profits to shareholders vs. purchasing
equities and paying long term capital gains rate when selling shares.
Since even long Treasuries are still
less volatile than
equities, they
require both long duration and a heavy weighting to serve as an effective counterbalance to stocks.
I think what could happen is that you could see more procurement from the utility in wanting to own the assets and then
less trying to enter into the PPA off - take agreements, because those are the contracts that are going to
require tax
equity dependency.
Homeowners that have
less than 10 %
equity are
required to pay MIP for the life of the loan.
To understand why conventional loans
required PMI when the down payment /
equity in the home is
less than twenty percent, consider what happens during a mortgage default.
Finally, GM's quick repayment of the loans has whetted the appetite of some commentators (including DeCloet) for the ultimate repayment of the full government contribution. That would occur through the issuance of public
equity by GM and Chrysler, creating a market for those stocks into which the government would presumably sell its shares. There is even some nefarious language in the rescue packages
requiring the government to sell off its shares within specified, relatively aggressive timelines. The more I think about it, the
less this makes sense — neither for the auto industry, nor for taxpayers. Why not hang onto the
equity stake? If the companies recover and the
equity gains market value, then the government will be able to claim that on its balance sheet (hence officially recouping the cost of its written - off contributions and creating a budgetary gain).
There are unfunded mandates and lack of aid from the state, and while he has provided more money for education, it is
less than the Campaign for Fiscal
Equity settlement [the 2006 court ruling
requiring the state to pay billions in backpay to shortchanged school districts]... When [Assembly Speaker Carl] Heastie proposed a slightly progressive income tax, he just rejected it.
Why does our definition of «fairness» and «
equity»
require that schools serving the
less fortunate — and only those schools — must serve every child?
But, because running schools
requires a lot of people, the «base staffing allocation» uses up more than 85 % of unrestricted General Fund resources, [2] leaving
less for this
equity - driven redistribution.
To understand why conventional loans
required PMI when the down payment /
equity in the home is
less than twenty percent, consider what happens during a mortgage default.
Even though with a Reverse Mortgage you are not
required to make monthly mortgage payments, lower rates equal
less interest added onto the balance of your loan each year (preserving more
equity for your heirs).
If you have
less than 20 %
equity in your home, a monthly mortgage insurance payment may be
required.
However, since investing in
equity options
requires less initial capital than buying the equivalent amount of stock, your potential cash losses are usually smaller than if you'd bought the underlying stock and sold it at a loss.
MI is
required when you have
less than 20 %
equity in a property.
Impound accounts are not generally
required unless you have
less than 10 %
equity in your home.
Private Mortgage Insurance (PMI) is
required on private loans guaranteed by Fannie Mae and Freddie Mac that do not have at least a 20 % down payment, or mortgage refinances with
less than 20 %
equity.
But some may
require monthly private mortgage insurance, if the borrower puts
less than 20 percent down toward the purchase, or has
less than 20 percent
equity in a refinancing.
Mortgage insurance is
required if you have
less than 20 %
equity (or down payment) in your home and protects the mortgage lender from losses if a customer is unable to make loan payments and defaults on the loan.
Conventional mortgages originated with a low down payment, which is defined as
less than 20 percent,
require private mortgage insurance (MI) until approximately 20 percent
equity is established through either monthly payments or home price appreciation.
Mortgage insurance is often
required when buying a home with a down payment of under 20 % or when refinancing with a current
equity of
less than 20 %.
If your FHA loans starts out with
less than 10 % down or
equity, your mortgage insurance is
required for the life of the loan.
This is not to be confused with mortgage default insurance, which lenders
require to cover their own assets if you have
less than 20 %
equity in your home.
As with any FHA loan, an FHA streamline refinance
requires that you pay both an upfront mortgage insurance premium (MIP) at closing and, on loans with
less than 20 percent
equity, an annual MIP as well.
Most lenders
require your CLTV to be 85 % or
less for a home
equity line of credit.
The majority of lenders & banks
require you to have not
less than 90 %
equity in your residence.
All home loans with
less than 20 %
equity require the borrower to pay for some form of insurance in order to safeguard the lender from the risk of default.
For homeowners with FHA mortgages, VA loans or with
less than 20 %
equity, escrowing homeowners insurance is
required per official mortgage guidelines.
If you have
less than 20 % down or
equity, make sure they include PMI in the APR (as
required by law).
• FHA refinance guidelines
require less home
equity and allow lower credit scores than on a conventional refinance.
Another option is to get a home
equity line of credit if that has much
less fees than the cash - out refi... however, I don't know if that makes sense if we are already
required to refinance in order to remove one of us from the mortgage.
PMI - Private Mortgage Insurance: If borrower puts down
less than 20 % of a down payment when purchasing a home, the lender usually
requires mortgage insurance until the amount of
equity is built up to or surpasses 20 %.
* Ask about new mortgage refinance options that may
require less home
equity.
«Yet it does represent a long - term risk if the savings prove greater than expected or if the enterprises see this as a safer way to obtain congressionally
required mortgage insurance on loans with
less than 20 % borrower
equity.»
It's clear EIIB's new asset management strategy
requires far
less capital (even with bolt - on acquisitions) than the current GBP 129.8 mio of net
equity.
At present, lenders are
required to obtain mortgage loan insurance for any high loan - to - value mortgage — a loan where the homebuyer's down payment or
equity in the home is
less than 20 %.
A home
equity loan also
requires some checks but there is usually
less processing and they close faster.
Limiting warming to 2 °C or
less will
require reductions in global ghg emissions below current emissions by as much as 80 percent by mid-century for the entire world and as we explained in the a recent article on «
equity» at even greater reduction levels for most developed countries.
Innovative entrepreneurs should also keep in mind that crowdfunding generates
less investment than traditional venture capital - style investments, so
equity financing may not be the most appropriate option if their plan
requires significant capital expenditure.
PMI is
required of borrowers, but under certain state laws, it can be canceled if your home's
equity has appreciated and you owe
less than the 80 % of its value in your mortgage loan.
This type of policy is
required in most conventional mortgages where there is
less than 20 %
equity in the property at time of signing.
Generally, mortgage insurance is
required when you get a conventional mortgage and put down
less than 20 percent, or when you refinance a mortgage and your home
equity is
less than 20 percent.
TALF
requires the borrower to contribute
equity (the «haircut») of at least 15 % of the par value for any CMBS with an average life of five years or
less, plus an additional 1 % for each average life year above five.
So, a bit
less attention to cash flow and a bit more attention to the blend of cash flow and
equity might be
required at this time.
«This was a challenging transaction as an approximate $ 10 million CMBS loan on Southwood Village had to be assumed by the new buyer and subsequently
required a large
equity payment of $ 11 million resulting in
less than a 50 percent LTV,» said Donald MacLellan, senior managing director at Faris Lee, in prepared remarks.
Private Mortgage Insurance (PMI) Private Mortgage Insurance (PMI) is the insurance a borrower is
required to pay if they have
less than 20 % (in some cases 25 %)
equity in their home.
Private Mortgage Insurance is also
required if borrowers refinance mortgages that have
less the 20 percent
equity.