Sentences with phrase «require other coverage»

Some states also require other coverage types apart from liability.
Most states require minimum levels of BI and PD and some require other coverage types.

Not exact matches

That means the Affordable Care Act — the landmark health care law that passed in 2012 and established, among other things, health - insurance exchanges and required all Americans to have coverage — will surely wind up in his crosshairs.
On the other hand, 71 percent favor the law's Medicaid expansion, 66 percent of young adults favor the prohibition on denying people coverage because of a person's medical history, 65 percent favor requiring insurance plans to cover the full cost of birth control, 63 percent favor requiring most employers to pay a fine if they don't offer insurance and 53 percent favor paying for benefit increases with higher payroll taxes for higher earners.
The AHCA attempts to preserve certain Obamacare components (mandating coverage for Americans with pre-existing conditions, requiring insurers to provide certain benefits, etc) while massively scaling back others (including the Medicaid expansion which has covered millions of low - income people and replacing more generous insurance subsidies with optional tax credits that can be used to buy coverage).
The other issue is that many insurance companies that service small business don't carry all of the types of insurance that you are required by your client to carry or they may not carry the coverage at the levels required by the client.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
The new regulations extend the accommodation available to religiously affiliated nonprofit employers to closely held2 for profit corporations that have adopted a resolution establishing that the corporation objects to some or all contraceptive services on account of the owners» sincerely held religious beliefs.3 Starting in the new plan year, Hobby Lobby and other closely held corporations with religious objections will be required to notify their insurer, third party administrator, or HHS so that the insurer or administrator can still provide the contraceptive coverage directly to the employees and their dependents.
As the debate has taken on a decidedly Asia focus, with some recent studies and popular media coverage pointing to investors from Asia as one of the drivers of Vancouver's soaring housing prices, the Asia Pacific Foundation of Canada (APF Canada) has written a background document aggregating the available facts, outlining similar challenges in other jurisdictions, and raising the question: Is public policy required?
Industry experts offer several reasons for this shift including: i) significant cost of compliance with Sarbanes Oxley and other requirements for public companies; ii) limited sell side research coverage from the banks; and iii) capital markets are requiring greater revenue scale and operating history for public companies.
Some areas will require additional coverage for floods, earthquakes and other hazards, depending on the location of the home.
The Catholic bishops of the United States have vowed to continue to resist the HHS Mandate, which forces Catholics and others to violate their consciences regarding grave issues of the human person and human life by requiring coverage of abortifacients, sterilization, and contraceptives.
It does not require coverage of carrying cases, cleaning supplies and other accessories.
Encourage adequate, routine insurance coverage for necessary breastfeeding services and supplies, including the time required by pediatricians and other licensed health care professionals to assess and manage breastfeeding and the cost for the rental of breast pumps.
According to Schneiderman, New York's mental health parity law requires insurers provide broad - based coverage for the diagnosis and treatment of mental health disorders at least equal to coverage provided for other health conditions.
The TickBITE act requires health insurers to provide coverage for long - term medical care for Lyme disease and other tick borne related pathogens.
This high variability of influenza virus in the study region (and other subtropical / tropical climates) will require improved vaccines with broader antigenic coverage, the authors report.
Equipment required is to analyze dataclaims must prove the other choices of carriers, make a list of auto insurance coverages is not necessarily a luxury, driving holidays to a driving violation.
The commissioner may contract with entities other than, and including, approved teacher preparation programs to provide intensive teacher training leading to passage of the required certification exams for the desired subject area or coverage.
If it requires significant treatment, exceed the limits of medical payments to others coverage, or may not have been your fault or responsibility, then the liability portion of your Columbus renters insurance can kick in to
Some insurance coverage (s) require purchase (s), auto rentals, common carrier fares, hotel or motel and other trip costs to be charged to the card to activate coverage.
For smaller injuries that don't require as much care or expense, you'll find that you have coverage for medical payments to others.
Most policies include this coverage automatically, while others, particularly those with named - peril clauses, may require you to purchase a separate tornado insurance rider or specifically name tornadoes among your covered events.
Sure, you can opt for the minimum amount of coverage your state requires, but insurers are still going to consider all that other stuff we mentioned earlier when setting your premiums.
While one is accidental and the other is malicious, it doesn't change the fact that there just is no law requiring the coverage.
Your landlord can and may require coverage (or most other things) and set out penalties in the lease for non-compliance.
Some insurance (s) require purchases, common carrier fares and other trip costs to be charged to the card to activate coverage (other conditions may also apply).
For homeowners who do not currently own the title on the property the lender or other financial organization which does, will normally require having homeowners insurance as well as additional coverage until the loan is paid in full.
Car insurance is made up of three major parts: liability coverage, which is required in virtually all states; collision coverage, which is optional and pays for damage to your car from crashes with other cars or objects; and comprehensive coverage, which is also optional and covers just about everything else — such as a collision with a moose, hail damage or car theft, Passmore says.
Some are only getting Harrisburg, PA Renters Insurance because their lease requires it, others know they need the coverage but are gravely concerned about the cost.
GEICO's flood insurance, like most other companies» policies, requires a 30 - day waiting period from the moment you purchase coverage in order to become effective.
Most insurance companies require policyholders to maintain a certain threshold of coverage on their auto, homeowner's, and possibly other insurance policies (i.e. if you own a boat, etc) in order to obtain an umbrella insurance policy.
If the lease requires renters insurance, and you don't maintain the coverage to indemnify the property owner for damage you cause to their building, that's a material breach of the lease and can be handled just like any other material breach of the lease.
Certain items such as jewelry, collectibles or other valuable items may have a value limit or require additional insurance coverage to provide full coverage for loss, theft or damage.
Some areas will require additional coverage for floods, earthquakes and other hazards, depending on the location of the home.
Some areas require more coverage than others and it's possible to get a discount for being in a low risk area.
What this means is that state law requires your insurance policy provides you with $ 20,000 worth of coverage for bodily injury or death that you cause to other individuals, $ 40,000 worth of coverage for bodily injury or death caused per accident if multiple people are involved, and $ 10,000 worth of coverage for property damage caused in other states.
In certain locations, other types of insurance coverage are required.
If you're just looking to comply with the bare minimum your property manager requires, you can choose minimal limits on those other types of coverage.
Unlike all other states that require PIP however, the coverage is unlimited in Michigan.
Did you know that your Woodbridge, VA Renters Insurance has a small coverage for damage to property of others that doesn't require a liability claim to be filed?
Note that motorcycle owners aren't required to have personal injury protection as part of their insurance, as car owners are, just liability coverage which pays for injuries and property damage of other parties.
These coverages are required in some states and optional in others.
Final expense life insurance provides smaller coverage policies without requiring applicants to meet the same standards as other life insurance policies.
Like other Texas vehicle owners, Garland residents need to purchase required minimum coverage in order to drive legally.
To the extent a Fund sells securities short, it will provide collateral to the broker - dealer and (except in the case of short sales «against the box») will maintain additional asset coverage in the form of cash, U.S. government securities or other liquid securities with its custodian in a segregated account in an amount at least equal to the difference between the current market value of the securities sold short and any amounts required to be deposited as collateral with the selling broker.
Requires employers with more than 20 employees to make group health care coverage available for 18 months, at the employee's expense, to employees who leave the employer for any reason other than gross misconduct.
Thus, the amount of coverage you require depends on the age and financial needs of your dependants; and other factors such as whether your mortgage is paid and how much wealth you have accumulated towards retirement.
Upgrade the current commercial dog breeder law, requiring larger enclosures that have solid flooring and are not stacked Require that commercial breeders provide basic care, including constant access to exercise areas, nutritious food and potable water, socialization with humans and other dogs, regular and proper veterinary care, and more Require those selling 15 or more dogs in Ohio each year, regardless of where they are located, to also adhere to Ohio's humane standards Hobby breeders (defined as breeders with fewer than 8 female breeding dogs) as well as animal shelters and rescue groups are exempt from coverage.
Surprisingly, many other pet insurers do not offer this same level of coverage to their customers, instead requiring all of these costs to be paid out of pocket.
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