If you'll be using your health insurance often — managing ongoing health conditions that
require regular doctor visits, lab tests, or medications, or if you have small children (in addition to being cute, they tend to need to go to the doctor more frequently)-- you'll want to pay close attention to the deductible and copays.
Unfortunately, ICBC defense tactics in a personal injury claim
require that you make
regular visits to and from your family
doctor, regardless of whether there is really much benefit from an injury recovery perspective.