Sentences with phrase «required by credit unions»

If you do not have the minimum score required by credit unions, only private lenders can help.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

For mortgages provided by banks and credit unions, known as «conventional loans,» government guidelines require a down payment of at least 3 % of a home's purchase cost.

Credit unions are free to restrict membership by neighborhood as well as professional or personal associations, such as trade unions, so joining one will require more research and effort that joining a nearby bank.

If they work at a bank, credit union, or mortgage company owned by a bank or credit union, no licensed required.

Citizens Equity First Credit Union («CEFCU») and its wholly - owned subsidiary, CEFCU Financial Services ®, Inc., are committed to keeping personal financial information about you, your accounts, and your transactions confidential as required by federal and state laws.

Traditionally, Credit Builder Loans have been offered by only Credit Unions and Banks, requiring people to have an account with either / or.

While this is advertised as a modern bank or credit union which provides nothing but the best for its customers, in reality it keeps costs significantly reduce by requiring less workers to handle the same amount of transactions or inquiries.

Secured credit cards are often issued by banks or credit unions and require individuals to open an account with the institution and deposit funds in the account.

If you decide to terminate your membership with Utah First Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.

A struggle for smaller banks, credit unions Smaller community banks and credit unions that have limited resources to make the technical billing changes and disclosures required by the law were less confident about their ability to make the Aug. 20 deadline.

While true Loan Officers at banks, credit unions, and mortgage companies owned by banks and credit unions are NOT required to have a personal license, and many will tell you if you ask about their background how they are not required to have a license.

Under current rules, Loan Officers at banks, credit unions, or mortgage companies owned by these entities are NOT REQUIRED to have a personal license.

the store complies with all conditions required by the consumer's bank, credit union or other financial institution.

Loan Officers at banks, credit unions, or mortgage lenders owned by a bank or credit unions can be, but are NOT required to be licensed in any way.

All of our savings accounts are insured by the National Credit Union Administration and require a minimum opening balance of just $ 5.

The prohibition does not apply to: employers that are federally insured banks or credit unions; employers that are required by state or federal law to use individual credit history for employment purposes; public safety officers; or positions for which the information is substantially job - related and the employer's reasons for the use of such information are disclosed to the employee or prospective employee in writing.

The prohibition also does not apply to: (1) employers which are federally insured banks or credit unions; or (2) employers which are required by state or federal law to use individual credit history for employment purposes.

By 2011, the European Union plans to require airlines to join the region's emissions - trading system that would cap carriers» output of carbon dioxide and other pollutants and force them to buy credits if they went over the limit.

Similar to other polluting industries within the European Union Emissions Trading Scheme, airlines will be required to reduce their emissions or offset excess emissions by purchasing additional credits or investing in international climate protection projects.

Enacted in 2010 by a Democrat - controlled Congress and signed into law by Barack Obama, FATCA is virtually unknown to most Americans but has been wreaking havoc with the global financial system outside the US Touted as a weapon against «fat cat» tax evaders stashing funds offshore, FATCA is instead an indiscriminate information dragnet requiring all non-US financial institutions (banks, credit unions, insurance companies, investment and pension funds, etc.) in every country in the world to report data on all specified US accounts to the IRS.

Intended to harmonize the governance of information that relates to individuals (personal data) across European Union (EU) member states, the GDPR requires greater oversight of where and how personal data — including credit card, banking and health information — is stored and transferred, and how access to it is policed and audited by organizations.

Had a zoning issue midway through that caused my credit union to bail then the seller was essentially obstructing the deal by not making the repairs that the bank's appraiser required to close.

The likely respondents are commercial banks / savings institutions, credit unions, mortgage companies (non-bank lenders), mortgage brokers, and settlement agents [406] that would be required to provide the mortgage disclosures required by the final rule, either because they make mortgage loans subject to the final rule or because they may be responsible for completing or providing required disclosures.

A national trade association commenter representing credit unions and a credit union commenter supported the exemption for loans secured by personal property due to their uniqueness and the fact that the required disclosures would not make much sense to the consumer for these type transactions.