Sentences with phrase «required by the uninsured motorist»

An insurance company was required by the Uninsured Motorist Act to furnish uninsured motorist coverage to individuals occupying an uninsured automobile owned by the insured party or the insured's family and the contract can not be abrogated by lack of premium where the insurer did not offer the insured the opportunity to pay a premium.

Not exact matches

Uninsured motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused by drivers without proper coverage.
Arizona car insurance laws do not require drivers to carry it, but this policy option can help protect insured motorists from damage by uninsured motorists.
By law, the minimum coverage and liability limits required in Maryland are bodily injury, personal injury, and uninsured motorist liability.
Uninsured motorist coverage is not required by the state, but you may want to consider it.
Nevada does not require uninsured motorist coverage, but your agent may suggest this policy option as a way to protect you if your vehicle is damaged by an uninsured driver.
When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.
Insurance companies are required, by law, to offer Uninsured Motorist Coverage to California drivers.
The biggest difference between uninsured and underinsured motorist coverage is simply that UM is required by law, and UIM is only a strongly recommended option for your auto insurance policy.
Two major insurance coverages that can provide the most gain are liability and uninsured motorist; MedPay, or medical payments coverage, is not a required - by - law insurance, and it pays out less than liability or uninsured motorist coverage.
Massachusetts drivers are required by law to carry Uninsured Motorist coverage on their motor vehicle insurance policy.
Uninsured motorist coverage requires your own insurer to pay you damages that you would have received from an at - fault driver if he or she had carried the liability insurance that he or she was required to carry by law.
Uninsured Motorist coverage is legally required in Nebraska and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured driver who is Uninsured Motorist coverage is legally required in Nebraska and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured driver who is uninsured driver who is at fault.
Uninsured Motorist coverage will also be required in New Hampshire and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured driver who is Uninsured Motorist coverage will also be required in New Hampshire and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured driver who is uninsured driver who is at fault.
In 20 states and the District of Columbia drivers are required by state auto insurance laws to have uninsured or underinsured motorist coverage.
Uninsured motorist insurance is required in many states, and will automatically be offered to you by most insurance agents.
In the state of MA uninsured motorist protection is required by state law too.
Maryland requires its motorists buy underinsured and uninsured motorist coverage in case they are injured by someone with inadequate insurance.
Uninsured / Underinsured Motorist coverage is legally required in North Dakota and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is Uninsured / Underinsured Motorist coverage is legally required in North Dakota and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is uninsured / underinsured driver who is at fault.
A total of 21 states, plus the District of Columbia, require either uninsured motorist (UM) bodily injury coverage by itself or both UM coverage and underinsured motorist bodily injury (UIM) coverage.
That's why uninsured motorist coverage is so important, not just required by law, in Waltham.
The state of Connecticut also requires you to carry uninsured / underinsured motorist coverage to help with your medical bills after an accident caused by either:
If you are in a collision with an uninsured driver, you can rest assured that your damage is covered because you are required by the state to include uninsured motorist coverage in your Norwood car insurance policy.
For example, let's say you buy cheap car insurance in Arizona that offers the minimum coverage required by state law: $ 15,000 per person / $ 30,000 per accident in bodily injury liability, $ 15,000 per person / $ 30,000 per accident in uninsured and underinsured motorist bodily injury, and $ 10,000 in property damage liability.
Since your policy is required by state law to include coverage for uninsured motorists, you don't have too much to worry about.
Your state may require that you buy uninsured motorist bodily injury coverage, which pays your hospital bills if you are hit by an uninsured driver.
A person carrying Uninsured Motorist coverage can count on his / her insurance company to compensate damages caused in an accident by an uninsured driver or a driver who chose to buy just the minimum insurance required by their sUninsured Motorist coverage can count on his / her insurance company to compensate damages caused in an accident by an uninsured driver or a driver who chose to buy just the minimum insurance required by their suninsured driver or a driver who chose to buy just the minimum insurance required by their state law.
Finally, unlike many states Connecticut requires that drivers insure themselves against accidents caused by uninsured motorists.
The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.
Uninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motoristUninsured / Underinsured Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist Motorist Coverage Coverage pays for property damage or bodily injury if you are in an accident caused by an uninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motoristuninsured motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist motorist (a driver who does not have the minimum level of insurance required by law) or a driver who is insured, but who has less coverage than your underinsured motorist motorist coverage
This program is put by the State in place as motor insurance is lawfully required, but there were many lowincome motorists who were driving uninsured as they could not afford to pay insurance premiums.
In Florida, uninsured motorist coverage, which covers the policy holder against any damages to his own vehicle caused by an uninsured or under - insured drivers, is not required in the state.
Other insurance options not required by state law are the optional Uninsured / Underinsured Motorist and Personal Injury Protection.
Uninsured motorist coverage, comprehensive coverage, medical payments, and collision insurance are not required by law; however, these supplemental coverages may be beneficial.
The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.
Cut - rate car insurance often requires you to eliminate coverage not mandated by law in most states, such as personal injury protection, comprehensive, or uninsured motorist protection.
Uninsured motorist coverage is not required by the state, but it can provide extra security.
* Bodily injury liability, uninsured / underinsured motorist bodily injury coverage and uninsured motorist property damage coverage is not required by New Jersey state law, but is required by most insurance carriers.
Uninsured or under - insured motorist coverage pays your expenses if you get hit by someone who does not have any insurance coverage or not enough coverage to pay the required expenses.
Uninsured / Underinsured Motorist coverage is legally required in Minnesota and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is Uninsured / Underinsured Motorist coverage is legally required in Minnesota and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is uninsured / underinsured driver who is at fault.
Motor vehicle owners in Maine are required to carry uninsured motorist (UM) coverage to protect them from having to pay their own crash - related hospital bills that are caused by drivers who have not purchased the required amount of...
Uninsured / Underinsured Motorist coverage is legally required in Illinois and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is Uninsured / Underinsured Motorist coverage is legally required in Illinois and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is uninsured / underinsured driver who is at fault.
Additional insurance coverage such as comprehensive, collision or uninsured motorist protection, may cause an increase in your rates, but it may be required by your finance company.
Depending on where you live, uninsured motorist coverage may be required by law: 21 states and the District of Columbia have laws that make it mandatory.
Uninsured / Underinsured Motorist coverage is legally required in Virginia and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is Uninsured / Underinsured Motorist coverage is legally required in Virginia and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is uninsured / underinsured driver who is at fault.
Uninsured or underinsured motorist coverage is another form of supplemental insurance you may be required to carry by your state.
Uninsured / Underinsured Motorist coverage is legally required in New Jersey and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is Uninsured / Underinsured Motorist coverage is legally required in New Jersey and pays for injury and lost wages that you or your passengers may suffer in the event that you are hit by an uninsured / underinsured driver who is uninsured / underinsured driver who is at fault.
Uninsured motorist bodily injury ($ 50,000 per person up to $ 100,000 per accident) and uninsured motorist property damage ($ 10,000) is also requireUninsured motorist bodily injury ($ 50,000 per person up to $ 100,000 per accident) and uninsured motorist property damage ($ 10,000) is also requireuninsured motorist property damage ($ 10,000) is also required by law.
Uninsured and underinsured motorist protection are sometimes also required by the state for all drivers to include in their auto policy.
Uninsured / underinsured motorist coverage may also be required by your state, but is typically optional.
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