The minimum
required for all bodily injuries in one accident is $ 50,000.
The dollar amounts
required for bodily injury liability are $ 25,000 / $ 50,000; for property damage liability it is $ 25,000.
Policies with only what the state
requires for bodily injury and property damage liability protection cost significantly less than those with much higher limits of coverage.
Not exact matches
Florida state law
requires those riders to purchase and keep
bodily injury and property damage liability protection
for three years.
For example, the minimum coverage required in the state of New York is 25/50/10 but the limits in Texas every policy must have are 30/60/25 ($ 30,000 for the bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people; and $ 25,000 of personal property coverag
For example, the minimum coverage
required in the state of New York is 25/50/10 but the limits in Texas every policy must have are 30/60/25 ($ 30,000
for the bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people; and $ 25,000 of personal property coverag
for the
bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people; and $ 25,000 of personal property coverage).
Minnesota state
requires minimum auto insurance liability of $ 30,000 per person
for bodily injury protection up to $ 60,000 per accident, $ 10,000
for property damage per accident, $ 40,000 per person
for personal
injury protection, and $ 25,000 per person
for uninsured and underinsured motorists up to $ 50,000 per accident.
The 30/60/25 Law in Texas
requires all drivers to carry that amount of auto insurance
for bodily injury liability and property damage liability coverage.
Connecticut
requires minimum auto insurance liability of $ 20,000 per person
for bodily injury protection and up to $ 40,000 per accident, and $ 10,000
for property damage per accident.
In Texas there is the 30/60/25 Law which
requires all drivers to carry that amount of auto insurance
for bodily injury liability and property damage liability coverage.
Also, if the injured person
requires to be hospitalized
for a long period,
bodily injury coverage will help you pay
for the post-accident medical costs that might come as a result of the accident.
Suppose you are hit by an underinsured driver carrying the minimum
bodily injury liability insurance
required in that state — say
for example, $ 15,000 per person and $ 30,000 total per accident.
There's also the same
required bodily injury limit
for uninsured / underinsured driver's insurance.
North Dakota state law
requires minimum auto insurance of $ 25,000 per person, $ 50,000 per accident
for bodily injury, and $ 25,000 per accident
for property damage.
New Mexico
requires minimum auto insurance liability of $ 25,000 per person
for bodily injury protection and up to $ 50,000 per accident, and $ 10,000
for property damage per accident.
What this means is that state law
requires your insurance policy provides you with $ 20,000 worth of coverage
for bodily injury or death that you cause to other individuals, $ 40,000 worth of coverage
for bodily injury or death caused per accident if multiple people are involved, and $ 10,000 worth of coverage
for property damage caused in other states.
Rhode Island
requires minimum coverage of $ 25,000 per person
for bodily injury protection and up to $ 50,000 per accident, and $ 25,000
for property damage per accident.
The Mississippi Insurance Department
requires minimum auto insurance liability of $ 25,000 per person, $ 50,000 per accident
for bodily injury and $ 25,000
for property damage per accident.
Nevada
requires that all drivers maintain liability limits of at least $ 15,000 per person, $ 30,000 per accident
for bodily injury and $ 10,000 property damage.
At a minimum, drivers in The Tar Heel State are
required by law to purchase liability insurance in the amounts of $ 30,000
for bodily injury for one person, $ 60,000
for bodily injury for two or more people, and $ 25,000
for property damage.
To prevent innocent accident victims from having to pay enormous medical bills
for injuries they did not cause, the state of Florida
requires all insurance companies to offer their customers uninsured motorist coverage equaling the amount of
bodily injury coverage offered.
Currently the state law
requires a driver to carry 15/30/10 ($ 15,000 per person / $ 30,000 per accident
for bodily injury liability and $ 10,000
for property damage).
The law
requires a minimum of liability insurance of $ 25,000
for bodily injury to one person, $ 50,000
for bodily injury to all persons, and $ 10,00
for property damage in any one accident.
Last legislative session, the Florida legislature failed to pass a bill that would have
required mandatory
bodily injury insurance
for drivers in...
Finding the best accident lawyer
for you
bodily harm settlement
requires thorough research, of which 90 % can be done thru the internet by focusing on geo area, search terms such as accident or
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Michigan law
requires insurance companies to «pay benefits
for accidental
bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle.»
This method would
require the manufacturer's previous insurers to continue to provide coverage
for bodily injury occurring well after their policy periods, starting from the time the insured could no longer voluntarily insure itself because of the insurance industry's market - wide adoption of an asbestos exclusion (i.e. 1986).
Bodily injury liability and property damage protection are both
required ($ 25,000 per person up to $ 50,000 per accident and $ 15,000 per accident respectively) to pay
for the costs to the other driver.
What this means is that the state
requires $ 20,000 in coverage
for damages to another person, $ 40,000 in coverage
for bodily injuries to all injured parties, and $ 10,000 in coverage
for property damage.
The state average rate
for a year of minimum coverage (with
bodily injury amounts most insurers
require) is $ 884, according to our rate analysis.
Under the standard plan the following amounts of liability coverages are
required before you can get your vehicle; fifteen thousand dollars worth of
bodily injury coverage
for one person in an accident, thirty thousand dollars worth of
bodily injury coverage
for two or more people in an accident, and five thousand dollars worth of property damage coverage.
While most states
require you to have certain car insurance coverages, typically at least
bodily injury liability and property damage liability,
for your gap insurance to be in effect you need to carry physical damage coverages of collision and comprehensive on your vehicle as well.
New Mexico
requires motorists to liability insurance of just $ 25,000 per person and $ 50,000 per accident
for bodily injury and $ 10,000
for property damage.
The type of liability coverage
required in all states must meet minimum state level requirements
for two types of coverage: personal
bodily injury coverage and property damage coverage.
Unfortunately, Puerto Rico does not
require that its motorists maintain any liability coverage on their vehicles, though it is strongly recommended that all Puerto Rican motorists obtain minimum
bodily injury protection of $ 100,000
for a single person and $ 300,000
for multiple persons as well as $ 100,000 in property damage liability
for their vehicle.
For those living and driving in The Last Frontier, you're
required to carry insurance that includes
bodily injury and property damage liability coverages.
There's also the same
required bodily injury limit
for uninsured / underinsured driver's insurance.
While the State of New Hampshire doesn't
require you to carry car insurance, you can be held financially responsible
for bodily injury or property damage resulting from an accident.
For example, if you're a Connecticut driver (where minimum liability coverage is $ 20,000 of
bodily injury protection per person, $ 40,000 of
bodily injury protection per accident and $ 10,000 of property damage per accident, referred to as 20/40/10) and are involved in an accident in New York (which
requires 25/50/10 of liability coverage), your auto insurance will automatically extend to meet New York's requirements.
It
requires a driver to be covered
for bodily injuries, property damage, personal
injury protection (PIP) and uninsured motorist coverage.
Once you receive the rate quotes, you can then compare policy premium prices as well as the policy limits
for legally
required bodily injury coverage and property damage coverage.
For example, the minimum coverage required in the state of New York is 25/50/10 but the limits in Texas every policy must have are 30/60/25 ($ 30,000 for the bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people; and $ 25,000 of personal property coverag
For example, the minimum coverage
required in the state of New York is 25/50/10 but the limits in Texas every policy must have are 30/60/25 ($ 30,000
for the bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people; and $ 25,000 of personal property coverag
for the
bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people; and $ 25,000 of personal property coverage).
For most auto insurance policies, the only time you would file a
bodily injury claim is when you are not at fault in an accident, meaning the other person caused you to sustain
injuries requiring medical attention.
Nevada,
for example, only
requires coverage up to $ 15,000
for bodily injuries per person, $ 30,000
for bodily injuries per accident, and $ 10,000
for property damage.
A state law
requiring motorists to obtain minimum auto liability coverages
for bodily injury and property damages.
For example, let's say you buy cheap car insurance in Arizona that offers the minimum coverage
required by state law: $ 15,000 per person / $ 30,000 per accident in
bodily injury liability, $ 15,000 per person / $ 30,000 per accident in uninsured and underinsured motorist
bodily injury, and $ 10,000 in property damage liability.
The following quotes
for Hartford are built on a policy that includes $ 25,000 in coverage
for bodily injury and property damage liability (which is above the minimum
required amount
for each state) as well as medical payments liability coverage as
required in Maine.
Each of the 50 U.S. states and the District of Columbia
requires drivers to have insurance coverage
for both
bodily injury and property damage, but the minimum amount of coverage
required by law varies by state.
Many states
require liability insurance
for scooters, also known as «property damage /
bodily injury.»
All states
require either insurance or a proof of financial responsibility, and in most, coverage
for bodily injury and property damage liability is mandatory.
Maryland auto insurance laws
require minimum liability insurance including $ 20,000 per person
for bodily injury, $ 40,000 per accident
for bodily injury, and $ 15,000 per accident
for property damage.