Your present policy may have a lower premium rate than is
required on a new policy of the same type, if only because you're older.
Your present policy may have a lower premium rate than is
required on a new policy of the same type, if only because you're older.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of
new and maturing programs; 2) our ability to perform our obligations under our
new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect
on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any
required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and
new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9)
new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU,
on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted
on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the
required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition
on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might
require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger
on the market price of United Technologies» and / or Rockwell Collins» common stock and / or
on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
A few Fed policymakers worry the U.S. economy, which has delivered strong job gains but worryingly weak rates of inflation, could be stuck
on a low growth path that
requires low rates for years as well as
new policy tools.
Drone supporters railed against a
new government
policy unveiled
on Monday that
requires people who own drones to pay a $ 5 registration fee.
At one point
on Thursday, the site was acquiring 31,000
new users an hour — many of whom flocked to there because of a disagreement with Facebook over its
policy requiring real names, which some say is unfair to -LSB-...]
It has done so by introducing three distinct interest rates
on reserves:
required reserves — which banks must hold — these are paid zero, and are relatively small in quantity; existing reserves — these are now paid 10bps; and a
new third tier — a «
policy balance» which will be paid minus 10bps.
It is a trend that is only set to accelerate as
policy measures such as the recommendations from the Taskforce for Climate - related Financial Discosures and
new green finance rules from the UK and EU start to take effect and
require firms to disclose more information
on the climate risks they face.
The
policy was adopted a month ago as the province lobbied Governor Andrew Cuomo to drop his proposed
New York Buy American Act, which would have
required state entities to buy from U.S. companies
on all purchases more than $ 100,000 (U.S.).
On Friday, China's Family Planning Authority gave more detail on how the new policy would work: each province would be left to determine the implementation of the rules, with couples planning to have a second child still required to secure «relevant approval», although this process will be simplifie
On Friday, China's Family Planning Authority gave more detail
on how the new policy would work: each province would be left to determine the implementation of the rules, with couples planning to have a second child still required to secure «relevant approval», although this process will be simplifie
on how the
new policy would work: each province would be left to determine the implementation of the rules, with couples planning to have a second child still
required to secure «relevant approval», although this process will be simplified.
(CNN)-- After an avalanche of criticism, the White House is working
on a way to thread the needle
on a
new health care
policy which will
require all employers - including religious institutions - to cover contraception in their health insurance plans.
The district's healthy vending
policy requires snacks to meet
new nutritional standards, including limits
on calories, sodium, fat and sugar.
ROLLING MEADOWS — The Rolling Meadows Park District board
on Tuesday night adopted its first - ever
policy requiring criminal background checks of all
new hires and volunteers.
It really started with an image: The all - male, clerical - heavy line - up was speaking before Rep. Darrell Issa's House hearing
on the Obama administration's
new policy requiring contraceptive coverage in
new health insurance
policies, with a small exemption for churches that object.
The budget also includes a
new policy that
requires school districts to report more details about how they plan to spend the money
on a school - by - school basis.
This
new alliance
on the five - member board resulted in votes to rescind both the town's Rules of Procedure in conducting town board meetings, and to rescind a town
policy requiring individual town board members obtaining full - board approval before utilizing services of the town attorney.
We had turned round our performance and reputation and pioneered innovative approaches like our planning
policy, the «Merton Rule»,
requiring on - site renewables in
new development, which was eventually adopted by 140 other councils and the UK Government.
The first
requires that any annual surplus in the Special Transportation Fund above a certain level be transferred to a
new «transportation excess revenue account» that the DOT commissioner would be authorized to spend
on transportation projects, subject to the approval of the secretary of the Office of
Policy and Management.
It doesn't necessarily take a woman to push legislation that benefits single women, but these women, by sheer dint of personal experience, will have a better perspective
on the
new approaches to social
policy that this
new population of women
requires.
The
new policies, which are available here, will place strict time limits
on the shelter clients, forcing many into the streets, and will
require daily payments from the financially strapped residents.
New York Gov. Andrew Cuomo said
on Saturday he plans to introduce legislation
requiring universities to adopt an affirmative consent
policy for sexual interactions at college campuses statewide.
«The Council has long argued that DHS» proposed
policy would have needlessly put thousands of homeless
New Yorkers
on the streets by
requiring them to provide proof they have nowhere else to stay,» the statement said.
Funding R&D initiatives that are part of these
new mandatory spending requests would
require new legislation outside of the traditional appropriations process, said the director of the AAAS R&D Budget and
Policy Program at a 23 March briefing
on Capitol Hill.
Third, governments must accept that real leverage
on emissions will
require a combination of market - based climate
policies (such as carbon taxes and smarter trading schemes) and a set of measures to support indirect, but effective and economical pressure to cut carbon and adopt
new technologies.
Now entire state systems are moving toward merit pay, with
new policies established recently in Florida and Texas
requiring districts to set teachers» salaries based in part
on the gains their students are making
on the state's accountability exam.
The
new report did not capture a precise measure
on what proportion of tests were
required by teacher evaluation, but it does point out that many states have put in place
new assessments «to satisfy state regulations and laws for teacher and principal evaluation driven by and approved by U.S. Department of Education
policies.»
Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in
New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance
policy, and understanding whether your district will be allowed to choose its attorney or be
required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school,
on the athletic field, in the locker room, and
on school trips; Sovereign Immunity: Understanding the effect of the
New Jersey Torts Claims Act
on negligence claims against school districts.
This Op - Ed by BBA National Coordinator Elaine Weiss reflects the emerging
policy environment — which recognizes that reaching higher standards and ensuring accountability
require addressing poverty's impacts and incorporating educator perspective — in which BBA is poised to take
on a
new leadership role.
Under the
new policy, students in the 3rd, 6th, and 8th grades were
required to meet minimum standards in reading and mathematics
on the Iowa Test of Basic Skills (ITBS) in order to step up to the next grade.
One theory is that it was easier to improve basic skills with
policy from above because it
requires little
new learning
on the part of teachers and limited advances for students.
Moreover, in many sections of the
new law, there are requirements for meaningful community and stakeholder engagement, which then
requires state
policy makers to reconsider the ways in which education
policy has previously been developed and imposed
on teachers, students and even parents.
This is true, and it's a fine argument for focusing education
policy efforts
on sustainable teacher quality reforms, such as recruiting more academically talented young people into the profession,
requiring new teachers to undergo significant apprenticeship periods working alongside master educators, and creating career ladders that reward excellent teachers who agree to stay in the classroom long - term and mentor their peers.
Though the
new policy won't
require reporting of daily attendance, there is an expectation that the schools will
require and monitor student participation in the online academic delivery model — but the
policy also allows the virtual schools to define
on their terms what they consider to be student participation, or «student activity» as it's mentioned in the
new policy document.
This, I would agree is something that is very positive that has come out of the nation's
policy - based focus
on its «
new and improved» teacher evaluation systems, again, as largely
required by the federal government, especially pre-Every Student Succeeds Act (ESSA).
The school says it has hired a
new principal and
new counselor and will have a
new policy requiring the counselor to meet with juniors twice a year and seniors three times a year to make sure they're
on track to graduate.
A Struggle We Must Win: Advancing School Integration through Activism, Youth Voice, and
Policy Reform Dates: Oct 19 & 20 Host: National Coalition
on School Diversity Location:
New York City, NY Main contact: Gina Chirichigno,
[email protected] Description: National conference
on school diversity Website: http://school-diversity.org/2017-conference Type: Open to general public (fee
required)
High School Enlists Businesses to Help Students Decide, Education Week 3/27/18 - As School Districts Seek to Improve Student Performance, They Turn to Career Academies, Times Free Press 3/12/18 - Congress Must Support Business, says Senator,
New Hampshire Union Leader 3/5/18 - States are Passing More
Policies to Help Americans Jumpstart Careers, The Hill 2/28/18 - Preparing Students for Work
Requires Revised Approach to Education, Education Dive 2/26/18 - President's Budget Doesn't Celebrate CTE Month, The Hill 2/25/18 - Will Black Workers Get In
On The Expansion of Career and Technical Education?
Researchers found large differences in the pupil progress gap between different types of schools, and have now called
on the government to consider
new policies including
requiring schools to publish their progress measures for disadvantaged pupils
on their website, and for that measure to be included in performance league tables for multi-academy trusts.
Of course, most FHA lenders were already
requiring this — so the «
new»
policy is only
new on paper.
Previously, carriers were soft
on their upgrade requirements but a
new focus
on cutting subsidies for phone purchases and upgrades, carriers are sticking to a
policy required 24 months between upgrades.
Another delay was that the buyer had purchased home owners insurance
on property
required by his lender a year ago and they cancelled that
policy considering they weren't living in the house and had to start a
new policy.
(2) A military activity carried out by DOD as of the effective date of these regulations and specifically identified in the section entitled «Department of Defense Activities» of the FMP / FEIS is not considered a pre-existing activity if: (i) It is modified in such a way that
requires the preparation of an environmental assessment or environmental impact statement under the National Environmental
Policy Act, 42 U.S.C. 4321 et seq., relevant to a Sanctuary resource or quality; (ii) It is modified, including but not limited to changes in location or frequency, in such a way that its possible adverse effects
on Sanctuary resources or qualities are significantly greater than previously considered for the unmodified activity; (iii) It is modified, including but not limited to changes in location or frequency, in such a way that its possible adverse effects
on Sanctuary resources or qualities are significantly different in manner than previously considered for the unmodified activity; or (iv) There are
new circumstances or information relevant to a Sanctuary resource or quality that were not addressed in the FMP / FEIS.
Our facility
policy requires each
new diver to complete an orientation dive and skill review
on our house reef and all our dives are lead by experienced Divemasters and Instructors.
But phrases like «
requires account
on Xbox Live in an Xbox One - supported Xbox Live country» followed by a list of the 21 countries makes it seem as if playing the video game console outside of these places is a whole
new DRM
policy.
But it will also
require policies that encourage investment in
new clean energy technology, which even a level playing field may not generate
on its own.»
The Honourable Sergio Marchi, CEO of the Canadian Electricity Association, used his keynote address
on the conference's second day to deliver a similar message, noting that Canada's non-emitting electricity supplies are key to capturing
new clean growth opportunities and doing so
requires new approaches to the planning and operation of the electricity grid,
policy considerations and public education.
Carbon Tracker argues that the
new Financial
Policy Committee, set up to monitor risks and bubbles in the financial system, must urgently address the «carbon bubble» and ensure regulators
require greater disclose
on reserves and carbon emission in order to assess this material risk to financial stability.
Here's what is
required (leaving aside Theresa May's electorally hamstrung inability to deliver much of it): The entire cabinet and every business leader the government's black book can muster,
on stage for the launch of the
new strategy; an explicit declaration that this, full decarbonization of the economy, is the post-Brexit economic strategy; clear and attractive retail
policies, such as a diesel scrappage scheme, tax breaks for green investment,
new apprenticeships, a green home building program; an open invitation to all opposition party leaders to share a platform to support the plan with a declaration that while they may not agree
on every component they fully endorse the over-arching goal; a willingness to shame those party leaders who play party politics and refuse to turn up; a fortnight - long program where each day sees a
new cabinet member explain how the plan will transform parts of the economy; a Royal Commission
on the flaws of GDP as an economic measure and the viability of alternative quality of life metrics; and, yes, a brave assertion that carbon intensive industries will have to transform or be scaled back, backed by a decarbonization adaptation fund to help affected communities respond to this global trend.
Capitalizing
on new technologies will
require a major scientific effort and
policy initiatives to accelerate adoption of
new technologies.