First, the state
requires bodily injury and property damage liability coverages for all drivers.
Connecticut's
required bodily injury and property liability requirements are slightly below the national average.
Not exact matches
These policies help to protect against payments as the result of
bodily injury or
property damage, medical expenses, the cost of de1fending lawsuits,
and settlement bonds or judgments
required during an appeal procedure.
Policies protect against payments as the result of
bodily injury,
property damage (including if the
property is damaged off - premise), medical expenses, libel, slander, the cost of defending lawsuits,
and settlement bonds or judgments
required during an appeal procedure.
Florida state law
requires those riders to purchase
and keep
bodily injury and property damage liability protection for three years.
For example, the minimum coverage
required in the state of New York is 25/50/10 but the limits in Texas every policy must have are 30/60/25 ($ 30,000 for the
bodily injury or death of a person in one accident; $ 60,000 in an accident with two or more people;
and $ 25,000 of personal
property coverage).
The majority of states in the U.S.
require bike owners to show proof of motorcycle insurance coverage (
bodily injury and personal
property liability) in order to register their vehicles.
The basic
bodily injury and property damage liability coverage
required by law in most states is relatively inexpensive.
Standard motorcycle insurance policies include
bodily injury and property damage liability insurance, which riders are
required to have in most states.
Most states
require moped
and scooter owners (like motorcycle owners) to have some level of
bodily injury and property damage liability insurance.
Minnesota state
requires minimum auto insurance liability of $ 30,000 per person for
bodily injury protection up to $ 60,000 per accident, $ 10,000 for
property damage per accident, $ 40,000 per person for personal
injury protection,
and $ 25,000 per person for uninsured
and underinsured motorists up to $ 50,000 per accident.
The 30/60/25 Law in Texas
requires all drivers to carry that amount of auto insurance for
bodily injury liability
and property damage liability coverage.
South Carolina state
requires three types of liability coverage in auto insurance policies in the state:
bodily injury,
property damage,
and uninsured motorist.
Connecticut
requires minimum auto insurance liability of $ 20,000 per person for
bodily injury protection
and up to $ 40,000 per accident,
and $ 10,000 for
property damage per accident.
In Texas there is the 30/60/25 Law which
requires all drivers to carry that amount of auto insurance for
bodily injury liability
and property damage liability coverage.
Connecticut
requires that every driver carry minimum liability limits of $ 20,000 per person
and $ 40,000 per accident in
bodily injury coverage
and $ 10,000
property damage coverage.
At the least, you're
required by law to buy a 20/40/10 policy: minimum
bodily injury liability limits of $ 20,000 per injured person, up to a total of $ 40,000 per accident,
and property damage liability coverage of $ 10,000.
North Dakota state law
requires minimum auto insurance of $ 25,000 per person, $ 50,000 per accident for
bodily injury,
and $ 25,000 per accident for
property damage.
New Mexico
requires minimum auto insurance liability of $ 25,000 per person for
bodily injury protection
and up to $ 50,000 per accident,
and $ 10,000 for
property damage per accident.
California
requires that car insurance policies have at least
bodily injury liability
and property damage liability coverages of the limits below:
A basic liability policy includes only the coverages
required by state law: $ 15,000 per person / $ 30,000 per accident
bodily injury liability
and $ 5,000 in
property damage liability.
The SR22 Non-Owners policy would be
required if the driver wishes to maintain a driver's license but does not own a vehicle,
and will typically cover basic liability coverage, uninsured motorist
bodily injury protection,
and uninsured motorist
property damage coverage.
Most people carry insurance that includes the state's
required bodily injury liability of $ 15,000 per person / $ 30,000 per accident
and property damage liability of $ 5,000.
What this means is that state law
requires your insurance policy provides you with $ 20,000 worth of coverage for
bodily injury or death that you cause to other individuals, $ 40,000 worth of coverage for
bodily injury or death caused per accident if multiple people are involved,
and $ 10,000 worth of coverage for
property damage caused in other states.
Rhode Island
requires minimum coverage of $ 25,000 per person for
bodily injury protection
and up to $ 50,000 per accident,
and $ 25,000 for
property damage per accident.
The Mississippi Insurance Department
requires minimum auto insurance liability of $ 25,000 per person, $ 50,000 per accident for
bodily injury and $ 25,000 for
property damage per accident.
Nevada
requires that all drivers maintain liability limits of at least $ 15,000 per person, $ 30,000 per accident for
bodily injury and $ 10,000
property damage.
Wyoming's automobile financial responsibility law
requires minimum liability limits of $ 25,000 per person, $ 50,000 per accident
bodily injury and $ 20,000
property damage.
At a minimum, drivers in The Tar Heel State are
required by law to purchase liability insurance in the amounts of $ 30,000 for
bodily injury for one person, $ 60,000 for
bodily injury for two or more people,
and $ 25,000 for
property damage.
As of early 2010, state law
required Marylanders to get protection on the order of: $ 20,000
bodily injury per person, $ 40,000
bodily injury per accident,
and $ 10,000
property damage — as well as personal
injury protection, uninsured motorist,
and underinsured motorist coverage.
Both
bodily injury and property damage liability coverage is
required in almost every state,
and some states
require personal
injury protection
and uninsured motorist coverage as well.
Currently the state law
requires a driver to carry 15/30/10 ($ 15,000 per person / $ 30,000 per accident for
bodily injury liability
and $ 10,000 for
property damage).
The law
requires a minimum of liability insurance of $ 25,000 for
bodily injury to one person, $ 50,000 for
bodily injury to all persons,
and $ 10,00 for
property damage in any one accident.
California law
requires the reporting of all car accidents on streets
and highways that result in
bodily injury, death, or
property damage exceeding $ 1,000.
Bodily injury liability
and property damage protection are both
required ($ 25,000 per person up to $ 50,000 per accident
and $ 15,000 per accident respectively) to pay for the costs to the other driver.
In Mississippi, state law
requires drivers to have
bodily injury and property damage liability insurance.
What this means is that the state
requires $ 20,000 in coverage for damages to another person, $ 40,000 in coverage for
bodily injuries to all injured parties,
and $ 10,000 in coverage for
property damage.
Bodily injury and property damage liability, uninsured motorist, personal
injury protection
required
Under the standard plan the following amounts of liability coverages are
required before you can get your vehicle; fifteen thousand dollars worth of
bodily injury coverage for one person in an accident, thirty thousand dollars worth of
bodily injury coverage for two or more people in an accident,
and five thousand dollars worth of
property damage coverage.
While most states
require you to have certain car insurance coverages, typically at least
bodily injury liability
and property damage liability, for your gap insurance to be in effect you need to carry physical damage coverages of collision
and comprehensive on your vehicle as well.
New Mexico
requires motorists to liability insurance of just $ 25,000 per person
and $ 50,000 per accident for
bodily injury and $ 10,000 for
property damage.
The type of liability coverage
required in all states must meet minimum state level requirements for two types of coverage: personal
bodily injury coverage
and property damage coverage.
Most states
require drivers to have
bodily injury and property damage liability insurance.
Unfortunately, Puerto Rico does not
require that its motorists maintain any liability coverage on their vehicles, though it is strongly recommended that all Puerto Rican motorists obtain minimum
bodily injury protection of $ 100,000 for a single person
and $ 300,000 for multiple persons as well as $ 100,000 in
property damage liability for their vehicle.
If you're a driver in the Badger State, you're
required to have
bodily injury and property damage liability as well as uninsured motorist coverage on your auto insurance policy.
State law
requires all drivers to purchase at least
bodily injury liability,
property damage protection
and personal
injury protection to keep their cars
and themselves safe on the roads.
For those living
and driving in The Last Frontier, you're
required to carry insurance that includes
bodily injury and property damage liability coverages.
Bodily injury and property damage liability protections are
required by most states,
and Missouri is no exception.
Bodily injury and property damage liability, personal
injury protection, uninsured motorist
required
State law
requires that you be offered uninsured / underinsured motorist
bodily injury and uninsured motorist
property damage but allows you to reject them in writing.