With the exception of Florida, every state
requires bodily injury liability insurance (BI), while all 50 plus Washington D.C. require property damage liability (PD).
Not exact matches
The majority of states in the U.S.
require bike owners to show proof of motorcycle
insurance coverage (
bodily injury and personal property
liability) in order to register their vehicles.
Standard motorcycle
insurance policies include
bodily injury and property damage
liability insurance, which riders are
required to have in most states.
Most states
require moped and scooter owners (like motorcycle owners) to have some level of
bodily injury and property damage
liability insurance.
Minnesota state
requires minimum auto
insurance liability of $ 30,000 per person for
bodily injury protection up to $ 60,000 per accident, $ 10,000 for property damage per accident, $ 40,000 per person for personal
injury protection, and $ 25,000 per person for uninsured and underinsured motorists up to $ 50,000 per accident.
The 30/60/25 Law in Texas
requires all drivers to carry that amount of auto
insurance for
bodily injury liability and property damage
liability coverage.
South Carolina state
requires three types of
liability coverage in auto
insurance policies in the state:
bodily injury, property damage, and uninsured motorist.
Connecticut
requires minimum auto
insurance liability of $ 20,000 per person for
bodily injury protection and up to $ 40,000 per accident, and $ 10,000 for property damage per accident.
In Texas there is the 30/60/25 Law which
requires all drivers to carry that amount of auto
insurance for
bodily injury liability and property damage
liability coverage.
Suppose you are hit by an underinsured driver carrying the minimum
bodily injury liability insurance required in that state — say for example, $ 15,000 per person and $ 30,000 total per accident.
New Mexico
requires minimum auto
insurance liability of $ 25,000 per person for
bodily injury protection and up to $ 50,000 per accident, and $ 10,000 for property damage per accident.
California
requires that car
insurance policies have at least
bodily injury liability and property damage
liability coverages of the limits below:
Most people carry
insurance that includes the state's
required bodily injury liability of $ 15,000 per person / $ 30,000 per accident and property damage
liability of $ 5,000.
The Mississippi
Insurance Department requires minimum auto insurance liability of $ 25,000 per person, $ 50,000 per accident for bodily injury and $ 25,000 for property damage per
Insurance Department
requires minimum auto
insurance liability of $ 25,000 per person, $ 50,000 per accident for bodily injury and $ 25,000 for property damage per
insurance liability of $ 25,000 per person, $ 50,000 per accident for
bodily injury and $ 25,000 for property damage per accident.
At a minimum, drivers in The Tar Heel State are
required by law to purchase
liability insurance in the amounts of $ 30,000 for
bodily injury for one person, $ 60,000 for
bodily injury for two or more people, and $ 25,000 for property damage.
The
required minimum
bodily injury liability insurance in Massachusetts is only $ 20,000.
The law
requires a minimum of
liability insurance of $ 25,000 for
bodily injury to one person, $ 50,000 for
bodily injury to all persons, and $ 10,00 for property damage in any one accident.
In Mississippi, state law
requires drivers to have
bodily injury and property damage
liability insurance.
While most states
require you to have certain car
insurance coverages, typically at least
bodily injury liability and property damage
liability, for your gap
insurance to be in effect you need to carry physical damage coverages of collision and comprehensive on your vehicle as well.
New Mexico
requires motorists to
liability insurance of just $ 25,000 per person and $ 50,000 per accident for
bodily injury and $ 10,000 for property damage.
Most states
require drivers to have
bodily injury and property damage
liability insurance.
If you're a driver in the Badger State, you're
required to have
bodily injury and property damage
liability as well as uninsured motorist coverage on your auto
insurance policy.
For those living and driving in The Last Frontier, you're
required to carry
insurance that includes
bodily injury and property damage
liability coverages.
Most states
require insurance protection towards
bodily injury liability and property damage.
Bodily injury liability coverage is the first type of
liability insurance that Kansas
requires.
Utah drivers are
required to have auto
insurance that includes
bodily injury liability, property damage
liability, and personal
injury protection before hitting the open road.
For example, if you're a Connecticut driver (where minimum
liability coverage is $ 20,000 of
bodily injury protection per person, $ 40,000 of
bodily injury protection per accident and $ 10,000 of property damage per accident, referred to as 20/40/10) and are involved in an accident in New York (which
requires 25/50/10 of
liability coverage), your auto
insurance will automatically extend to meet New York's requirements.
*
Bodily injury liability is not
required by Florida state law, but is
required by most
insurance carriers.
Typically, leasing companies
require $ 100,000 of
bodily injury liability coverage per person and $ 300,000 per accident, as well as $ 50,000 in property damage
liability insurance.
At the minimum, state law
requires drivers to have
bodily injury and property damage
liability insurance.
The state of North Dakota follows a no - fault system and
requires each driver to have $ 25,000 per person and up to $ 50,000 per accident in
bodily injury liability and up to $ 25,000 in property damage
liability insurance.
Motorists in Michigan are
required to purchase no - fault auto
insurance that includes personal
injury protection (PIP), and property protection (PPI) with residual
bodily injury and property damage
liability (BI / PD).
Liability coverage is
required by most states, usually in both property damage and
bodily injury forms, so most auto
insurance companies will offer these.
While California car
insurance laws only
require you to carry a small amount of
bodily injury and property damage
liability insurance to protect the interests of others, you might injure someone in an accident, and lenders
require you to carry sufficient
insurance to cover their interests.
Illinois law
requires residents to carry
liability insurance, including uninsured motorist
bodily injury coverage (UMBI), in the following amounts:
For example, let's say you buy cheap car
insurance in Arizona that offers the minimum coverage
required by state law: $ 15,000 per person / $ 30,000 per accident in
bodily injury liability, $ 15,000 per person / $ 30,000 per accident in uninsured and underinsured motorist
bodily injury, and $ 10,000 in property damage
liability.
Missouri law
requires residents to carry
liability insurance and uninsured motorist
bodily injury coverage in the following amounts:
The three mandatory aspects of the
required coverage are personal
injury protection (PIP), property protection (PPI) and residual
bodily injury & property damage (BI / PD)
liability insurance.
Many states
require liability insurance for scooters, also known as «property damage /
bodily injury.»
All states
require either
insurance or a proof of financial responsibility, and in most, coverage for
bodily injury and property damage
liability is mandatory.
Liability insurance is
required to protect other drivers from any
bodily injury or property damage losses that you cause.
Maryland auto
insurance laws
require minimum
liability insurance including $ 20,000 per person for
bodily injury, $ 40,000 per accident for
bodily injury, and $ 15,000 per accident for property damage.
Bodily injury and property damage
liability insurance is, in most states, the absolute minimum
required auto
insurance.
Bodily injury liability auto
insurance is
required by law in virtually every state.
Depending on the state, you're
required to purchase anywhere between one and three types of
insurance:
Liability insurance: Split up into two parts, bodily injury (BI) and property damage (PD), liability insurance is what covers you if you hit another driver and, you guessed it, cause injury to their body or damage to their
Liability insurance: Split up into two parts,
bodily injury (BI) and property damage (PD),
liability insurance is what covers you if you hit another driver and, you guessed it, cause injury to their body or damage to their
liability insurance is what covers you if you hit another driver and, you guessed it, cause
injury to their body or damage to their property.
When trying to reduce a car
insurance quote, it is very important to remember that state law
requires all PA car owners to carry: medical benefits,
bodily injury liability (which covers medical and rehabilitation expenses for those injured from an incident you caused) and property damage
liability (which pays to repair or replace another person's belongings damaged from an incident you caused.
A minimum $ 15,000 of «
bodily injury liability» coverage is
required, which is
insurance that covers the medical bills for any one person that sustains an
injury in an accident that you are at - fault for.
It provides comprehensive catastrophic
liability coverage over and above certain limits of the
bodily injury and property damage
liability insurance the firm
requires.
Arizona's financial responsibility law
requires that every driver carry at least minimum
insurance limits of $ 15,000 per person and $ 30,000 per accident
bodily injury liability and $ 10,000 per accident property damage
liability.
The Florida Financial Responsibility Law
requires that any person at fault in a crash resulting in
bodily injury and property damage to others must have in effect at the time of the crash full
liability insurance coverage.