Sentences with phrase «requires good credit history»

This move requires good credit history because lenders are not going to trust a borrower with a bad history of making debt payments.
The only issue is getting approved because it requires good credit history, which is barrier number one to a majority of people.
Smaller down payments require better credit histories and larger incomes.
Secured credit cards are a unique type of secured loan in that they don't usually require a good credit history and instead are used primarily to build or repair credit on a low - limit card.

Not exact matches

In order to be approved, most lenders require you to have a good credit score and a clean credit history.
Many lenders require you to have steady income or employment, good or excellent credit and a few years of credit history.
Most lenders will require good credit scores and a multi-year history before they offer you an unsecured loan, but there are personal loans for people with bad credit.
However, with this option, getting a large - enough loan with a reasonable interest rate will require good personal credit history and a low debt - to - income ratio.
Credit history is not required but existing credit must be in good standing and have no previously derogatory cCredit history is not required but existing credit must be in good standing and have no previously derogatory ccredit must be in good standing and have no previously derogatory creditcredit.
I / we also understand that the information given in the mortgage application form as well as other information you obtain in relation to my credit history may be disclosed to potential mortgage lenders, financial intermediary and mortgage insurers, organizations providing technological or other support services required in relation to this application and any other parties with whom I / we propose to have a financial relationship.
A good credit history requires you to be a responsible borrower.
In general, refinancing requires you to have a good credit history along with a steady income.
Since January 2011, creditors have been required to send consumers such notices when credit scores have resulted in the higher interest fees or other less favorable terms have been approved for the consumer when compared to other consumers with better credit histories.
Credit history is another important factor, and lenders can require borrowers to have a certain credit score — the higher the better — in order to qualify for a loan and a favorable interestCredit history is another important factor, and lenders can require borrowers to have a certain credit score — the higher the better — in order to qualify for a loan and a favorable interestcredit score — the higher the better — in order to qualify for a loan and a favorable interest rate.
To be approved for a secured card, lenders will generally require a minimum of an average, good, or excellent credit history.
The rest of the unsecured loans require credit checks and ultimately need a good recent credit history for approval.
As stated above, should you require a cosigner, be sure that the person has a good enough credit history so as not the jeopardize the granting of the loan.
Should the bank require a cosigner, you should be sure the cosigner has enough of a good credit history to not jeopardize the loan.
While opening several secured credit cards does require you to tie up cash in the form of security deposits, secured credit rebuilding credit cards are some of the best credit cards for those individuals who are new to credit and have no credit / limited history or for those who are trying to rebuild their credit.
Yes, how dare Chase or any other credit card company change the terms of a loan retroactively to try to force borrowers with good credit and excellent payment histories to repay their balance early like a borrower with bad debt would be required.
The best credit cards offer cash back bonuses and don't require credit history.
Our credit repair plans are based on quick response and not to stick you for ever with monthly payments like others credit repair companies do, if you step forward to rebuild your credit history, it's because you have something in mind that required a good credit standing; in order to achieve your goals, and not because those companies want to take advantage of your credit situation.
While the top tier of travel rewards credit cards will require you to have a well - established credit history and good to excellent credit, you can still find decent travel rewards as a student who may still be working on building credit.
Once you establish a good payment history, your account will be considered for a credit line increase without being required to deposit additional money.
Getting an 800 credit score requires time and good payment history.
Many lenders require you to have steady income or employment, good or excellent credit and a few years of credit history.
Bad credit is an indication that you are not only having current financial difficulties, which require urgent attention but that your history had a financial crisis as well.
If you are searching for the best cash advance loans, you can find quick and easy payday lenders that do not require a past credit history or stringent income qualifications at Speedy Payday Cash.
Being new to this country and having wasted a few inquiries just because of «Insufficient Credit History» I wish there was a tool that would tell us the minimum history required for cards or even better if we were we would be apHistory» I wish there was a tool that would tell us the minimum history required for cards or even better if we were we would be aphistory required for cards or even better if we were we would be approved.
Personal information, such as your full name, contact information, birth date, and social security number are required to protect you from fraud and identity theft, as well as to access your credit history.
Traditionally, you have the large banks that will likely have the strictest lending policies, requiring the highest credit scores and good credit history in order for a borrower to get approval for loans at the lowest interest rate.
One of the best things that our clients have experienced by working with us is that we do not require our client to have a high credit score unlike traditional banks that seek a complete credit history.
The Travel Rewards credit card is more difficult to get approved for as it requires good to excellent credit history.
Most lenders will require good credit scores and a multi-year history before they offer you an unsecured loan, but there are personal loans for people with bad credit.
In general, refinancing companies require you to have a good credit history, as well as proof of a stable income and cash flow to support your new loan payments.
Access Auto Insurance does not require any credit checks, which means that its clients can acquire the insurance coverage that they need without having to have the best credit or financial history.
This is a card that requires excellent or good credit history in order to be approved.
Without credit history, banks and lenders usually require a co-signer (someone with good credit history) to take on the burden of the loan if the client fails to pay or collateral, such as a car to be repossessed to cover the amount of the loan if it goes unpaid.
It's no secret that the best business loans require a great credit history.
They still require good credit scores, a solid work history and a decent amount of liquid assets.
In addition, a decent credit history of at least three years comprised of good credit is required.
While the FHA is lenient enough to help those with bad credit ratings, they also require recent credit history to be in good standing.
As with most other lenders that refinance student loans, it requires applicants to have good credit and a strong repayment history.
While the top tier of travel rewards credit cards will require you to have a well - established credit history and good to excellent credit, you can still find decent travel rewards as a student who may still be working on building credit.
The Walmart MasterCard generally doesn't require a high credit score for approval, so it could be a good card to get if you want to build or improve your credit history, too.
The loan doesn't require the traditional approval and underwriting process banks have and thus allows you to borrow money even if you don't have a good credit history.
If a consumer does not have a credit history, or if an insurer is unable to determine a credit - based insurance score, the insurer is required to give that consumer an average or better than average rate or calculate a premium for that consumer without using credit information.
Processed accounts payable, maintained up - to - date vendor statements to ensure timeliness and completeness, communicated with vendors to resolve questions and concerns on invoices, issued of checks to vendors, ran aging as required to identify current items due for payment Processed accounts receivable, sent information of customer aging summary to stores and collected the payments, maintained accounts receivable Calculated monthly sales, prepared all of federal and provincial sales tax report, and remitted the sales tax to government Prepared financial statement for the monthly end and year - end, processed closing account at the end of period Employment History (continued) Reconciled bank accounts, credit card accounts and other accounts required to reconciled Processed semi-monthly payroll, vacation pay, courted ordered deductions and other benefits, prepared payroll tax report and remitted payroll tax to government Made works compensation report and bill payment Filed sales invoices, purchase bills and all of documents; trained new employees; Communicated with vendors processing RMA (Return material authorization); provided some customer services as well as some office duties.
The company looks beyond traditional credit data and taps into students» academic data history to expand and enhance loan options, offering loans with better terms that may not even require a cosigner.
However, he says this time around tougher lending rules will require borrowers in some cases to put up to 30 percent down as well as require more careful documentation of borrowers» incomes, credit, and work history.
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