The study, published in the Journal of Medical Internet
Research Public Health and Surveillance, used Twitter
as a way to gain insight into the health of people in neighborhoods across the U.S. «Increasingly we're seeing more and more studies looking at health beyond just disease, incorporating
indicators of wellbeing,» says Quynh Nguyen,
lead author of the study and an assistant professor at the University of Utah College of Health.
The importance of recent credit activity in scoring comes from
research showing that not only is low utilization an
indicator of lower risk, but maintaining low utilization while continuing to use credit responsibly —
as opposed to paying off debt and putting the cards away — can be an
indicator of even lower future risk and
lead to a slightly higher score.
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