Sentences with phrase «responsible credit card usage»

Extreme credit card limits — One of the cardinal rules of responsible credit card usage is to apply for only as much credit as you need.

Here's a quick guide to responsible credit card usage — and what it can do for you.

Through responsible credit card usage (like watching for overspending and paying your full balance each month), you can save money over time because the accumulated rewards can go directly toward your «fun fund».

Not exact matches

It only takes a year or less of responsible usage of a secured card to improve your credit score enough to be approved for a traditional card.

But it is a low - risk way for a credit card issuer to help you build your credit while you learn responsible card usage.

A person who only qualifies for a secured card, for example, can generally improve to fair credit within 12 to 18 months — with responsible card usage, of course.

Through responsible credit usage on a few new cards, his score has continued to climb five or so points every month since then, and is now at 721.

This is a lesson on how to apply for a credit card, not a lesson on responsible usage (that comes later).

If you can juggle responsible usage of your cards, a car payment, student loans, or other revolving / installment expenses, it proves your creditworthiness and serves to improve your credit score.

With the right card — and responsible usage — you can travel anywhere you want to go while maintaining access to a line of credit that's accepted wherever you shop.

Before agreeing to cosign for a credit card, take the time to talk to your friend or family member about responsible credit usage.

After 8 months, as your usage is monitored and you show responsible use of credit across all lenders, Discover, for example, will review your account to see if you qualify to «graduate» out of your secured credit card.

As long as you practice responsible usage, credit cards can provide a safe and secure way to pay for the items that you need.

We analyze the best secured credit cards to find the ones that help you build credit and improve your credit score with responsible usage.

It only takes a year or less of responsible usage of a secured card to improve your credit score enough to be approved for a traditional card.

If your credit score isn't great: Capital One Platinum If your credit score is stuck in the average range, the Platinum card from Capital One can help give it a boost with responsible credit usage.

With the right card — and responsible usage — you can travel anywhere you want to go while maintaining access to a line of credit that's accepted wherever you shop.

Plus, the card is fairly easy to qualify for, which makes it a good option if your credit history has a few blemishes and you're looking to rebuild your score by demonstrating responsible card usage.