Sentences with phrase «responsible lender»

In general, responsible lenders follow the 28/36 percent rule - no more than 28 percent of your monthly income should go to housing costs, and no more than 36 percent of your monthly income should go to debt (including auto loans, credit cards and other loans).

Most observers anticipate a strong» 99, with most responsible lenders gearing back up for high - volume business.

However, part of being a responsible lender is ensuring that home ownership is sustainable.

Please note: Processing supplemental loan requests can often be a lengthy process; loan applications are reviewed by the responsible lender / agency prior to its certification by the HGSE Financial Aid Office.

As a responsible lender, we conduct affordability checks and credit checks on every applicant before making an informed and responsible lending decision.

While we do consider same day loans for individuals with bad credit, as a responsible lender, we work with credit reference agencies such as Lending Metrics and Equifax to run credit checks to better understand a customer's suitability for a loan.

100 percent acceptance guaranteed — Responsible lenders will never give you a 100 percent acceptance guarantee, as they have to carry out essential affordability and credit checks to make sure you can afford to repay the loan.

As a responsible lender, we have put in place set criteria to ensure that we are only lending to those who can afford it.

Responsible lending is an important practice, and here at Wizzcash we are proud to be a responsible lender.

A responsible lender will be proactive and very strict in analyzing your propensity to pay what you are proposing to borrow.

No direct lender should claim there's 100 percent acceptance guaranteed, because all responsible lenders will carry out affordability and credit checks to make sure the borrower can repay the loan.

No responsible lender would take that bet.

As a responsible lender, we have put in place a criteria in order to ensure that only people who can afford it are able to borrow money from us.

As a responsible lender, we will only approve applications after a range of affordability checks, meaning we will only lend to those who we believe can afford to pay it back.

There's no need to panic when financial crises arise when you borrow from a responsible lender.

As a nonprofit organization and a U.S. Treasury - certified Community Development Financial Institution (CDFI), we're a responsible lender you can trust.

That's a heartening sign that you're working with a responsible lender.

Once the borrower's application has been made, responsible lenders will then perform a credit check and an affordability check, some may also want to see proof of employment.

As a responsible lender, we will only lend to those who our affordability checks deem fit to pay the loan back.

As a responsible lender, we comply with all of the conditions set by the regulatory bodies and organisations in our industry and take extra care to ensure that all of our instant loans are affordable and flexible.

If you are dealing with a responsible lender, your loan approval will be subject to a credit check and an affordability check.

As a responsible lender, we commit to you that this loan product abides by all applicable Tribal and federal laws and that we strive for the utmost level of transparency and fairness.

It helped reinforce that what we're already doing — like customer «side by sides», where LendUp employees sit with customer service representatives to listen in on customer calls, and ongoing borrower research that measures our social impact — is meaningful work and critical to our mission of being an empathic, socially - responsible lender.

Over time, Club Money has worked to shed those labels and grow into a responsible lender that works with its clients to steer them through difficult financial times.