Sentences with phrase «restrict access to mortgage»

Not exact matches

Federal policies that restrict access to credit, including suspension of a planned reduction in FHA mortgage insurance premiums and high guarantee fees by Fannie Mae and Freddie Mac, will add to affordability woes.

Since 2010, NAR has called on industry participants to reassess and amend credit policies that have been unduly restricting consumer access to mortgage credit.

A proposed rule to define qualified residential mortgages (QRM) under the Dodd - Frank Wall Street Reform and Consumer Protection Act (the Dodd - Frank Act) would unnecessarily restrict access to home ownership.

The report urges that the future of U.S. homeownership depends on broadening the access to mortgage financing; the authors say this remains too restricted and is still reserved for those with great credit.

These pricing - related restrictions need to be carefully examined to ensure that they do not unnecessarily restrict consumer access to «qualified mortgages,» including smaller balance loans, as well as jumbo loans.