A change in the rules in late 2015 closed the door on the popular claiming strategy for couples that allowed one spouse to file and suspend his or her benefit while the other spouse files
a restricted application for a spousal benefit based on the first spouse's earnings record.
Can
I restrict my application for benefits and apply only for spouse's benefits and delay filing for my own retirement benefit in order to earn delayed retirement credits?
People who are 62 or older by the end of this year still have the option to file
a restricted application for a spousal benefit.
The «claim now, claim more later» strategy that Congress targeted involved waiting until full retirement age (66 to 67, depending on your birth year) and then filing
a restricted application for spousal benefits only.
Once you start receiving benefits, she'll be able to file
a restricted application for spousal benefits only and then switch to her own benefit at 70.
And even if you wanted to get on board with the Companion Pass or a Marriott card, there are still ways to not let 5/24
restrict your applications for cards from other banks so long as you're open to getting business cards.
Not exact matches
If JAMS (or, if applicable, AAA) at the time the arbitration is filed has Minimum Standards of Procedural Fairness
for Consumer Arbitrations in effect which would be applicable to the matter in dispute, NBCUniversal agrees to provide the benefit of such Minimum Standards to you to the extent they are more favorable than the comparable arbitration provisions set forth in this Section 26, provided, however, that in no event may such Minimum Standards contravene or
restrict the
application of subpart (e) or (i) below.
«Some don't know that they may be eligible
for multiple benefits; others just simply don't understand the question,» she says, noting that the question applies only to those who are still eligible to «
restrict the scope of the
application to spousal benefits only» or what some refer to as filing a
restricted application.
That is to say their
application is not
restricted to a particular personality, but is applied to a variety of different people at such times as they satisfy the criteria
for the title, much like the title of an office.
«25 In contrast the church fathers decided
for the direct immanence of God in the world,
restricting its
application to the one instance of the person of Christ.
We reserve the right, but do not undertake the obligation to: (a) monitor or review the Sites and the
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for compliance with our policies; (b) report to law enforcement authorities and / or take legal action against anyone who violates this Agreement; (c) refuse,
restrict access to or the availability of, or remove or disable (to the extent technologically feasible) any Contribution or any portion thereof that may violate this Agreement, the law or any of our policies or are excessive in size or burdensome without prior notice to you; (d) manage the Sites and the
Applications in a manner designed to protect our and third parties» rights and property or to facilitate the proper functioning of the Sites and the
Applications; (e) screen our users or members, or attempt to verify the statements of our users or members and / or (f) monitor disputes between you and other users or to termination or block you and other users
for violations of this Agreement.
For information on managing Flash cookies see https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html. Please note that setting the Flash Player to
restrict or limit acceptance of Flash LSOs may reduce or impede the functionality of some Flash
applications.
Hardware Mounted (meaning secured with screws) baby safety gates are useful in many
applications such as
for the top and bottom of stairs, to
restrict access to rooms, around fireplaces or any just to keep your baby away from a danger in your home.
Restricts web content and access to desktop
applications, and sets an access schedule
for your kids
Immediate
applications for the oxygen - sensing bandage include monitoring patients with a risk of developing ischemic (
restricted blood supply) conditions, postoperative monitoring of skin grafts or flaps, and burn - depth determination as a guide
for surgical debridement — the removal of dead or damaged tissue from the body.
However, Shinya Yamanaka's formula
for iPSCs,
for which he was awarded last year's Nobel Prize, uses a strict recipe that allows
for limited variations in human cells,
restricting their full potential
for clinical
application.
Differences in technical infrastructure and expertise, however, may
restrict the
application of certain methods and techniques, thus developing countries may need additional support
for effective implementation.
It will also be important to determine the effects of IER in other populations,
for example in individuals with more profound metabolic derangements such as those with established T2DM, the evidence
for which is relatively sparse.36 Additionally, given that several rodent and human IER (50 - 100 % ER on
restricted days) trials have demonstrated metabolic improvements in the absence of overall ER 15, 22, 27, 31, 53,105, one can speculate that IER may have potential
applications within non-overweight populations and as a maintenance strategy post-weight-loss.
Adventuremark ® can be gained by a provider making
application to cover any adventurous activity, provided
for any age group and anywhere in the UK It is not
restricted to under 19s unlike licensing and covers England, Wales, Scotland and Northern Ireland, and centres abroad if the badge holder operates from the UK.
For IT organizations concerned about
applications their users may download that could possibly compromise security, Cisco Cius will provide the option to
restrict user access to the Android Marketplace.
While many kdrm - protected kepub ebooks are also available
for download as regular epubs with ubiquitous Adobe DRM, this is not always the case,
restricting the use of these ebooks to Kobo devices and reading
applications.
For IT organizations concerned about
applications their users may download that could possibly compromise security, Cisco Cius will provide the option to
restrict user access to the Android
The ePub format is an open standard, albeit one managed by Adobe, so anyone can create a client
application (an open - source one
for Windows Phones was launched last week) but those only work
for DRM - free texts - protected content is
restricted.
For example, financial planner and Texas Tech associate professor John Salter demonstrated how different claiming strategies, such as filing and suspending and filing a
restricted application, that can significantly boost the amount of inflation - adjusted Social Security payments over a lifetime and how a reverse mortgage might be used as a back - up line of credit that can be drawn on during prolonged market downturns to reduce the chance of running out of money.
A «
restricted»
application allows you to apply
for only spousal benefits, equal to one - half of your spouse's current benefit, while you delay and allow your own future benefit to grow by 8 % per year up to age 70.
As
for Restricted Application, if you're born prior to 1954, there's an opportunity to take advantage.
For those born in 1953 or earlier,
Restricted Application remains an available option.
Restricted Application is being phased out immediately
for anyone born after 1953.
If you've already filed
for a
restricted application, the new Social Security rules don't apply to you.
If you file a
restricted application, your spouse must file
for benefits before you can receive spousal benefits.
Restrict your credit cards, put up automatic funds to cover your bills promptly, place out whenever you make an
application for accounts and loans, and prevent going past due on balances and maxing out your credit cards.
Conditions
for a friend recommendation: Please note that friend recommendations are
restricted to private use; commercial mediation of the
applications is not permitted.
But if the wife starts taking her own benefit at 64, the husband files a «
restricted application» at age 66 to take spousal benefits and the husband then files
for his own benefit at age 70, they can potentially increase the amount they'll collect over their joint lifetimes by almost $ 300,000.
Home equity lenders do not
restrict borrowers on how to use the money, unlike traditional lenders who can reject
applications based solely on the reason
for needing credit.
However, once they start applying
for permits they may find out they are quite
restricted by zoning and bylaws (or by neighbours, who fight their
application for a zoning variance).
We may increase, decrease,
restrict, or cancel your credit limit or Cash Advance limit at any time without prior notice unless you are under age 21, in which case you are required to submit a written
application for an increase.
Remember that Chase has recently started
restricting approvals
for this card if you have many card
applications in the last 24 months, so now's a great time to apply.
The actual solution has
restricted access because the
application was made
for AS Datel and includes trade secrets.
The State of Flux has the same mandate as the Main Gallery, but
applications are
restricted in order to create more exhibition opportunities
for regional artists.
EPA's authority to review
applications for consistency with the law comes from Section 404 (c) which authorizes and compels EPA to determine whether permitted activities would result in «significant and unacceptable adverse impacts on municipal water supplies, and prohibit,
restrict, or deny, including withdrawal, the use of any defined area as a disposal site.»
Acting
for a landowner in successfully resisting an
application to include a
restricted byway on the Definitive Map including undertaking the advocacy at inquiry.
Both states had objected to the proposal to
restrict the languages used
for submission of patent
applications to English, French and German.
Also, in a situation where an
application forces users to use a weak password by
restricting length and / or valid characters (think 4 - digit PIN), adding a 32 - bit salt (4 characters) is only going to give you a total length of 8 characters, well within reach of a nearly instantaneous rainbow table attack
for common hashes like SHA - 1.
«The fact that there is absolutely no possibility of adopting the Cilfit approach helps to explain why, on the few occasions when it has subsequently relied on that judgment, the Court has
restricted itself to reminding the referring court of the case - law and to stating merely that the correct
application of Community law is so obvious as to «leave no scope
for any reasonable doubt» (paragraph 53 in Gaston Schul).
She gave five reasons in particular why the scope of the exclusion clause should not be limited to the offenses outlined in Article 1 FDCT: firstly the wording refers to acts contrary to the purposes and principles of the UN and is not limited to terrorist offenses; secondly, such an interpretation would be at odds with the Geneva Convention in light of which the Qualification Directive should be interpreted; thirdly, the Qualification Directive as an instrument of asylum and humanitarian law and the FDCT are qualitatively different and derive from different areas of law; fourthly, it would unduly
restrict the
application of the exclusion clause and finally, fifthly, the fact that the FDCT is an instrument of variable geometry with varying
application across the Union would lead to problems if it were used as criteria in defining terms
for the purposes of the
application of the Qualification Directive.
Clearly we are all subject to laws of general
application that may
restrict our use of our property — whether zoning laws
for real property or nuisance by - laws
for musical instruments or speed limits
for our cars.
The silver lining in this decision is that the
application judge
restricted his decision to the particular facts of the case before him, explaining that «this ruling is meant to apply only to the narrow factual situation before the Court; it is not to apply more broadly to allow any insured to obtain interest on amounts left unapplied
for after 104 weeks.»
(2) A term of a contract is not taken,
for the purposes of this section, to exclude,
restrict or modify the
application of a provision of this Division unless the term does so expressly or is inconsistent with the provision.
The new law also gives broad powers to the Minister of Public Safety to designate certain arrivals as «Designated Foreign Nationals» - a label that carries mandatory detention, accellerated timelines,
restricted access to the refugee system, and draconian conditions on refugees, including a five - year waiting period between a successful claim and an
application for permanent residency.
He also acted
for a major investment bank on an
application to
restrict public disclosure of commercially sensitive confidential information in the course of ET proceedings concerning a whistleblowing claim.