Sentences with phrase «restricted application strategy»

Not exact matches

A change in the rules in late 2015 closed the door on the popular claiming strategy for couples that allowed one spouse to file and suspend his or her benefit while the other spouse files a restricted application for a spousal benefit based on the first spouse's earnings record.

It will also be important to determine the effects of IER in other populations, for example in individuals with more profound metabolic derangements such as those with established T2DM, the evidence for which is relatively sparse.36 Additionally, given that several rodent and human IER (50 - 100 % ER on restricted days) trials have demonstrated metabolic improvements in the absence of overall ER 15, 22, 27, 31, 53,105, one can speculate that IER may have potential applications within non-overweight populations and as a maintenance strategy post-weight-loss.

For example, financial planner and Texas Tech associate professor John Salter demonstrated how different claiming strategies, such as filing and suspending and filing a restricted application, that can significantly boost the amount of inflation - adjusted Social Security payments over a lifetime and how a reverse mortgage might be used as a back - up line of credit that can be drawn on during prolonged market downturns to reduce the chance of running out of money.

Answer: You may be one of the few couples who can still take advantage of the «claim now, claim more later» strategy, or at least the restricted application part.

The «claim now, claim more later» strategy that Congress targeted involved waiting until full retirement age (66 to 67, depending on your birth year) and then filing a restricted application for spousal benefits only.

The second change is with regard to a strategy called restricted application.

However, if you were born before Jan. 2, 1954, you can still make use of the «restricted application» strategy.