Sentences with phrase «restrictive loan underwriting»
«Even with recent economic softness, this is a disappointing performance with home sales being held back by overly restrictive loan underwriting standards,» he said.
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Conventional mortgage loans require 10 to 20 percent down payments, and underwriting requirements are more restrictive.
The federal banking agencies» examination revealed an «easing of CRE underwriting standards, including less - restrictive loan covenants, extended maturities, longer interest - only payment periods, and limited guarantor requirements.»