Sentences with phrase «results in a refinance»

A poor credit history or low credit score makes you a high - risk borrower and typically result in higher interest rates, whereas additional history and an increased score could potentially result in a refinance with a lower rate.

This usually results in a refinance and the additional costs associated with it.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

This suggests a return to the normalized rate of 5.5 %, which would result in Ontario's annual interest costs moving from $ 12 billion to $ 13 billion and climbing to $ 17 billion once all debt is refinanced.

Actual results may differ materially from those expressed or implied in the forward - looking statements as a result of various factors, including but not limited to: our substantial increased indebtedness as a result of the 2015 Recapitalization and the 2017 Recapitalization and our ability to incur additional indebtedness or refinance that indebtedness in the future; our future financial performance and our ability to pay principal and interest on our indebtedness.

Again, refinancing from a fixed to variable loan could end up resulting in higher payments in the future.

A cash - out refinance follows a fixed rate structure, which results in lower rates and a stable monthly payment.

As a result, home buyers and refinancing homeowners could encounter higher interest charges in 2015 compared to this year.

Refinancing your loan will extend the term of the loan and result in additional interest charges.

The borrower has already qualified for the original VA home loan, so that original data is used to get the refinance loan approved in cases where the interest and or / mortgage payment goes down as a result of the new loan.

The refinance must produce a net tangible benefit resulting in at least a 0.5 percentage point reduction in the combined interest rate and Mortgage Insurance Premium (MIP) or Refinancing from an Adjustable - Rate Mortgage (ARM) to a Fixed - Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and MIP)

Additionally, system savings events (excess income, excess RMDs, relocate / refinance proceeds) result in contributions to a default after - tax savings account that grows at a low rate of return.

The shutdown, if lengthy enough, could hit home mortgage refinances as well, delaying rate locks and resulting in costly extension fees.

When the FHA ARM is still in its five - year fixed period, the refinance must result in a 5 % reduction in the applicant's overall payment.

That's because in many cases refinancing a mortgage results in a lower monthly payment.

When the Aurora Expeditionary Learning Academy (AXL) in Aurora, CO refinanced higher cost debt through the Mountain West Charter Schools Fund, it was able to lower its overall facilities financing burden while funding additional improvements, resulting in more dollars for the classroom.

According to LTA, the refinancing will result in approximately $ 34 million (net present value) of increased funding capacity which will be utilized towards the construction Segment K, the southernmost and last segment of I - 49 between Arkansas and Louisiana.

Even though refinancing may result in a lower monthly mortgage payment VA borrowers should ask if the benefits of a refinance are sufficient to justify the loan.

Refinancing can, however, result in many other outcomes.

* The refinance is to result in a lowering of the borrower's monthly principal and interest payments.

While you may think it's simpler to refinance your mortgage with your current lender, taking the time to shop around with the best mortgage lenders can result in finding the right loan to meet your needs at the best mortgage rates.

The refinance results in a lowering of the borrower's monthly principal and interest payments, or, under certain circumstances, the conversion of an adjustable rate mortgage (ARM) to a fixed - rate mortgage.

You could seek out refinancing that would extend the maturity of your mortgage and this would result in lower payments and allow more time to bring up your credit scores.

«However, for low - to - moderate UPB borrowers taking out larger amounts of equity — again narrowing the scope to borrowers that will continue to itemize — the post-tax math may now favor cash - out refinances instead, even if it results in a slight increase to first - lien interest rates.»

A refinance second mortgage should result in lower monthly payments than what credit card companies charge; take a look at what interest your credit card company charges, some rates are as high as 29 %.

Refinancing your mortgage through H4H must result in a total mortgage payment amount of no more than 31 % of gross income.

The Family Court issues another order that says that Sally has to either refinance the house or sell it in 90 days, and if she doesn't (or can't, because she is unable to conjure up a buyer out of thin air) the court will hold her in contempt of court, and may jail her as a result.

Refinancing your loan will extend the term of the loan and result in additional interest charges.

The basic requirements of a streamline refinance are that the mortgage to be refinanced must already be FHA insured, the mortgage to be refinanced should be current and not delinquent, and the refinance is to result in a lowering of the borrower's monthly principal and interest payments.

A loan renewal, extension or refinance will most likely result in additional fees, charges or interest which you should discuss with your lender.

In most cases, an VA streamline refinance must result in a lower interest rate — that's a fundamental rule (and benefit) of these types of VA loanIn most cases, an VA streamline refinance must result in a lower interest rate — that's a fundamental rule (and benefit) of these types of VA loanin a lower interest rate — that's a fundamental rule (and benefit) of these types of VA loans.

If you have good credit, income, and payment history, student loan refinancing can help you lower your interest rate and result in some serious savings.

Student loan refinancing rates are based on your credit score, so if you have solid credit this could be the safer and better option, and result in substantially lower payments.

The existing loan that is refinanced is repaid at par, which could result in a further hit to yield if the loan was trading above par (as of May 31, 2017, approximately 60 % of the S&P / LSTA Leveraged Loan 100 Index was bid at par or higher).

As a result, lenders now treat credit card debt completely differently then they have in the past, which is helping first - time home buyers and refinancing households.

If you are a transactor, you're in good shape for buying or refinancing a home so long as you continue to pay off your credit card while supporting a high credit score as a result.

If you have a great deal of high interest rate debt, increasing the size of your fixed rate mortgage with a refinancing (even if you end up with a slightly higher mortgage rate than what you currently have) may result in lower overall interest costs.

Although refinancing into a 15 - year loan doesn't result in as favorable an interest rate in the example above, it cuts the borrower's monthly payment more dramatically, to $ 433.

«The last time FHA reduced its premiums in 2015, the move resulted in a high volume of FHA loan refinancing versus new mortgage origination, in essence maintaining the same borrowers and home loans while collecting less in insurance premiums.

A cash - out refinance follows a fixed rate structure, which results in lower rates and a stable monthly payment.

However, when he was about to refinance his mortgage or buy a new home, he was careful not do anything that resulted in a hard inquiry into his credit.

When the FHA ARM is still in its five - year fixed period, the refinance must result in a 5 % reduction in the applicant's overall payment.

For individuals that may have some late payments, bad credit refinancing with VA help can result in better management of household funds.

If a borrower plans on keeping a property for an extended period of time and has no intention of refinancing their mortgage, then a closed mortgage can result in significant savings.

Just beware that if you have federal loans, refinancing to private loans may result in losing protections like special repayment plans that can help you in a time of need.

And what's been happening over the last year or two is their house has gone up in value so much that yes they can actually refinance or sell it, and as a result they don't need to do a consumer proposal or a bankruptcy to deal with their debts.

For instance someone locked into a fixed mortgage might look at refinancing when market conditions result in a substantial interest rate decline.

A sizable down payment can result in the loan being paid back with smaller monthly payments, and the length of the refinance loan may be shortened.

Although refinancing into a shorter term could result in higher payments, that isn't always the case.

Your loan officer should be able to help you determine if refinancing into a 30 - year loan is smart if whether another 15 - year loan can result in enough savings for your situation.