Sentences with phrase «retail sales practices»

The current CFPB definition of a loan originator is based on traditional mortgage market roles that do not equate with the business model of the manufactured housing industry, including lending and retail sales practices.

In a statement on Thursday following Warren's comments, Wells Fargo said, «Wells Fargo's board and management team have taken many actions in response to its retail sales practices issues, including changes in senior leadership, executive accountability actions and numerous steps to ensure we make things right with any customer affected by unacceptable sales practices.»

In 2017, the bank also reached a preliminary class - action settlement of $ 142 million over concerns about retail sales practices and unauthorized accounts from 2002.

The federal banking regulator, the Office of the Superintendent of Financial Institutions, also last summer said it was reviewing domestic retail sales practices at Canada's key banks, focusing on «risk culture» and «the governance of sales practices.»

Standards of animal care have steadily risen over the years; from breeding to transportation to retail sale practices.

Not exact matches

The government expands its investigation of the bank's sales practices from retail to wealth management.

Retail Sales: False advertising and other deceptive practices, defective merchandise, problems with rebates, coupons, gift cards and gift certificates and failure to deliver were listed.

The setting is 1,800 miles from company headquarters, where top executives have been scrambling for nearly two years to contain the damage from a sales practices scandal that engulfed its retail bank and spread to auto lending, mortgages and even wealth management.

«What we are seeing is that consumers» behavior this year in terms of increased retail sales is fairly muted,» said Noam Paransky, director of AlixPartners» retail practice and one of the authors of the report.

Under this... policy, we will require new retail sector clients or partners to adhere to these best practices: (1) they don't sell firearms to someone who hasn't passed a background check, (2) they restrict the sale of firearms for individuals under 21 years of age, and (3) they don't sell bump stocks or high - capacity magazines.

William leveraged this early experience in the medical marijuana industry to develop innovative manufacturing, sales and marketing practice for the Chalice Farms brands and retail platforms.

Retail stores know this, so they actively practice a range of sale strategies, from discounts on a few specific items to store - wide sales that apply to everything.

The earnings report came three days after the bank's independent directors decided to initiate corporate pay clawbacks, following a six - month investigation into the scrutinized institution's retail banking sales practices.

China's State Administration for Industry and Commerce (SAIC) has warned retailers that it will be monitoring sales practices during Singles» Day (Nov....

Best - practice advice for retailer - manufacturer collaboration on product and marketing strategies for increased sales and range growth

This contravenes both the World Health Organisation (WHO) Code and the Code of Advertising Practice, which [sic] practices used to induce sales directly to the consumer at retail level» [Presumably it should read «prohibits practices»].

Yet there are some common strategies that work well in retail environments.So, without further ado, let's take a look at five best practices we keep in mind when developing corporate training for retail sales associates.

While these corporate training best practices may be invisible to customers, they will surely experience the results of effective training when retail sales associates are knowledgeable, consultative, friendly, and courteous.

This Section V.F shall not prohibit a Settling Defendant from communicating (a) in a manner and through media consistent with common and reasonable industry practice, the cover prices or wholesale or retail prices of books sold in any format to potential purchasers of those books; or (b) information the Settling Defendant needs to communicate in connection with (i) its enforcement or assignment of its intellectual property or contract rights, (ii) a contemplated merger, acquisition, or purchase or sale of assets, (iii) its distribution of another E-book Publisher's E-books, or (iv) a business arrangement under which E-book Publishers agree to co-publish, or an E-book Publisher agrees to license to another E-book Publisher the publishing rights to, one or more specifically identified E-book titles or a particular author's E-books.

By the end of 2009, however, the Publisher Defendants had concluded that unilateral efforts to move Amazon away from its practice of offering low retail prices would not work, and they thereafter conspired to raise retail e-book prices and to otherwise limit competition in the sale of e-books.

And why should a retailer like Amazon be able to set their prices, after all that isn't the basis of capitalistic sale practices or anything.

While there has been some controversy about the practice, variant covers lead to multiple sales and encourage retailers to order more.

The EC reports in its Official Journal (PDF) that «by jointly switching the sale of ebooks from a wholesale model to an agency model with the same key terms on a global basis, the Four Publishers and Apple engaged in a concerted practice with the object of raising retail prices of ebooks in the EEA [European Economic Area, which includes the 27 countries in the European Union plus Iceland, Norway and Liechtenstein],» breaching EEA competition rules.

The amazing team here at Smashwords: Our development team spends every day dreaming up and developing new tools to give our authors and publishers a competitive advantage; our service and vetting teams dedicate their days to supporting our authors, publishers and sales channels; our merchandising team works to promote our authors at major retailers and library platforms; our marketing team focuses almost 100 % of its effort empowering indie authors with best practices knowledge they can use anywhere, even if they don't publish with Smashwords; our finance team manages the inflow and outflow of money to ensure our authors and publishers are paid on time, every month; and my wife, advisor and confidant, Lesleyann, without whom I would have never co-written a novel about soap operas that started this grand adventure.

Prohibited acts.A credit services organization, a salesperson, agent, or representative of a credit services organization, or an independent contractor who sells or attempts to sell the services of a credit services organization shall not: (1) Charge a buyer or receive from a buyer money or other valuable consideration before completing performance of all services, other than those described in subdivision (2) of this section, which the credit services organization has agreed to perform for the buyer unless the credit services organization has obtained a surety bond or established and maintained a surety account as provided in section 45 - 805; (2) Charge a buyer or receive from a buyer money or other valuable consideration for obtaining or attempting to obtain an extension of credit that the credit services organization has agreed to obtain for the buyer before the extension of credit is obtained; (3) Charge a buyer or receive from a buyer money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer if the credit that is or will be extended to the buyer is substantially the same as that available to the general public; (4) Make or use a false or misleading representation in the offer or sale of the services of a credit services organization, including (a) guaranteeing to erase bad credit or words to that effect unless the representation clearly discloses that this can be done only if the credit history is inaccurate or obsolete and (b) guaranteeing an extension of credit regardless of the person's previous credit problem or credit history unless the representation clearly discloses the eligibility requirements for obtaining an extension of credit; (5) Engage, directly or indirectly, in a fraudulent or deceptive act, practice, or course of business in connection with the offer or sale of the services of a credit services organization; (6) Make or advise a buyer to make a statement with respect to a buyer's credit worthiness, credit standing, or credit capacity that is false or misleading or that should be known by the exercise of reasonable care to be false or misleading to a consumer reporting agency or to a person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit; or (7) Advertise or cause to be advertised, in any manner whatsoever, the services of a credit services organization without filing a registration statement with the Secretary of State under section 45 - 806 unless otherwise provided by the Credit Services Organization Act.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

«Inverse and leveraged ETFs that are reset daily typically are unsuitable for retail investors who plan to hold them for longer than one trading session, particularly in volatile markets,» it said in a September 2009 statement that also required fund companies to tighten their disclosures and sales practices.

The Board believes that it is appropriate at this time to provide guidance on the types of sales practices specifically relating to commissions, fees and other charges that have been found to be deceptive and misleading, and violate commercial honor and just and equitable principles of trade.2 Therefore, the following are relevant factors regarding commissions, fees and other charges in determining whether a Member or Associate has presented retail customers with a distorted and misleading view of the likelihood of earning profits by investing with a Member:

You can choose catchy names or something simple, but either way it will also have your practice's name on it, and a client isn't going to find it for sale at any other veterinary practice, online or at any big - box retailer.

U.S. veterinary practices capture just 2 to 3 percent of dental chew sales, meaning nearly all clients buy from retailers instead.

However, Smart Practice plans to enter the retail market this month, with a new packaging concept designed to improve the point - of - sale message for the product, Muller says.

A trend doesn't just sell itself, and retailers need to adjust their selling and display practices to better suit a sale.

Retailers can also get training directly from manufacturers about new products and best sales practices.

As people's interest in herps and other exotics continues to grow, so does the need for professional, responsible retailers and sales practices.

Even small independent retailers with limited resources can succeed with Pet Store Pro's new courses, which cover best practices for owners, managers and sales associates.

It is simply not possible, and if it came to practice now or even next year, download sales would still be exceeded by retail sales by a massive amount.

It's standard practice for most physical retailers to acquire exclusive downloadable content to encourage pre-orders at a particular retail location, and it's not surprising that retailers would take steps like locking ARK «s price to ensure a pricing parity as they build up pre-order sales for the title.

Both Google, the world's largest search engine, and Amazon.com, the world's largest online retailer, have laudable policies against the sale of products from these endangered and threatened species, but appeared not to be enforcing them in practice.

Q Collection Junior is available for sale directly from their site, which has lots more information on their materials choices, manufacturing practices and other green aspects of the business; the collection is also coming to a select number of retailers soon.

International legal practice Norton Rose Group is advising The Hongkong and Shanghai Banking Corporation Limited (HSBC) on the sale of its retail banking and wealth management business in Thailand to Bank of Ayudhya Public Company

The Commission took the view that jointly switching the sale of e-books from a wholesale model to an agency model, with the same key pricing terms on a global basis, amounted to a concerted practice, with the object of either raising the retail prices of e-books, or preventing the emergence of lower prices of e-books, in the EEA (in other words, a hardcore restriction).

Consistently ranked among the top real estate firms in the country, Gilchrist & Rutter's full - service real estate practice encompasses commercial office, retail, multi-family, industrial, manufactured housing, development, financing, leasing, purchases, sales, joint ventures, exchanges, along with a regulatory and government relations practice.

Neil Davie's practice involves all aspects of commercial real estate, including the acquisition, financing, leasing, development and sale of residential, industrial, office and retail properties for local, national and offshore clients.

Represented national financial institutions and loan servicers in consumer - initiated cases involving allegations of wrongful nonjudicial foreclosure practices, fraud, unfair business practices and violations of the Fair Debt Collection Practices Act, as well as claims arising out of Retail Installment Sale Contracts.

He has represented clients in class action lawsuits involving sales and marketing practices, insurance coverage, claims adjustment practices, corporate securities, retailer / dealer disputes, employment and taxation.

«Can we and should we now petition to game retailers and distributors to stop the sales of SWB: II to further show the Games Industry that EA's practices aren't right?»

Developed and presented «best sales practices» program to retail sales force which was adopted nationwide to boost sales

Part of a highly knowledgeable and effective Sales team in the industry, strategically built collaborative and sustainable relationships with customers and vendors, showcasing the brand in retail environments utilizing superior tools, knowledge, marketing practices, and effective consumer engagement initiatives.

PROFESSIONAL EXPERIENCE Sales Manager — TSS Carnival Supplies, Inc., Shiloh, IL 1988 - Present Part of a highly knowledgeable and effective Sales team in the industry, strategically built collaborative and sustainable relationships with customers and vendors, showcasing the brand in retail environments utilizing superior tools, knowledge, marketing practices, and effective consumer engagement initiatives.