Sentences with phrase «retirees with»

Retirees with existing mortgage debt face a difficult situation.

Retirees with an adjustable - rate mortgage can collect their payments on a reverse mortgage as a lump sum, fixed monthly payment, line of credit or some combination.

• A respected health network provides retirees with peace of mind.

The state's population not only includes primary residents, but also vacationers and retirees with second homes.

Terry: Is your point then that retirees with good pensions can afford to walk away from double - enders and their lucrative commissions?

In addition, bathrooms can be designed for retirees with physical disabilities who may have problems using the shower, tub or toilet.

The main use of these products is to provide retirees with a way to stretch their retirement resources to cover the possibility of living to a very old age.

Auto insurance is necessary for everyone who drives a motorized vehicle, including seniors, but AARP can help retirees with getting the coverage they need at a price that fits a limited budget.

In addition to just the death benefit options, life insurance can also provide retirees with income solutions as well.

Committed to providing union members, their families and retirees with quality legal representation close to home.

LACERA has over 160,000 members and retirees with over $ 48 billion in investment assets.

Allegedly aimed at «helping them understand the issue and make their own decisions about what actions are needed,» the manuscript was compiled by rookie scientists and retirees with strong ties to oil and gas pressure groups.

Not all countries welcome new residents and retirees with open arms.

ECI Development, the company behind Grand Baymen, is committed to providing baby boomer retirees with what they want: life, activities, neighbors, and community, something that the majority of developers, sadly, can not offer.

Visit in winter, however, and you may be surprised to see dozens of French retirees with their camper vans on the beach.

Gayle and Vern are young retirees with an abundance of love and time to give a dog.

Of those, about two - fifths were litter culls and three - fifths were retirees with no available homes.

Because of pension splitting, even retirees with good company pensions may stay in the lowest bracket if they have a low - income spouse.

The good news for retirees with an eye on Wisconsin is that housing costs just $ 13,650 a year and the annual grocery bill is also lower than the national median.

Both of these errors would leave retirees with substantially fewer assets then are needed to continue their current lifestyles in retirement.

So many retirees with holding companies will pay out their corporate investment income and potentially capital depending on cash flow needs, Bob.

(Research shows that retirees with a good network of friends were almost three times more likely to be happy than retirees who lacked such a network — as were those who had sex more frequently.)

Retirees with cash (equivalents) to invest would be able to purchase high quality dividend paying stocks without ever having to sell.

Many of them are retirees with no debt and are extremely risk adverse with their retirement funds.

There aren't many screwed retirees with a paid off house.

Retirees with inadequate savings, by definition, don't have enough assets to secure a «floor» of spending that would let them live like they did before retiring, let alone having some left over to take to the casino.

That is, someone who retirees with $ 1 million in his portfolio can take out $ 40,000 to -LSB-...]

That is, someone who retirees with $ 1 million in his portfolio can take out $ 40,000 to cover living expenses each year with virtual certainty that he will not run out of money for 30 years (taking a 65 - year old retiree to age 95).

The CPP changes would eventually provide future retirees with one - third of their average annual incomes, up from one - quarter.

Retirees with at least $ 500,000 in assets had spent only 11.8 percent of their assets after 18 years of retirement.

As in his earlier book, The Essential Retirement Guide, Vettese comforts would - be retirees with his assertion that the traditional guideline for middle - and high - income earners of replacing 70 % of working income is «too high.»

It also finds that in Ontario alone, retirees with DB pensions spend some $ 27 billion a year on goods and services, paying $ 3 billion in income taxes and another $ 3 billion in sales and property taxes.

Retirees with flexibility for their spending can start with a higher rate and keep vigilant about their remaining wealth so they can cut expenditures if the need arises.

«Retirees With Pension Income and Characteristics of Their Former Job» [February 2003, EBRI Notes, Vol.

Available data indicate that borrowers 65 and older hold defaulted federal student loans at a much higher rate, which can leave some retirees with income below the poverty threshold.

But 10 years after retirement, retirees with less remaining real wealth than the 2000 retiree faced much better market conditions in terms of lower cyclically - adjusted price - earnings ratios, higher dividend yields, and generally higher bond yields.

Reverse mortgages, despite some heat in the media, can provide retirees with additional retirement income, when used correctly.

A reverse mortgage can be a key component of a well - balanced retirement plan, providing retirees with extra cash to live a more fulfilling and secure life.

Similarly, a 2015 report on retirement spending from Vanguard estimated that retirees with $ 100,000 or more in 401 (k) s, IRAs or other retirement accounts spent only 60 % of the money they withdrew from those accounts and ended up reinvesting the remaining 40 %.

Annuities also provide retirees with the benefit of tax deferral.

Sadly, that sometimes leaves retirees with outdated information on their retirement accounts.

Advisers need to help retirees with a «drawdown strategy,» he said and suggested they urge them to «fill up lower marginal tax brackets such as a Roth plan or a 401 (k) before their brokerage accounts.

For that matter, even retirees with other sources of income may qualify for this tax credit.

Retirees with a healthy nest egg may be approached by friends or family members looking to borrow money in times of need or perhaps to invest in a business venture.

These changes can afford retirees with once in a lifetime tax planning opportunities.

Retirees with existing mortgage debt face a difficult situation.

However, for retirees with limited funds, their primary strategy needs to focus on achieving deep savings in

Thanks again for all the help you provide aspiring early retirees with the work you do here.

Let's look at the opportunities for retirees with low, moderate, and high incomes and help you determine what's right for you.

Keeping 25 % to 50 % of a portfolio in bonds will dramatically reduce a portfolio's volatility and still provide retirees with the rising income they desire.