Sentences with phrase «retirement assets»

When older couples get divorced, the importance of retirement assets increases.

The reported account balance represents retirement assets in the 401 (k) plan at the participant's current employer.

Because these vehicles now house billions of dollars in retirement assets for both individuals and corporations, the importance of asset preservation within them has become a critical issue.

Some smart people have conducted extensive research to determine how much a person may draw from retirement assets and have those assets last through retirement.

There are various other ways to make the tax payments on retirement assets easier for heirs to handle.

A search for «retirement asset allocation» will lead you to several sites that offer evaluations.

Tax - deferred savings vehicles like IRAs and 401 (k) s can help build retirement assets by allowing money to grow without an income tax bill until the money is withdrawn.

The same kind of order is required to divide 401 (k) accounts, and many other retirement assets.

As a general rule of thumb, most people shouldn't use retirement assets to pay for their children's education.

I agree that not being able to count retirement assets doesn't really make sense in this context.

In particular, for investors looking to accumulate retirement assets but also looking to protect a portion of those assets.

However, it's important not to do so at the expense of your own retirement assets.

A new report calculates the gap in retirement assets between the top 100 CEOs and all African - American, Latino, female - headed, and white working class households.

As an example, if retirement assets are not sufficient, then maybe discretionary expenses can be reduced.

Our longer life spans mean that we must have vastly more retirement assets than previous generations.

The number one issue relating to the distribution of retirement assets during a divorce is taxation.

Start with your joint assets: joint bank accounts, investment portfolios, retirement assets earned during marriage, etc..

While this may include retirement assets, any applicable tax penalties or other charges, fees or restrictions should be taken into consideration before including these types of assets.

Whole life insurance policies also offer the opportunity for additional retirement assets.

The other method for addressing retirement assets involves assigning each spouse an interest in the retirement benefits.

The total lost income to households is reported in three components — a so - called rule of thumb lost wages, lost wage growth, and lost retirement assets.

While it is important to offer participants the opportunity to diversify retirement assets, an overly complicated fund lineup can make it challenging for even well - informed investors to choose appropriately.

The life annuity is indeed an effective instrument for distributing retirement assets to produce lifetime income; it functions generally somewhat better than the withdrawal rules in widespread use.

Next, individuals should estimate how long retirement assets will need to last.

Finally, mark 70 % to 100 % as your traditional tax - deferred retirement assets.

Since defined contribution plans focus on retirement asset accumulation and not retirement income as defined benefit plans do, it is important that you take control of your retirement income plan.

A contingent beneficiary is entitled to insurance proceeds or retirement assets only if predetermined conditions are met at the time of the insured's death (as can be found in a will).

Poor financial capability in old age can have serious repercussions, causing people to make mistakes with credit, draw down retirement assets too quickly, and fall victim to financial predators.

Younger investors may want to allocate their longer - term retirement assets to riskier investments such as equities or stock, because they have time to ride out the market's ups and downs.

Remember, the laws governing retirement assets and taxation are complex.

Target - date funds are designed to be an investor's single retirement asset.

This roughly $ 10 trillion in retirement assets breaks down into two parts: defined benefit plans and defined contribution plans.

It is important to consult with an expert, both to find out what is at stake and to come up with creative ways to stretch and divide any joint retirement assets.

Such tasks include retirement plan research, reviewing retirement assets and fund allocations, and reviewing their plan performance.

A pension valuation will allow each party to make an informed decision and eventually provide informed consent when agreeing to a division of retirement assets.

Requirements may vary among lenders, but many lenders want to see half of these reserves liquid (checking or savings), and the other half can come from retirement assets.

That's why smart investors are beginning to leave this ship of fools behind by building retirement assets that the government can't touch.

Your marital estate includes complicated assets, like stocks and mutual funds, investment real estate, pensions, other retirement assets, or business interests.

Whenever possible, it's generally best to avoid paying early withdrawal penalties on retirement assets.

It turns out that accumulating retirement assets may have been the easy part.

An important consideration if you're trading off retirement assets for cash in a checking account as that cash can be used income tax - free.

After doing my search (which was documented here on MarketWatch), I decided a year ago to invest retirement assets into the Bitcoin Investment Trust.

Please note that you should contribute as much as you possible can into retirement assets as early as possible (401k, Roth IRA, IRA, etc.).

«Also be cognizant of lawsuits that can result from the new business and be sure to protect retirement assets.

Jason explains what the conventional wisdom is with retirement asset allocation, and then goes on to explain why it makes sense for his own financial planning to deviate from that.

There are a number of options for moving retirement assets from one institution to another and from one plan to another, such as trustee - to - trustee transfers and direct rollovers and indirect (60 - day) rollovers.

A Betterment 401 (k) rollover takes just 60 seconds to set up and just two days to gain full access, and there is Betterment customer service dedicated to each customer rolling over retirement assets.

New research suggests that total retirement assets in CITs have grown rapidly in the last few years and potential advantages can be very appealing for plan sponsors.