Sentences with phrase «retirement or children»

In addition, you'll want to consider long - term goals such as your spouse's retirement or your children's education.

There's zero consideration of how well you'll be able to juggle your housing costs, plus expenses like daycare and saving for retirement or your children's education.

How much do you need for the down payment on a house, retirement or your children's college education?

Accumulating wealth for financial goals such as funding your retirement or your children's college education is generally a long - term proposition that requires a commitment to saving and investing over time.

Some of them — those with retirement or children in their names — make you hold for 3 years to avoid any exit loads.

Different goals, such as retirement or children's university fees, have different timescales, so it makes sense to choose an appropriate fund for each goal.

Tax - advantaged accounts may offer benefits if you're saving for long - term goals, such as your retirement or a child's college education.

And not only that, but some long term goals, like saving for retirement or your child's college education, are just boring.

You may also want to consider longer - term goals, like retirement or your child's college education.

Don't put off saving for retirement or your child's college education, thinking you have plenty of time.

Whether you are saving for a home, retirement or your child's education, you want investment strategies that will help your money grow.

The maturity amount is of course extremely beneficial and can be used for huge life events such as retirement or a child's education.

Not exact matches

Whether if it's when you're saving to purchase your first home, planning for retirement or setting up a college fund for your children.

More than half our clients hope to travel more during retirement, especially if their children or grandchildren are not nearby, so they can spend more time visiting family.

Just ask an average parent if his or her retirement is more important than paying for a child's education.

That shade might include freedom from debts, a secure retirement or the ability to cover the cost of college for your children.

Ideally, parents will pass away in their 80s or 90s, so the financial windfall will come just as their children are ready for retirement.

If they qualify, your spouse or child may receive a monthly payment of up to one - half of your full retirement benefit amount.

If you are seeking the services of a financial advisor, you want the best information to help you achieve your financial goals — be it budgeting in retirement, savings for a child or grandchild's education, or selling your business.

So at least once a year, or in the event of a major change in your life — such as the birth of a child, divorce, inheritance, retirement, or job change — you should sit down and revisit your investment plan.

Any entity over which you or a Family Member has (have) individual or shared authority, as principal, has investment discretion and control (for example, an UGMA / UTMA account for a child on which you or a Family Member is the custodian, a trust on which you or a Family Member is the trustee, a business account [not to include retirement plans] for your solely owned business [or the solely owned business of a Family Member] on which you or a Family Member is the authorized signer);

Many people like to have investments in stocks so that they can be sold at a future date for a profit, to tide over certain expenses like college fees for children or having a secure retirement.

For example, we may plan to gift money to help fund our daughter's IRA and other retirement tools or to contribute to our grand children's 429 plans, but not for spending money that she can use in her working years — that she will have to earn.

So if you need a way to finance your child's college education or your own retirement, using the equity in your house to get a home equity loan could be a better alternative in the long run to taking on more credit card debt.

So parents start setting aside money in a child's college fund while skipping or scrimping on their own retirement savings.

Tax credit: A reduction in tax liability for specific expenses such as for child care or retirement savings.

The fact that some of your income has been going toward paying on a child's or grandchild's student debt means that retirement probably hasn't been the highest priority.

If getting a college degree or helping your spouse or child obtain one is part of your early retirement plan, you can avoid that withdrawal tax by rolling your 401k into an IRA.

This includes the credit for child and dependent care expenses, credit for the elderly or disabled, retirement savings contribution credit, education credits, and the child tax credit.

They are more likely middle - aged immigrants buying a second property as a retirement investment or home for their children.

In a well - diversified investment portfolio, highly - rated corporate bonds of short - term, mid-term and long - term maturity (when the principal loan amount is scheduled for repayment) can help investors accumulate money for retirement, save for a college education for children, or to establish a cash reserve for emergencies, vacations or for other expenses.

If you have an investment rewards card, however, you can use your rewards to save for retirement or fund your child's college expenses.

Most people who are new to investing in mutual funds are looking for an investment strategy that will help them save for their retirement or for college educations for their children.

You'll need to pin down exactly how much it'll cost to send a child to college, or how much you'll need to live on in retirement.

As people are having children later in life, there is a greater chance that the college tuition bill for their kids will come due during their prime retirement savings years or, in an increasing number of cases, just as retirement approaches.

While the Franklin Templeton College Savings Trends Survey revealed 21 % of those with children and 14 % of all individuals said they would or did retire later to finance a college education, the Franklin Templeton 2016 Retirement Income Strategies and Expectations (RISE) Survey2 revealed delaying retirement is a common strategy that comes with a couple of pitfalls:

The pessimistic predictions come at a time when younger workers are already struggling to save for retirement while they pay off student loans, face high child - care costs or deal with rising rent.

From saving for retirement, putting money aside to purchase a home or for some money for a child / children's college expenses, having a goal will help formulate a winning investment plan.

According to a related survey from the College Savings Foundation, one - third of parents are still shouldering loan student debt from their own college days.3 That means these folks could be paying off (or defaulting on) debt well into retirement, and would therefore also have less funds available to help their children.

Mountaintop experiences are gifts, whole and complete in themselves: a marriage where the love and delight stay kindled through the years, children, friends old or new, a job that we enjoy doing and that contributes to the welfare of others, good retirement years.

They worry that they won't be able to sustain a middle - class lifestyle or meet middle - class expectations for their children's education or their own retirement years.

Saving for our retirement rather than splurging today; controlling our intake of food and drink, and taking exercise in order to be healthy; taking time to be with our children and families, rather than being sucked into overwork or overconsumption.

The chancellor concluded: «If you want to own your own home, if you want help with your childcare bills, if you want to start your own business or give someone a job; if you want to save for your retirement and leave your home to your children; if you want to work hard and get on, we are on your side,» Osborne finished.

researchers found parents who had mortgaged their homes, given up their jobs, or liquidated their retirement accounts, among other sacrifices, to nurture their children's talents.

Marriages, divorces, deaths, personal growth, moving, continuing education, retirement, a new career, issues with children and grandchildren, health, and a host of other possible changes all contribute to a senior being a different person today than he or she was ten years ago.

Most of the people I interviewed, then, did not to have to worry about paying the mortgage, keeping their health insurance, educating their children and grandchildren, or funding their retirements.

Among them are deleterious effects on children of unregulated and often substandard childcare; [9] lost productivity for employers due to parents missing work to handle gaps in childcare or to care for a sick child; [10] lost wages and reduced retirement benefits for parents who have to drop out of the labor market to provide at - home care for their young children; [11] a substantial downward pressure on the wages of childcare workers with effects on the quality and stability of the childcare workforce; [12] and lost opportunities for further education, [13] college savings, and other investments that working parents could make in themselves and their children but can not afford because they are spending most or all of their disposable income on childcare.

1912: NEA endorses Women's Suffrage 1919: NEA members in New Jersey lead the way to the nation's first state pension; by 1945, every state had a pension plan in effect 1941: NEA successfully lobbied Congress for special funding for public schools near military bases 1945: NEA lobbied for the G.I. Bill of Rights to help returning soldiers continue their education 1958: NEA helps gain passage of the National Defense Education Act 1964: NEA lobbies to pass the Civil Rights Act 1968: NEA leads an effort to establish the Bilingual Education Act 1974: NEA backs a case heard before the U.S. Supreme Court that proposes to make unlawful the firing of pregnant teachers or forced maternity leave 1984: NEA fights for and wins passage of a federal retirement equity law that provides the means to end sex discrimination against women in retirement funds 2000s: NEA has lobbied for changes to the No Child Left Behind Act 2009: NEA delegates to the Representative Assembly pass a resolution that opposes the discriminatory treatment of same - sex couple

Paradoxically, children have less first - hand exposure to death within a close familial setting, since grandparents and elderly relatives are often sequestered in their own homes, in retirement villages, or in institutions.

If your child does not attend college or receives a scholarship, however, you can use the Roth toward your own retirement.