Sentences with phrase «retirement over a longer time horizon»

To help extend your savings at retirement over a longer time horizon, work with an advisor to assess both your investment allocation and your draw - down strategy in relation to the number of years you expect to live, he said.

Not exact matches

Fees are extremely important to take into consideration when evaluating options for retirement, because the effects are compounded over a long time horizon, and high fees and costs can cause serious harm to your retirement savings.

This can make an even bigger difference if the extra return is compounded over a longer time horizon until retirement.

By contrast, consider a young worker with a long time horizon to save for retirement, expectations of growing employment income over time, and an aggressive portfolio allocation of 80 % stocks and 20 % bonds.

Because the time horizon is so long for many retirement portfolios, the bite that these fees can take really compounds over the years.

Since retirement savings compound over long time horizons, any inefficiency or trustee bias can significantly affect the employees» wealth at retirement and have larger societal consequences as well.

We're with you for the long haul — rebalancing your account over time as conditions and retirement horizon nears.

Your premiums paid along with the interest that they would earn over this long time horizon would build a sizeable fund which would pay a sizeable pension sufficient to meet the sizeable expenses post retirement.

Of course, the bond interest might not quite be enough to cover the traditional LTC premiums right now (and therefore deplete principal slightly), but it will be more than enough once rates rise, which again seems like a reasonable «bet» for someone who still has a 10 - 20 + year time horizon for long - term care and retirement needs (and over that time horizon, the client could have generated an amount equal to the hybrid life / LTC death benefit just with normal growth!).

In case you are starting early for retirement planning, then equity based funds are atop investment option for retirement as you have a longer time horizon and equities tend to outperform most assets over long periods.