After an exhaustive search of the dividend growth stock universe I identified 20 dividend growth stocks that I felt were currently worthy of consideration
for retirement portfolios based on valuation.
While
most retirement portfolios tend to be better diversified, stocks are typically the largest driver of long - term asset growth.
A well
balanced retirement portfolio may include some moderate percentage of bonds as part of an overall investment strategy to generate income or receive significant tax benefits.
Just the right diversified long
term retirement portfolio can be the ticket to keeping your retirement plans and schedule on track.
I've targeted an 8 % yield across this group of stocks — a critical number to reach, but one that many
retirement portfolios don't even come close to touching.
Let's say you have a $ 1 million
retirement portfolio invested in a 50 - 50 mix of stocks and bonds for which you pay fees totaling 1.5 % a year.
When it comes to building a
healthy retirement portfolio, I'm a strong believer in consistent and frequent contributions to your retirement accounts regardless of whether the market is trending up or down.
In this post I will describe my dividend
retirement portfolio including where the funds came from, what the portfolio goals are and I'll provide some conservative projections.
What initial
retirement portfolio withdrawal rate is sustainable over long horizons when, as currently, bond yields are well below and stock market valuations well above historical averages?
Under the 4 percent rule, you'd withdraw 4 percent of your
total retirement portfolio (your savings, investments and other accounts) in the first year of retirement.
Because the time horizon is so long for
many retirement portfolios, the bite that these fees can take really compounds over the years.
To learn how to protect yourself from the stock market crash and build a safe,
secure retirement portfolio, check out our sponsored advertising report here.
This is consistent with another cause and effect observation:
retirement portfolios fail because of excessive selling when stock prices are low.
That's not to say bonds should not be held in
retirement portfolios there are many types of bonds which can be highly beneficial such as zero coupon bonds and municipal bonds.
If you're just starting your career, or if you have already accumulated a
sizeable retirement portfolio, you may be a prime candidate for the plan.
However, if you want to keep the same risk as you currently have and apply it toward more return, then we find that
retirement portfolios end up being about 60 % bigger.
I do retirement planning for individuals, I manage individual and
family retirement portfolios, I recommend and manage retirement accounts for small businesses.
Phrases with «retirement portfolio»