Sentences with phrase «retirement target»

If you want your asset allocation adjusted automatically as you age, a good option is to invest in retirement target date funds.

It's important to note that the principal value of the fund will fluctuate and is not guaranteed at any time, including at the stated retirement target date for the fund.

Given the uncertainty about the economy, stock markets, housing costs, pensions and interest rates, many of us are questioning our original retirement targets.

Though I can't say this for sure since I don't know the investors actual time horizon (perhaps the investors that have early retirement targets are very young).

San Mateo, CA, August 19, 2013 — Franklin Templeton Investments today announced the introduction of four new funds within the company's retirement target fund line - up — Franklin LifeSmart ™ 2020, 2030, 2040 and 2050 Retirement Target funds — to complement its existing 2015, 2025, 2035 and 2045 Retirement Target funds.

FTMAS manages retirement target and global asset allocation portfolios.

For example, target date mutual funds take the stress out of cutting risk toward retirement by naturally moving out of stocks the closer the investment gets to a set retirement target date: perhaps among the best investments now for the passive investor.

Target Date Retirement Funds Pros and Cons — A target date retirement fund is just what it sounds like — a fund that aims to maximize your investments by a specific retirement target date.

A majority of workers expects to remain in the workplace beyond age 65, traditionally a common retirement target date, but... More

FTMAS manages retirement target and global asset allocation portfolios which are available in selected markets.

Highlight the shifting allocation of the fund to a more conservative investment mix (shift towards fixed income investments) as the stated retirement target date of the fund approaches.

Principal invested is not guaranteed at any time, including at or after each fund's retirement target date; nor is there any guarantee that each fund will provide sufficient income at or through the investor's retirement.

Their top 3 suggestions are at - retirement target - date vintage (s), cash management and income / multi-sector fixed income strategies.

The best news is that even if the Dixons have more children and the $ 430,000 surplus is whittled away for child - related expenses, the couple would still meet their retirement target.

If you feel comfortable with the market swings and are investing for the long haul, you can have a 100 % equity portfolio until you approach your retirement target.

Asset allocation strategy becomes increasingly more conservative as the retirement target date nears

The investment risk of the retirement target fund changes over time as its asset allocation changes.

When choosing fixed income funds, focuses on maximizing current income, appropriate to the retirement target fund's risk profile.

The investment risk of each retirement target fund changes over time as its asset allocation changes.

Principal invested is not guaranteed at any time, including at or after the fund's retirement target date; nor is there any guarantee that the fund will provide sufficient income at or through the investor's retirement.

Target - Date Funds Might Not Hit Your Bull's - Eye Target - Date funds are all intended to do the same thing: reduce stock market risk incrementally the closer you get to your retirement target date.

Her retirement target is five years.

The practical implications of this risk / growth trade - off, particularly for investors nearing retirement target dates or in the years just after the retirement target date, become real with a sudden and significant drop in worldwide stock prices.

In the case of T. Rowe Price, 30 years after the retirement target date each fund will have transitioned to a position of 20 % in stock and 80 % in fixed income.

A retirement target of 65 seems outdated in a world where 60 is the new 40.

With your retirement target date years out, changes to inflation and interest rates, plus your own investments» individual rates of return, could work against you if plan to stick with a 4 - percent retirement withdrawal cap.