Sentences with phrase «return of a couch potato»

You can check this for yourself by writing down the trailing return of a Couch Potato Building Block portfolio and then comparing it against the «Category Average» figures on the Morningstar website.

Not exact matches

sred: I track a couple of couch potato portfolios — for smaller portfolios, I use the TD e-Series Index Funds and for larger portfolios I use low - cost, broad - market index funds and more diversification by adding real - return bonds, REITs and emerging markets:

We usually recommend that Couch Potato investors follow a classic balanced strategy, which consists of putting 60 % of your money in stocks and 40 % in bonds, but you may want to adjust the stock component upward if you're young and willing to take on additional risk in pursuit of larger returns.

Whether a dividend strategy can be expected to deliver higher returns than the traditional Couch Potato is debatable, but I recognize the intuitive appeal of investing for income.

Assuming typical rates of return, the money you would save by becoming a Couch Potato would be more than enough to buy you a luxury car in 10 years» time even if you were never to invest another cent in your portfolio.

I've only used the two Global Couch Potato returns, as they were closer to the median between the lowest and highest annualized rate of returns for balanced equity portfolios over the last 10 years:

I recommend our Classic Couch Potato Portfolio, which has the lowest fees going, and has produced an average annual return of 11.8 % since 1976.

Applying a somewhat spicier approach to the original three - asset - class Couch Potato portfolio, with annual changes, resulted in average annual returns of 10.6 %.

Passive investors expect «annual returns of 6 % to 8 % like clockwork» and therefore the Global Couch Potato's recent 10 - year performance was «somewhat lower than advertised.»

Two core funds in the Complete Couch Potato are the Vanguard Total Stock Market (VTI) and the Vanguard Total International Stock (VXUS), and last year these funds delivered returns of 16.40 % and 18.22 % respectively.

The recent performance of my model portfolios has been excellent: in 2013, the humble Global Couch Potato returned more than 15 %, and over the last five years, a balanced index portfolio could easily have achieved 10 % annualized returns.

The iShares DEX Universe Bond Index Fund (XBB), which makes up 30 % of the Complete Couch Potato, has returned 7.20 % on the year (all figures as of September 30).

John also ran the same simulation with the trusty old Global Couch Potato — which includes just three or four funds — and the results fell right in the middle: an annualized return of 6.40 %.

It contains a proven strategy for achieving outstanding returns, and the advisor has agreed to share it with readers of Canadian Couch Potato: Recently, a small group of investors has unlocked the secret to investing success.

Just shy of two years ago — in October 2011 — I wrote a post that laid out the year - to - date returns for the Complete Couch Potato portfolio.

But the market has exploded to include dozens of new products that have nothing to do with Couch Potato investing: some add leverage (which doubles your potential returns, but also your potential losses), promise inverse returns (they go up when the assets they track go down), while others are actively managed.

The classic Global Couch Potato portfolio provided healthy average annual returns of 10.0 % from the start of 1981 through 2015, assuming the portfolio's four indexes were rebalanced back to equal dollar amounts each month instead of annually.

A simple Couch Potato portfolio of 40 % bonds and 60 % equities (split evenly between Canadian, U.S. and international stocks) did, in fact, return between 6 % and 7 % annually over the last 10 - and 20 - year periods.

@Canadian Couch Potato: Since I reported VEA and VWO index returns in USD terms, the loss in value of CAD against the USD helped in cushioning the drops in US dollar terms for the Canadian investor.

The article she refers to included stats that showed the Classic Couch Potato portfolio would have had an annualized returns of 11.8 % from 1976 through 2006.

If you deduct fees from your return assumptions, you're probably still in the ballpark of a 4 % withdrawal rate if you use low - cost index funds and follow a disciplined Couch Potato approach.

Have you done any comparisons of returns compared to those in the MoneySense Couch Potato portfolios?

Investment performance figures for the Classic Couch Potato Portfolio by annual nominal value, annualized rate of return and annual return.

«I know it's a more aggressive form of the couch potato, but I looked at historical investment returns and because I'm younger, I know I can take on more risk,» says Rousseau.

Up until I read about the buzz around Vanguard and it's lower MERs, I was planning on investing all of our money in the Complete Couch Potato portfolio as suggested in the 2011 Edition of the MoneySense Guide To The Perfect Portfolio: i.e. — Canadian equity 20 % iShares S&P / TSX Capped Composite (XIC) US equity 15 % Vanguard Total Stock Market (VTI) International equity 15 % Vanguard Total International Stock (VXUS) Real estate investment trusts 10 % BMO Equal Weight REITs (ZRE) Real - return bonds 10 % iShares DEX Real - Return Bond (XRB) Canadian bonds 30 % iShares DEX Universe Bondreturn bonds 10 % iShares DEX Real - Return Bond (XRB) Canadian bonds 30 % iShares DEX Universe BondReturn Bond (XRB) Canadian bonds 30 % iShares DEX Universe Bond (XBB)

Over the 40 years closed at the end of 2015, the basic Couch Potato would have returned an annualized 9.78 percent — its best performance.

Based on returns for the asset class (not the funds), a Couch Potato that used the total bond market index would have earned at a compound annual rate of 9.27 percent over the last 30 years while one that used inflation - protected bonds would have earned at a compound rate of 9.24 percent.

You can see the impact of big differences in stock allocations by studying the returns of two variations of the couch potato portfolio.

But if you're a Couch Potato with a taxable account, you may be able to reduce the Canada Revenue Agency's share of your investment returns with a strategy called tax - loss selling.

Investors fall into this same trap when they second - guess the Couch Potato strategy during every period of poor returns.

I thought about this recently as I calculated the returns of the Global Couch Potato since 2009.

Going a back a little further, the aftermath of the dot - com bubble meant the Global Couch Potato returned -3.2 % annually for the three years ending in 2002.

As it happens, this has the added benefit of allowing us to look at longer - term returns for the Global Couch Potato, since the e-Series has been around much longer than most of the ETFs on the list.

Lamenting his model portfolio's 1 % annualized return from 2008 to mid-2011, Pape says: «This is the reality of couch potato investing — timing counts for a lot.

But, as noted earlier, the record shows that Couch Potato investing has a very high probability of providing a higher return than 60 to 75 percent of all managed funds — and still more if you are paying significant fees for managing your portfolio of funds.

The following graph shows the return pattern of both the couch potato portfolio and the bond index portfolio.

For many Canadians, Kirzner, now 73, is thought of as the grandfather of «Couch Potato» investing, or as Kirzner refers to it, the «Easy Chair» — defined as that comfortable spot where investors like to sit and stay put for many years while the good returns roll in.

In 2014, the basic Couch Potato Portfolio, a 50 - 50 mix of two low - cost index funds, returned 8.16 percent while the Morningstar average for all «moderate allocation» funds was only 6.21 percent.

We flirted with the idea, even going so far as programming a couch - potato style DIY portfolio into the calculator, but ultimately decided against it, because the DIY option is hands - down the cheapest across almost all cases, and we didn't want to waste all of the time and effort we put into building the calculator for it to always and forever return a DIY portfolio as the result.