Sentences with phrase «return on the cash value growth»
A whole life insurance policy offers both a guaranteed death benefit, and a guaranteed return on the cash value growth that is set by the insurance company.
https://insurancequotes2day.com/ Not exact matches
In a note, analyst Michael Senno wrote that «as an owner of sports cable networks and teams, we believe that MSG is well positioned to capitalize on the increasing value of premium sports content, which should result in AOCF and free cash flow growth above its peers and, combined with incremental leverage, lead to solid shareholder returns.»
On one end of the spectrum is the fixed index annuity which offers a conservative contractual rate of return applied to the account or cash value growth.
On the opposite end are variable annuities which carry more risk of investment loss AND also may offer the opportunity for higher returns and cash value growth.
The team ranks the stocks in this universe based on a series of growth factors, such as the change in consensus earnings estimates over time, the company's history of meeting earnings targets, earnings quality and improvements on return on equity, as well as a series of value criteria, such as price - to - earnings ratio and free cash flow relative to enterprise value.
And our definition of intrinsic value is the recent value of all the future cash flows to be generated from a business, so to that end, we strive to invest in companies with high returns on equity number one, and number two, sustainable and predictable, above - average, long - term earnings growth rate.
However many are considering buying term life insurance at a lower rate and invest the difference on high - growth products like stocks and mutual funds where the returns are much higher than what you get as accumulated cash value on your whole life insurance.
On one end of the spectrum is the fixed index annuity which offers a conservative contractual rate of return applied to the account or cash value growth.
Rather than having taxable gain on 100 % of the growth of your accounts, your life insurance cash value can grow tax free, increasing you overall financial leverage AND return on investment return on investment.
On the opposite end are variable annuities which carry more risk of investment loss AND also may offer the opportunity for higher returns and cash value growth.
Doing so can give you the current cash value, which is based upon the actual return on the company's investments, and which is a large part upon which the growth of cash value is based.
What differentiates an Indexed UL policy from other types of permanent life insurance used for cash accumulation is that the growth of the policy's cash value is based on the performance of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole life»), or based on the actual investment returns of specific equity investments (a product referred to as «variable universal life»).