Sentences with phrase «return on the cash value portion»
With interest - sensitive whole life insurance, you can have more flexibility with your life insurance policy such as increasing your death benefit without raising your premiums depending on the economy and the rate of return on your cash value portion.
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It is only then can you really calculate the so called rate of return on the cash value portion of your whole life insurance policy.
Not exact matches
The rate of return (earnings) on the cash - value portion of whole life historically has lagged behind other investments, such as stock mutual funds.
A great benefit of paying over a limited time is that you invest a greater amount in the cash value portion of the policy early on, meaning you earn higher returns over the length of coverage.
The rate of return (earnings) on the cash - value portion of whole life historically has lagged behind other investments, such as stock mutual funds.
Whole life insurance also builds cash value, which is a return on a portion of your premiums that the insurance company invests.
Decide on the Investment Portion / Cash Value — You will be guaranteed a specific rate of return regardless how well the market performs.
Whole life insurance premiums are much higher because the coverage lasts for a lifetime, and the policy has cash value, with a guaranteed rate of investment return on a portion of the money that you pay.
The return on the money in the cash value portion of the policy is based on the performance of an underlying market index, such as the S&P 500.
The cash value builds from a portion of the premiums paid into the policy and has a guaranteed minimum rate of return on investment, similar to a savings account but with a higher interest rate.
Index Participation Feature: this rider is exclusive to Guardian and allows you to allocate all or a portion of your cash value to receive a dividend adjustment based on the movement of the S&P 500 Price Return Index, subject to a cap and a floor.
A great benefit of paying over a limited time is that you invest a greater amount in the cash value portion of the policy early on, meaning you earn higher returns over the length of coverage.