Sentences with phrase «return over the life of the investment»

I've often called it the Iron Law of Valuation: the higher the price you pay today for a given stream of future cash flows, the lower your rate of return over the life of the investment.

Not exact matches

The payoff: Risk doesn't guarantee higher average returns, but it makes them more likely over the life of a long - term investment.

If everything stayed as it is today... it would probably be around a 15 - year full payback, and then over the life of the panels, you'd expect to make a four or five per cent return on your investment.

For nearly 170 years the people of our community have invested in their libraries, and those libraries have returned that investment many times over in resources, services and improved quality of life.

We can't deny the fact that work and family influence one another, so by improving the lives of employees, you get that return on investment with positive work and family lives spilling over onto one another.»

Over time, through a combination of poor funding practices and unstable investment returns, pension plans have failed to live up to that promise.

Most supermarkets want to know exactly how much their return on investment is going to be this year, as well as over the life of the system.

Whole life policy returns are conservative and based upon the insurance company's pool of extremely conservative investments and thus are guaranteed at rates which have been relatively consistent over the last 200 years.

These are safe investments because you can expect the principal to be returned to you, plus the interest that the investment has made over the course of its life span.

In case of Participating plans, the investment returns are primarily dependent on the bonuses declared over the Policy term by the life insurance company.

Whereas whole life insurance provides fixed rates of return on the account value, at rates determined by the insurance company, variable life insurance provides the policyholder with investment discretion over the account value portion of the policy.

Let's assume both of their investment accounts grew at the historical average return rate of the S&P 500 over the life of the investment.

The objective of currency hedging is to reduce or eliminate the effects of foreign exchange movements over the life of the investment, such that a Canadian investor receives a return solely based on the change in value of the underlying assets, without the effect of changes in currency values.

However, in real life the investments & redemptions happen over different period of time and CAGR won't be applicable to calculate the returns.

I spent a lot of time in our local library pulling out microfilm & microfiche and looking up stocks, bonds, indexes, cost of living / govt info, real estate, etc information from ~ 1900 until (then) recent times in the wall street journal (this was pre internet — what took many weeks then now just takes a few minutes, but the Lotus 1 -2-3 spreadsheet program was very helpful in doing the analysis) and then analyzed the results and concluded that the «only» investment strategy that made any sense was 100 % stock (absolutely the best return over time); but... there was that pesky thing called recessions, depressions, stock market corrections etc..

Any mistake that reduces your investment return by 0.4 % or more over a lifetime can steal $ 1 million from your retirement income plus what would be left at the end of your life for heirs.

In order to properly use Monte Carlo in retirement planning, dozens to hundreds of inputs need to change to reach a Real World probability number: Life expectancy, age of retirement, investment payouts, yields vs. share selling, investment returns, inflation, income goals, Social Security, all of the types of taxes, pension payouts, annual cash flow surpluses and deficits, random earned incomes, replacing vehicles every ten years, allocation mix changes over time; and then duplicate all of that for every investment individually, then for the spouse, then account for all of that compounding in every year, and the list goes on and on.

Forecasting what may most likely happen with these factors over time (given the assumed fluctuations in the markets - which you can control every year by using different rates of return on every investment for every year - including negative rates of return, and being able to change your income goal every year) is much more important to model, than a one - dimensional probability number, to an actual investor's life.

Pilots don't land their planes on autopilot and, given the length of many retirements, you should not assume that the course you set originally will remain the right one as your investment returns and living expenses change over time.

Remember that after the typical 5 - 7 year payback period consumers receive pure electricity savings over what will be a 25 year useful life of their solar panels - the investment return is greater than the other alternatives.

Tracker owners save over $ 25,000 in energy cost over the life of their Trackers, with a return that beats their other long term, low risk investments.

Any added investment over traditional equipment is usually recovered in just a few years, and many homeowners see a return on investment of 10 - 20 % over the life of the system.

«In fact, a study of the return on investment by RTI International of the state investment tax credit shows that for every $ 1 of state tax credit used, $ 1.54 of state and local tax revenues are created over the life of the project.»

Plus, with the batteries having a life expectancy of over 20 years, depending on the number of cycle times, and a panel life of 50 or more years, the investment return is considerable,» said NEC vice president of engineering, technical and environmental services Richard Atanus.

The reason is that I want control over my investments, which means I don't want my investments wrapped up with my life insurance policy in a package that isn't completely transparent in terms of the benefits and returns.

As we know life insurance is a type of investment, even low premiums have the ability to generate comparatively higher returns over a certain period of time.

An income annuity is not an investment that provides you with a rate of return over a fixed period of time, like a CD.2 Rather, it» «s an income product that provides you with fixed monthly income that is guaranteed for life — no matter how long you live — and no matter how the markets perform.

According to a Lamar University study, the rate of return over time on an indexed universal life policy was higher than some other investment vehicles, such as Treasury bonds.

Whereas whole life insurance provides fixed rates of return on the account value, at rates determined by the insurance company, variable life insurance provides the policyholder with investment discretion over the account value portion of the policy.

If premium payments are made well in excess of the cost of insurance early in a variable insurance policies life, the internal returns from the investments should grow the policy value significantly over time.

In case of Participating plans, the investment returns are primarily dependent on the bonuses declared over the Policy term by the life insurance company.

Whole life policy returns are conservative and based upon the insurance company's pool of extremely conservative investments and thus are guaranteed at rates which have been relatively consistent over the last 200 years.

While many financial advisers remain steadfast against using life insurance for investment purposes, claiming the returns, historically, have been extremely weak compared to mutual funds and other investments, the fact remains the cash value of most whole life insurance policies grows over time.

If a company asks me to invest $ 2M at an $ 8M pre-money valuation, it means that to return 10x, startup might either sell for $ 100M, or that it will be able to pay out $ 20M in dividends over the life of our investment so that I return $ 20M on my $ 2M investment.

For EB - 5 deals marketed through these agents, developers can expect to pay a fixed rate of interest, or preferred return on capital raised, of 5 - 8 percent annually over the five - year expected life of the investment.

The equated yield is the discount rate or internal rate of return which when applied to the income expected over the life of the investment produces a present value that is equal to the capital outlay.

The goal is to produce unlevered returns of 15 % over the life of an investment.