Sentences with phrase «returned in lump»

This rider provides that if the insured outlives the policy term, all premiums paid to the insurer will be returned in a lump - sum payment.

Hi Roberto — At the 27th year, your loan will have $ 120,000 remaining (of the original $ 512,000), which the lender wants to see returned in a lump sum (the balloon payment).

The money thus saved is to be returned in lump sum block grants to the states to distribute food aid as they see fit.

The only reason, I am seeing to continue with Jeevan Anand is lifetime cover and returns in lump sum amount in duration of 5 years compared to endowment.

Not exact matches

For instance, a $ 120 lump sum invested in the S&P 500 for 10 years had a 20 % higher return than when invested in monthly increments.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

In the meantime, the risk goes to the buyer for an early demise (in which the lump sum stays with the life insurance company), that the lump sum won't ever be needed for anything else, and that the risk / return / inflation snapshot in which the SPIA is negotiated will always be sufficient to provide for the buyer's future needIn the meantime, the risk goes to the buyer for an early demise (in which the lump sum stays with the life insurance company), that the lump sum won't ever be needed for anything else, and that the risk / return / inflation snapshot in which the SPIA is negotiated will always be sufficient to provide for the buyer's future needin which the lump sum stays with the life insurance company), that the lump sum won't ever be needed for anything else, and that the risk / return / inflation snapshot in which the SPIA is negotiated will always be sufficient to provide for the buyer's future needin which the SPIA is negotiated will always be sufficient to provide for the buyer's future needs.

If you're enjoying this low - interest loan, it may make more sense to invest that lump sum in an investment that will yield more returns than you're paying to borrow for your home (especially when factoring in tax benefits).

** If there are any unmelted pieces, return bowl to the microwave to melt in ten second increments until chocolate is lump free and smooth.

That looks like very good transfer business for us as we got rid of sulky Sanchez and got two very talented players in return, and Coquelin, Walcott, Giroud and Debuchy hardly got a game for our first team anyway, so we have saved quite a lump off our wage bill as well which will help pay Mesut Ozil's improved wages!

Sir: Having just returned from Turnberry, I read with a lump in my throat and a tear in my eye the story by Frank Deford.

My cancer has not returned and the lump in my other breast disappeared, no more have developed and I feel so much healthier.

If you never see this romper on the blog, it is because I returned it... after I locked myself in the bathroom and cried while staring at my eighties style romper and my lumps that have sneakily accumulated in the decades since this style became popular.

Publicity Materials holds the following four marketing videos: a 30 - second TV spot and 90 - second full theatrical trailer from the film's original 1988 release, the 1996 reissue trailer (1:40), and the 1996 EPK short «Return of a Classic» (1:59) which exaggerates the film's significance, attempting to lump it in with Disney Animation's Renaissance.

I was a bit annoyed by the shifter, which is a puck - shaped lump on the center stack that, like the shifter on the Prius, returns to a neutral position after each change in mode and features a dedicated «P» button for parking the vehicle.

If you're between your preservation age and 60 years old and receive a lump sum super benefit that includes a taxable component, you must include it in your tax return.

You hand over a lump sum to an insurer and in return you get a monthly payment no matter how the market performs and no matter how long you live.

The premise behind an immediate annuity is simple: you give an insurer a lump sum in return for monthly payments that start at once and continue the rest of your life.

Investing the lump sum might result in higher blood pressure, but it's also likely to deliver higher returns.

However, research on historical returns has shown that investing in a lump sum may actually be the better way to go.

The lump sum payment you get in return is less than the settlement payments you sign over.

An annuity is financial contract in which an investor pays a lump sum of money to an insurance company in return for a series of future payments.

You pay a premium (payment) in return for a death benefit (the lump sum that will be paid to your survivors if you die while the policy is in force).

If you have a policy you no longer want you can also sell it to a life settlement company in return for a lump sum payment.

From a quick calculation using the websites above, the lump sum option will save you almost $ 3k in interest over 25 years, while investing these $ 10k will grow to $ 33k over the same time period (considering a return of 5 %).

After you put out your own money for the down payment, the banks will return a percentage of your mortgage principal in a lump sum when your mortgage closes.

Lump sum investing can result in better returns because the longer you have your money in the market, the better your returns are over the long run.

In these scenarios, the borrower takes a higher interest rate in return for the lender paying the mortgage insurance costs upfront in a lump suIn these scenarios, the borrower takes a higher interest rate in return for the lender paying the mortgage insurance costs upfront in a lump suin return for the lender paying the mortgage insurance costs upfront in a lump suin a lump sum.

With an immediate annuity, for example, you invest a lump sum with an insurer in return for monthly payments that start at once and continue as long as you live.

As is typical for such cursory analyses, the article lumps together ETFs with the word «dividend» in their name, and focuses on short - term (up to three years) returns to draw conclusions about the funds» performance.

Just be sure that if you're nixing an annuity, you're doing it for valid reasons, not because of a misplaced faith in investors» abilities to earn outsize returns or because you're unduly swayed by lump sum culture.

When you purchase an income annuity (also called an immediate annuity or fixed annuity), you're paying a lump sum of money to an insurance company in return for steady income.

For example, using DCA could require paying multiple brokerage fees to buy shares of a stock in several lots rather than just once, which would further diminish your returns as compared with the lump - sum method.

In the 2012 Vanguard study, «Dollar - cost averaging just means taking risk later,» the authors looked at historical monthly returns for $ 1 million invested as a lump sum and through dollar - cost averaging over periods as short as 6 months and as long as 36 months, assuming that funds were kept in cash before being investeIn the 2012 Vanguard study, «Dollar - cost averaging just means taking risk later,» the authors looked at historical monthly returns for $ 1 million invested as a lump sum and through dollar - cost averaging over periods as short as 6 months and as long as 36 months, assuming that funds were kept in cash before being investein cash before being invested.

When you invest in an annuity through a lump sum or by making periodic payments over several years, your insurer in return agrees to make regular payments to you that can last the entirety of your retirement, says the SEC.

An annuity is usually a series of regular payments to you by a life insurance company in return for a lump sum payment.

You give an insurer a lump sum of money (the premium) and in return you get a monthly payment for as long as you live, regardless of how the financial markets are behaving.

A Single Premium policy is the one in which the premium amount is paid in lump sum at the beginning of the policy as a return for the death benefit which is guaranteed to be paid up until the death of the policyholder.

A Life Insurance with Single - premium benefits is a type in which the premium is paid in lump sum to the policy to which in return death benefits are promised to be paid until the policyholder die.

You make payments on the policy and, in return, the insurance company provides a lump - sum payment, also called a death benefit, to the beneficiaries you have chosen upon the death of the insured.

You pay a monthly premium - $ 500,000 of coverage for a twenty - year term will cost around $ 30 per month for a healthy male in their mid-30s - and, in return, your survivors will receive a tax - free lump sum of money if you die during the term.

When a lump - sum investment is modeled, the sequence of returns experienced in each particular year does not matter.

That means the actuaries assume money left in the plan is effectively guaranteed to earn a 3.5 % to 4 % return compared to the lump sum you would get from commuting.

Rather than subtracting costs from investment returns in his studies, Bengen lumps them in with other annual living expenses — so if you use a 4 % rate to withdraw $ 30,000 and pay $ 5,000 to your adviser, you'd have just $ 25,000 left for everything else.

Dollar - cost averaging with a lump sum is appealing to many investors who think it reduces risk, but that's largely a myth: in most cases it just ends up resulting in lower returns.

Indeed, immediate variable annuities are an odd beast: As with an immediate fixed annuity, you hand over a lump sum to an insurance company in return for lifetime income.

One thing that seniors might consider is a single premium option which is a lump sum payment into a policy in return for a certain amount of death benefit.

In a nutshell, a lump sum investment in the market would need to provide much higher returns in order to offer the same tax - free payments as the deferred annuitIn a nutshell, a lump sum investment in the market would need to provide much higher returns in order to offer the same tax - free payments as the deferred annuitin the market would need to provide much higher returns in order to offer the same tax - free payments as the deferred annuitin order to offer the same tax - free payments as the deferred annuity.

In a debt settlement, the lender agrees to accept less than the full balance of a debt in return for a lump - sum payment from the consumeIn a debt settlement, the lender agrees to accept less than the full balance of a debt in return for a lump - sum payment from the consumein return for a lump - sum payment from the consumer.

In return for having a lump - sum payment, the creditor agrees to write off the rest of the debt.