Sentences with phrase «returns are lower than»

The returns are lower than the above cards at 1.5 % towards travel as a statement credit.

This is because their risks are higher and their returns are lower than mutual funds, and then advisers that have yet to get a clue, are bailing when the markets hiccup during the day, thinking this brilliant method of market timing is adding value - when it does not most of the time.

The returns are lower than what you could get with brokerage IRA account.

This is an example where an actively managed fund beats the index and yet the net returns are lower than an index fund.

The returns are lower than what you could get with a brokerage IRA account.

A good plan will attempt to leave some slack in case asset returns are lower than expected.

The total returns are lower than the combined market timing system but higher than SPY.

However, over the last one - year period the fund returns are lower than that of category and benchmark, but not very far off.

They also won't be on the hook if investment returns are lower than the insurance company expected when the company made the income guarantees.

Taking on more equity risk when the expected future returns are lower than in the past and downside risks higher makes little sense to me.

However, their prospective returns are lower than the performance that many investors project, while their risk is higher than many investors appreciate.

At that point annualized returns were lower than the average 7 % so you are already 1 - 2 years behind the curve.

Although investing in real estate through a crowdfunding site does have lower risks than purchasing stock, it follows that the likely return is lower than investing in the stock market.

With whole life insurance, the guaranteed annual rate of return is lower than you might get with alternative investments, but you may want your child to have a death benefit as well.

In the long run, their return is lower than reasonable, as lower as the unreasonable portion of the fee.

In only one year out of 20 would returns be lower than — 26.9 % or higher than 43.9 % (the average + / - two SDs).

We know from history (see Shiller PE 10) that when valuations are high the expected rate of return is lower than average.

Ultimately, as those bonds mature and proceeds are reinvested in lower - yielding bonds, the portfolio's long - term return is lower than it would have been under the first two scenarios, because the reinvestments are in lower - yielding bonds.

If your adjusted gross income on a separate return is lower than it would have been on a joint return, you may be able to claim a larger amount for some deductions that are limited by your AGI, such as medical expenses.

As an aside, this is part of what fuels dollar - weighted returns being lower than time - weighted returns.

Oddly, after four 4 % events in five days the average return is lower than that for three 4 % days.

Second, the volatility of those US returns was lower than the average of the countries studied.

If the IPCC predictions were stock market forecasts, you could say returns were lower than predicted, but money was made.

You will not be required to pay a higher premium if the insurer elects to increase fees and expenses in the policy, or if the investment return is lower than initially projected.

However, when life expectancy is inaccurately forecast, the investment return is lower than initially forecast.

With whole life insurance, the guaranteed annual rate of return is lower than you might get with alternative investments, but you may want your child to have a death benefit as well.

Not exact matches

Their investments are more scientific than sexy, and often require heavy capital outlays with lower - multiple returns.

That is a lower return than the past five years yielded, but MacMaster's not worried.

For more than 20 years, Cruise Planners, an American Express Travel Representative, has been a low - cost franchise opportunity that can yield high returns and requires no travel experience.

Private equity returns remained strong but were lower than the prior year quarter, while income from our fixed income investment portfolio increased due to a higher average level of fixed maturity investments and higher short - term interest rates.

Even if your conversion rate is high, if the ultimate return from those conversions is low, you could be spending more for sales leads than you could ever hope to earn from those leads.

Private equity funds are basically «corporates on steroids» because they can't simply compete and perform the same way any other corporate would because corporates have a lower cost of capital and are able to accept lower returns than a PE firm.

As a result, more than one third of managers are planning for lower returns.

Bogle advises investors to plan for the future on the assumption that returns will be much lower than they have been in the past.

«While revenue for Q4 and FY18 was below expectations due to lower than anticipated smartphone unit volumes, Cirrus Logic made meaningful progress this past year on numerous strategic initiatives that we expect to position the company for a return to year - over-year growth in FY20,» said Jason Rhode, president and chief executive officer.

Fixed - income investors should be realistic in expecting this to be a year of relatively low returns across asset classes in general — a year in which small ball becomes much more important than swinging for the fences.

Returns processing is regarded as a low - priority operation more focused on recovering lost value than in promoting future value.

It all has to do with the near explosion of one of China's notorious wealth management product s — pools of allegedly low risk securities that return one average 2 % more than bank deposits.

Bogle continues to believe U.S. stocks are the best long - term bet, but in its outlook, Vanguard says expected returns for the U.S. stock market are lower than those for international markets.

... But the odds are increasing that returns over the next two to three years are lower than they have been historically,» he said.

«We would agree that Alberta's historic focus on maximizing oilsands production... rather than optimizing production on the highest quality ore may be having unnecessary environmental impacts on things like greenhouse gas intensity and tailings production and lowering returns to Albertans as the owners of the resource,» said Simon Dyer of the Pembina Institute, a clean energy think - tank.

At today's prices, industry forecasts of three million barrels per day by 2020 are likely to underestimate production by a bit, but the real kicker will be on the value of that production to all concerned — governments, via taxes and royalties, and shareholders will all suffer much lower returns from this development than they would have expected less than a year ago if prices stay where they are today.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

With interest rates so low, stocks are better than bonds, but the Canadian market, he says, should see mid-single-digit returns.

While it's better to invest than keep money under a mattress, buying risk free securities, such as guaranteed income certificates or low - yielding government bonds, could actually be riskier than purchasing higher returning products, says Ted Rechtshaffen, president and CEO of Toronto's TriDelta Financial Partners.

These securities turned out to be the most mispriced securities: they produced lower returns than the lower - rated tranches.

While he suggests avoiding entities with big budget shortfalls like Illinois, there are a number of other opportunities out there for investors trying to get better yields than the still - low returns that Treasurys provide.

If you sell a quality product, accurately described in your marketing, at a price that's fair in relationship to its value, your return rate will be low — probably less than 5 percent.

Whether investors believe in the old saying «sell in May and go away» or not, studies have shown that stock returns from May to October have been generally lower than those between November to April.

My reasoning: Return would be lower than Dividend Investing above because index funds need to hold stocks yielding 1 and 2 % as well as those yielding > 3 %.