Sentences with phrase «returns in a low interest rate environment»

To counter this the composition of the fixed income portfolio deviates from the aggregate index in order to increase the odds of generating positive real returns in a low interest rate environment.

Not surprising, really, because there are many people in that demographic who are looking for higher investment returns in a low interest rate environment.

Not exact matches

The private sector often demands rates of return far greater than public sector borrowing costs, especially in the current low interest rate environment.

We continue to be in a very low interest rate environment, so it's important to really maximize your after - tax returns.

Indeed, shorter - duration, tax - free munis have a history of delivering positive returns even during economic downturns and in environments of rising and lowering interest rates.

The lower levels of concern around short - term fluctuations in portfolio values may also reflect a growing sense of realism amongst investors and the fact that they are starting to swallow the pill of lower returns in this low - interest - rate environment,» he added.

The current environment of low interest rates and elevated equity valuations has many investors in a tight spot, as return expectations are lower than usual for both bonds and domestic stocks.

The low interest rate environment may also have encouraged a shift in investments towards hedge funds as, in the past, hedge funds have achieved higher average returns than traditionally managed investments, albeit in exchange for greater risk.

This return is fantasy in this low - interest - rate environment and with an incredibly volatile stock market.

In this low interest rate environment, getting any kind of return on the fixed portion of a portfolio is quite difficult.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

One of the great drawbacks of this historically low interest rate environment we're in is that it's darn difficult to get anything close to a decent return on your cash nowadays.

The low interest rate environment makes it difficult for savers to meet their return ambitions without stepping out of deposits and becoming investors in riskier assets.

This means the 52bp pick up in yield that one gets today would result in a lower total return later, as bond prices would decrease in a rising interest rate environment.

That's all well and good you may be thinking, but where the heck am I supposed to get a 4.25 % guaranteed, risk - free return in today's ultra low interest rate environment?

Still, in today's low interest rate environment with banks and government offering little more than 1 % return on guaranteed investments, 4 % is nothing to sneeze at.

Most GICs return at sub-inflation levels in today's low - interest rate environment.

I showed him the graph below which shows lower than average TOTAL returns in a rising interest rate environment and he checked his long - term data and found that bond holders between 1953 and 1980 had actually lost money.

I have the majority of my investments in index funds at Vanguard in a taxable account, but don't like bond funds paying next to nothing in a rising interest rate environment, though their low correlation to stocks would be nice, return free risk though.

The 40 % bond portion is likely to generate very low returns in the future given the low interest rate environment.

Let's look at what happened to the change in the CAPE valuation multiple and its contribution to total returns in the 1960s, which was an environment of low interest rates to start with which moved higher over the decade.

In a low interest rate environment, the investor gets less cash flow in return for the same investment than she would receive if she were to invest the same amount in a high interest rate environmenIn a low interest rate environment, the investor gets less cash flow in return for the same investment than she would receive if she were to invest the same amount in a high interest rate environmenin return for the same investment than she would receive if she were to invest the same amount in a high interest rate environmenin a high interest rate environment.

Among them, the Zions Bank Interest Savings Account is a solid choice for savers who are looking for good returns for their money in such a low interest rate environment, which could remain so for a long time, making the Zions Bank Savings Account even more apInterest Savings Account is a solid choice for savers who are looking for good returns for their money in such a low interest rate environment, which could remain so for a long time, making the Zions Bank Savings Account even more apinterest rate environment, which could remain so for a long time, making the Zions Bank Savings Account even more appealing.

It is interesting to observe that even a 0 percent real return in fixed income in a low interest rate environment is better than a 2 percent real return in fixed income in a high inflation environment.

Additionally, the search for yield in the low interest rate environment that central banks across the globe have created has prompted many investors to chase stocks and neglect precious metals in hopes of higher rates of return on their capital.

Investing in peer to peer loans has the potential for earning very high returns, even in a very low interest rate environment.

In a low interest rate environment, these high - yielding notes have drawn in investors seeking to boost their returnIn a low interest rate environment, these high - yielding notes have drawn in investors seeking to boost their returnin investors seeking to boost their returns.

In consideration of today's low interest rate environment, fixed income securities offer little in the way of returIn consideration of today's low interest rate environment, fixed income securities offer little in the way of returin the way of return.

Said Susan Soh, country head of Schroders Singapore: «In today's low interest rate environment, Singapore investors» return projections are extremely high.

In recent years, Canada's long - running low interest rate environment has bolstered the popularity of real estate investing as people search for alternative investments that promise greater returns than they might otherwise be able to achieve through conventional investments like stocks and bonds.

In a low interest rate environment a client may be better served from a rate of return standpoint with a properly structured whole life insurance policy.

In the current low interest rate environment, investors will be willing to pay more than normal for a policy because they can tolerate lower returns.

But in today's low - interest environment, any spare cash would best be used to invest in something with a higher return than your mortgage interest rate.

They are complex financial instruments with particularly low returns in the current interest rate environment and have a history of aggressive sales tactics and high fees.