Sentences with phrase «returns over the policy term»

The premium allocation in this plan ranges from 95 % to 98.5 %, meaning that most of the insurance premium goes towards investment, helping maximise returns over the policy term.

By investing funds in the portfolio of your choice, you can get the better returns over the policy term.

By investing funds in the portfolio of your choice, you can get better returns over the policy term.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The Minister claimed that the «International Monetary Fund's annual review of Canada's economic developments and policies, which strongly supports the Government's plan to return to balanced budgets over the medium term».

We think the ECB will continue to forecast a return of inflation towards its target over the medium term, with 2018 HICP projection close to 1.8 %, once again factoring in the delayed impact of its unconventional policy measures.

Opting for ROP or return of premium will come with added costs over a traditional affordable term life insurance policy.

The return of premium rider, available for return of premium life insurance policies, and also on certain long - term care policies, disability insurance, etc., will return all of your premiums paid over the life of your policy should the term come to an end or should you wish to surrender the policy.

In case of Participating plans, the investment returns are primarily dependent on the bonuses declared over the Policy term by the life insurance company.

Offers you a money - back guarantee on your term life insurance: If you outlive the policy, the premiums you have paid over the life of the policy will be returned to you.

But do an «opportunity cost» analysis, means if you surrender the units of both policies and invest in Equity oriented mutual funds for long term (depends on your financial goals), analyze if you can get decent returns over & above the expected returns from ULIP funds.

The economic argument is not a climate science issue, it is a resulting issue, a policy issue, combined with a slew of other issues such as peak oil and industry gone wild that long term has negative return on investment written all over it, due to short term thinking inconsiderate of the ramifications of egregious exploitation of the earths resources for the benefit of a few at the cost of many.

Get Money Back: The biggest attraction to having a return of investment term policy is that the money you put in over the years is money that you will receive in return if you outlive the term of the policy itself.

Return of premium life insurance is more expensive than other forms of term life insurance and can be over triple the cost of a standard term life insurance policy.

However, once the term is over, all of the money you paid in premiums is gone (unless you have a policy that promises a partial return of premium if you outlive the policy).

Although similar in some ways, there are differences between term life insurance with return of premium policy over standard term life insurance.

There's «annual renewable term,» which gives you one year of coverage at a time that you renew annually, «level premium term,» which you buy for a specific multiyear period — 10, 15, 25 or 30 years and «return of premium» which is like a level term policy but gives you all your money back after your term is over if you do not pass away.

If you outlive your term policy or cancel it before the term is over, you get nothing in return.

Either the policy pays out or your premiums paid over the term are returned.

Whether it's a return of premium or standard term policy, once it's over, it's over.

The reason is that I want control over my investments, which means I don't want my investments wrapped up with my life insurance policy in a package that isn't completely transparent in terms of the benefits and returns.

The Wall Street Journal looked at projected returns on a low - cost permanent policy versus an average term policy over 20 years and found that a customer who buys term and invests in bonds will stand to gain about $ 10,000 less than he would through a permanent policy.

Return of premium does just what it says: when the term of the policy is over, the premiums are refunded to the policyholder, minus some negligible fees.

Consider the added cost of return of premium life insurance over the life of the policy versus that of a standard term life insurance.

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It works by returning all premiums paid by the policy owner over the life of the term.

But do an «opportunity cost» analysis, means if you surrender the units of both policies and invest in Equity oriented mutual funds for long term (depends on your financial goals), analyze if you can get decent returns over & above the expected returns from ULIP funds.

The theory is that an investment portfolio will produce higher returns for the owner than a whole life policy over the long term, making term the smarter choice.

This means that even if the premium payments are higher, the internal rate of return is also likely to be higher (in the policy owners favor) over the long term.

In order to adhere to this, insurance companies offer a guaranteed return of 1 % of total premium over the complete policy term.

Presenting Exide Life Assured Gain Plus a traditional insurance - cum - investment plan in which you pay for just 5 years and enjoy tax free returns with life insurance cover over the full policy term.

This is because endowment policies provide returns that are higher than the term plans and may also provide the payout over a considerably longer period.

In case of Participating plans, the investment returns are primarily dependent on the bonuses declared over the Policy term by the life insurance company.

As the name suggests, if you buy this type of term policy, the insurance company will return the premium paid over the life of the policy at the end of the term, in case you survive.

If one survives the term of a return of premium life insurance policy, they are likely to get the sum assured and the interest or bonuses earned over the period.

The returns generated by endowment policies are low as compared to the potential returns that can be generated from balanced mutual funds over the long term.

HDFC Life Pension Super Plus Plan, is a unit - linked pension plan designed to build an audacious corpus over the policy term so that you can enjoy post-retirement life.It helps you get great returns to enjoy the post retirement life with ease and pride.The plan safeguards your investments after your retirement.

Return of Premium policies do not offer any sort of gain on the premiums you have invested, and that could total a great deal of money, for example, over a 20 year term.

For those who just can't get over the idea of spending money to protect their family and not getting anything back, there is always a permanent insurance like universal life or if you agree that the need is temporary, a return of premium term insurance policy.