Sentences with phrase «returns than a whole»

If the market is doing well, IULs have a higher internal rate of return than whole life.

It has a lower risk than most variable universal - life insurance products, plus the ability to generate significantly higher returns than a whole life insurance policy.

One of the primary advantages to owing an indexed universal life insurance policy is the fact that it allows for a higher return than a whole life or a regular universal life insurance policy.

Variable universal life insurance policies and even traditional universal life insurance policies may provide an even higher rate of return than a whole life insurance policy, but they could also provide a lower rate of return.

In addition, IULs offer potentially higher returns than whole life.

Not exact matches

In acquiring supermarket chain Whole Foods, Amazon has launched a similar service, where shoppers can return purchases made on Amazon.com at the grocer's more than 400 stores.

An investor who panicked and only later re-entered the market would have found that his bank account at the end of the bet was a lot smaller than a hypothetical account in which he earned the index - fund returns for the whole period.»

Its argument now is that breaking up EMC would provide shareholders more return — that the piece parts are worth more separately than they are as part of a semi-unified whole.

He returns to the community not necessarily with new truth, but with a new vision of the truth he see it more whole than beforeâ $ (p. 174).

Rice «methodically tied Blanchard in knots over how to interpret the proslavery implications of specific texts» while «Blanchard returned repeatedly to «the broad principle of common equity and common sense» that he found in Scripture, to «the general principles of the Bible» and «the whole scope of the Bible»» rather than specifics.

He returns to the community not necessarily with new truth, but with a new vision of the truth he see it more whole than before.

I now need your help more than ever, or rather, it is the honour of almost our whole University that needs it... You should use your influence with the Sovereign and Pfeffinger... to obtain for me from the Pope the return of my case, so that it is tried before German judges... You can see how subtly and maliciously those murderous Dominicans carry on with a view to my ruin..

rather than returning to whole foods, i'm thinking of trying to vitamix it up into some coconut butter.

Although Ozil has returned to training, if he is not entirely comfortable and at full fitness, I can't see Wenger risking him for the whole 90 min when Ozil will be cautious about the Euros less than a month away.

Are you really naive enough to believe that Wenger would bring anyone into this current locker room that is going to be given a strong voice... have you not been watching, listening or reading about our club for years... Lehman is a blind Wenger follower, which is the only reason he was even considered... just for a second think of all the strong personalities that have played for this club that have never been seriously considered even though they have expressed legitimate interest in participating in the coaching process... even worse, think of all the former greats who aren't even allowed on the same pitch as Wenger because they have offered their advice and / or criticism to the infallible one... I dare you to find a manager that has distanced himself from his former players as much as this man... it's the very reason why only one player I can think of has ever returned to play for Wenger and that was Flamini, which was hilarious considering we were desperately looking for a top quality defensive midfielder but Wenger could somehow find no one better than Flamini in the whole wide world... let's face it this club was simply trying to appease it's disgruntled fans by declaring that Wenger would no longer be given Ca rte Blanche when it came to the backroom staff so they probably asked him to give them a list of those who he would allow in the locker room... on that list he wrote Lehman, Pires and Bergkamp, likely because the first two are the only former players who haven't publicly questioned his horrible decision - making and the last one because he won't get in an airplane

Picture this, we don't come out of the gate firing on all cylinders, Wenger speaks of how there wasn't enough time for the first - teamers to build chemistry, several key players aren't even playing because of Wenger's utterly ridiculous policy regarding players who played in the Confed Cup or the under21s and the boo - birds have returned in full flight... if these things were to happen, which is quite possible considering the Groundhog Day mentality of this club, how long do you think it will take for Wenger to recant his earlier statements regarding Europa... I would suggest that it's these sorts of comments from Wenger which are often his undoing... why would any manager worth his weight in salt make such a definitive statement before the season has even started... why would any manager who fashions himself an educated man make such pronouncements before even knowing what his starting 11 will be come Friday, let alone on September 1st... why would any manager who has a tenuous relationship with a great many supporters offer up such a potentially contentious talking point considering how many times his own words have come back to bite him in the ass... I think he does this because he doesn't care what you or I think, in fact he's more than slightly infuriated by the very idea of having to answer to the likes of you and me... that might have been acceptable during his formative years in charge, when the fans were rewarded with an scintillating brand of football and success felt like a forgone conclusion, but this new Wenger led team barely resembles that team of ore... whereas in times past we relished a few words from our seemingly cerebral manager, in recent times those words have been replaced by a myriad of excuses, a plethora of infuriating stories about who he could have signed but didn't and what can only be construed as outright fabrications... it's kind of funny that when we want some answers, like during the whole contract debacle of last season, we can't get an intelligent word out of him, but when we just what him to show his managerial acumen through his actions, we can't seem to get him to shut - up... I beg you to prove me wrong Arsene

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

If this is what they believe, that their back will always hurt, it is far more important to address that concern than just getting them well enough physically to return to sport, because if you don't, you are setting the child up for whole lifetime of pain.

Out of more than 14,000 parishes in the whole of England and Wales, only around 50 so called «thankful parishes» saw all their soldiers return.

Breast cancer patients who have radiotherapy targeted at the original tumour site experience fewer side effects five years after treatment than those who have whole breast radiotherapy, and their cancer is just as unlikely to return, according to trial results published in The Lancet.

It's not that hard, but please don't start and stop restrictive diets that ban or heavily reduce whole food groups because once you return to normal eating or old eating patterns when «the diet is over» the weight will simply return, and you could find your body fat percentage is higher than before!

I have returned back to Helsinki and I must say that I was afraid if I was going to experience a big temperature shock since the difference in the weather is huge and we're talking about a whole 20 Celsius degrees less than it was in Croatia during my stay there.

The original's Prestige Point system (experience and levelling) also returns, and the scope is a whole lot bigger than the original game.

Considering that the latter game released over a year before Samus Returns and only managed to sell in that whole time a bit more than half of Samus Returns» first week numbers, the Metroid II remake seems to have gotten off to a good start with a promising sales debut.

But if you're willing to forgive it just a little, it delivers a whole lot in return: as much as its predecessor and more than enough to rank it among the better science fiction films in recent years.

However a government spokesperson argued: «Teaching has a lower turnover rate than the economy as a whole — 90 per cent of teachers in state schools stay in the profession from one year to the next while the number of teachers returning to the classroom continues to rise year after year.»

For example, instead of buying all the stocks in the S&P 500, a quant fund manager might select a limited number - perhaps 250 - that the research team indicates will provide a higher return than the index as a whole.

The whole purpose of having most of the assets invested in equity, domestic plus international, is to catch the growth of equity at the early stage of the portfolio because over the long - term, equities have been proven to provide higher returns than fixed - income securities.

But, this isn't an apples - to - apples comparison, since whole life insurance is usually significantly more expensive than term life insurance, whereas a return of premium policy is usually only slightly more expensive than a basic term policy (depending on your age and profile).

This is allowed due the payment of whole life dividends which are basically defined as a «return of premiums» to the policy holders rather than regular income.

This is largely due to CAPM's message that it is only possible to earn higher returns than those of the market as a whole by taking on higher risk (beta).

This gives the cash account in VUL policies the potential for greater returns than a typical whole life policy by investing in equity - linked investments, but also makes them subject to greater risk due to the volatility associated with the stock market.

Plus, you'll likely average a higher rate of return investing that money on your own than in a whole life insurance policy.

Investment returns on whole life insurance are typically lower than other types of permanent insurance, because the insurance company invests the cash value in extremely conservative vehicles, such as bond funds.

Historically, SCG has had both lower returns and higher volatility than the market as a whole, which is why if you look through many suggested «lazy portfolios» you'll notice that it's left out completely.

Universal Life and Variable Life offer greater flexibility and potentially higher rates of return on investment, but are also more risky as investments than Whole Life Insurance.

Low - risk stocks do better than stocks as a whole because their return is only slightly lower in bull markets and is much better than average in bear markets.

With whole life insurance, the guaranteed annual rate of return is lower than you might get with alternative investments, but you may want your child to have a death benefit as well.

One school of thought is that value stocks are riskier than the market as a whole and investors are compensated with higher expected returns for the additional risk.

But whole life is a complex instrument that is designed to return more than a term life policy to the insurance company.

Lending Club launched a couple of years back and along with a few other companies helped to create a whole new banking paradigm, one where people lend their money to other people and get better returns on their money than if they had saved with a traditional bank.

They may want to manage volatility by investing in less - risky, high - quality companies rather than in the market as a whole, even at the cost of slightly lower returns.

Where the fund manager buys and sells investments to try to get a better return for their investors than the market as a whole.

This limits your potential rate of return as well, and is still significantly more risky than leaving your cash in an Aussie bank (after all, the whole market can fall), but it might strike the right balance for you.

The whole «invest and get better returns than your debt» is a very American viewpoint.

On the one hand, the return on investment is much different than with stocks or bonds and the fluctuation of commodity prices can be affected by things like supply and demand, inflation, and the condition of the economy as a whole.

Frankly, because the rate of return on a whole life insurance cash value is lower than simply investing the money in your retirement account.

As a whole, stock investments have historically returned more than 9 % per year, on average.

ADVDX managers should be able maintain a long term total return comparable to the market as a whole, which is higher than the 2 % real return that I used for TIPS.

In essence, you are right on investing the difference into any save instruments like Bank Deposits, Certain Debit Funds, Government Bonds, Retirement funds etc that would essentially give you more returns than whats promised in the Whole Life Policy.