Sentences with phrase «revolving credit limit»

At the end of the month, they just have to pay off enough to keep below their revolving credit limit.
Please note that cash advances may be limited to a portion of your revolving credit limit.
We'll inform you of your revolving credit limit when you receive your credit card.
The available revolving credit limit for your new card will be reduced by the total amount of the transfers, including fees we approve.
There are several subcategories for revolving credit limit definitions.
Lenders may decrease your revolving credit limit when scores drop, the economy changes, and even when you stop using the card.
The revolving credit limit definition is actually made up of several different components.
The revolving credit limit is defined as the amount of money your bank or card company will extend a loan.
The tangible benefit comes in the form of a qualifying offer that meets a minimum revolving credit limit standard.
The total revolving credit limit is calculated from the consumer's report and is an indication of that borrower's capacity to quickly borrow more money if needed.
The available revolving credit limit can also be defined as the gross maximum minus the outstanding account balance.
The minimum revolving credit limit definition comes into play most frequently when banks make preapproved card offers.
Say a borrower has three credit cards with different revolving credit limits.
Credit card utilization refers to the ratio between your revolving debt balance and your revolving credit limits.
CardHub says two issuers, Capital One and Wells Fargo, report their cards» revolving credit limits as an actual credit limit for their no - preset - spending - limit cards.
It's also interesting in the fine print for this card Citi says some revolving credit limits might be «as low as $ 5,000» which is not a great credit cushion to max out points or even to use in full for that amazing life - changing trip around the world.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Three months of timely payments wins the business a higher limit and a revolving line of credit.
To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.
In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.
aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.
In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.
If NMG were to request any such additional commitments and the existing lenders or new lenders were to agree to provide such commitments, the Asset - Based Revolving Credit Facility size could be increased to up to $ 1,000 million, but NMG's ability to borrow would still be limited by the amount of the borrowing base.
Put simply, this is the ratio of how much you owe on revolving credit (i.e. credit cards) compared to the credit limits you have.
It's the amount of money you owe on revolving debt (such as a credit card) compared to the credit limit available to you.
Like a credit card, a HELOC is a revolving line of credit — you have a set credit limit against which you can borrow.
For example, if you have two credit cards with a $ 500 limit each and no other revolving lines of credit, then you have a total limit of $ 1,000.
Our revolving credit facilities provide our lenders with first - priority liens against substantially all of our assets, including our intellectual property, and contain financial covenants and other restrictions on our actions, which could limit our operational flexibility and otherwise adversely affect our financial condition.
The reason for this is credit utilization, which represents the amounts you owe on revolving credit in comparison to your credit limits, makes up 30 percent of your score.
Your revolving credit is factored into your score using the credit utilization ratio, or your balance compared to your credit limit.
To do so, try to keep your revolving balance (your unpaid amount at the end of each billing cycle) under 30 percent of your overall credit limit, and then pay your bill in full and on time each month.
Limits are one - half of the revolving credit utilization ratio, which factors heavily into generic risk scores.
The ratio divides your total revolving balances into the total credit limits for your revolving accounts.
Your revolving utilization ratio is also known as your debt - to - limit ratio or your credit utilization ratio.
Revolving debt utilization ratio — compares the current total balances to the cumulative credit limits on revolving accounts (credit cards, home equity line of crediRevolving debt utilization ratio — compares the current total balances to the cumulative credit limits on revolving accounts (credit cards, home equity line of credirevolving accounts (credit cards, home equity line of credit, etc.).
As you can easily see, if your reports show that you are revolving balances on your credit cards from month to month, especially high balances when compared with your credit limits, it might make you appear to be a higher credit risk in the eyes of a lender.
A credit card gives you access to a revolving line of credit, meaning you can use as much as the card limit, pay the money back and borrow it again.
An unsecured personal line of credit is a revolving credit account which allows you to draw funds up to a limit.
Continue using them and try to pay your balances in full, if this seems difficult, keep utilization below 30 % (do not keep more than 30 % amount of your credit limit on a revolving cycle).
The factors that are weighed in determining your PLUS Score may include the combined balance owed and credit limit on open revolving accounts, the number of credit application inquiries and the number of accounts where payments are late.
Depending on the type of credit, the limit on each revolving account, the amount of the balance and the score prior to the balances becoming high, a score can drop 10 - 150 points.
Credit limits are one of the most basic parts of a revolving credit acCredit limits are one of the most basic parts of a revolving credit accredit account.
But in the case of revolving loans, you will need to establish a credit line up to a specific limit.
Personal lines of credit, like credit cards and other forms of revolving credit, may negatively impact your credit score if you run up a high balance — usually around 30 % or more of your established line of credit limit.
The average American owes $ 4,501 in credit card debt with a revolving utilization debt - to - limit ratio of 30 percent and a 0.43 incidence of late payments, according to Experian's latest State of Credit report, published in Novembercredit card debt with a revolving utilization debt - to - limit ratio of 30 percent and a 0.43 incidence of late payments, according to Experian's latest State of Credit report, published in NovemberCredit report, published in November 2013.
Lines of Credit are revolving accounts that provide funds for the borrower up to a certain defined credit limit that can not be bypassed without having to pay penalty fees or suffering the immediate block of the acCredit are revolving accounts that provide funds for the borrower up to a certain defined credit limit that can not be bypassed without having to pay penalty fees or suffering the immediate block of the accredit limit that can not be bypassed without having to pay penalty fees or suffering the immediate block of the account.
Unlike a standard loan that ends when the balance is paid off, revolving credit automatically renews as long as you make minimum payments, and don't exceed the credit limit.
The average credit limit is technically defined as the average credit card limit on open revolving credit cards reported in the last six months; it is the overall credit limit incorporating at least one or more credit cards per consumer.
Extensive credit card usage and revolving accounts indicating increasing account balances approaching the credit card limits can kill the prospects.
For example, if you have a revolving balance of $ 3,500 and your credit limits are $ 10,000, then your credit utilization ratio would be 35 % — meaning that you're using 35 % of the credit available to you.
a b c d e f g h i j k l m n o p q r s t u v w x y z