Sentences with phrase «revolving debt and credit»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

According to the agency, the ARC loans can be used to pay principal and interest on any «qualifying» small business debt, «including mortgages, term and revolving lines of credit, capital leases, credit card obligations and notes payable to vendors, suppliers and utilities.»

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

Throughout his career, Paul has been a key contributor to Delta's strategies and has been instrumental in a number of initiatives, including the purchase of the Trainer refinery from ConocoPhillips; the balance - sheet initiatives that have resulted in nearly $ 7 billion in debt reduction; the structuring of $ 1.8 billion in revolving credit facilities, the expansion of the T - 4 facility at JFK and the recently announced capital allocation strategy.

The company is also paying down revolving credit debt and its term loan A debt as part of the refinancing effort, which includes the nearly $ 3.3 billion sale of secured notes.

[5] We used consumer - reported data from the Federal Reserve's Survey of Consumer Finances and revolving credit card balance data from Experian as of June 2017 to estimate revolving debt based on household income.

Of that total just over $ 1 trillion is revolving debt — basically credit cards and lines of credit.

Outstanding revolving balances — largely credit card debt — again hit a record high in January, while student and auto loan debt grew by 5.6 %.

They said the company is not currently pursuing a debt restructuring, although it is seeking relief from a $ 225 million term loan due in 2020 and $ 200 million revolving credit line that comes due in 2019.

You'll face only one fixed monthly payment, and since home equity loans generally carry lower interest rates than revolving credit card debt, that payment is likely to be much more attractive.

The Revolving Credit Facility provides for a revolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITRevolving Credit Facility provides for a revolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITrevolving total commitment of $ 50.0 million and bears interest, at our option, at either the prime rate or LIBOR plus, in each case, an applicable margin determined according to a grid based on a net funded debt to Adjusted EBITDA ratio.

High APR and revolving payments can make it almost impossible to pay off credit card debt using traditional means.

Lenders and services offer consolidation loans to borrowers with multiple revolving and installment debts but the rate can be higher if you have tarnished credit.

This would include your monthly mortgage payments, other housing expenses, and all outstanding debt for revolving credit card and college loans.

Often their revolving balance is much higher than what is listed, and / or they have loans other than credit card debt, or income doesn't include their spouse's income, etc..

When managing credit balances a borrower should also know their current debt to income ratio which takes into consideration both revolving and non-revolving credit and is another factor that is considered when submitting a credit application.

Weakening consumer credit metrics at the bottom of the credit chain (i.e., revolving debt and automobiles) imply that large - scale borrowing could be poised for a slowdown.

We have suspected for some time that many consumers have been paying their everyday expenses with credit cards and other forms of revolving debt.

The company ended the third quarter with cash of $ 214 million and no borrowings under its $ 1 billion Revolving Credit facility, as compared to a net debt position of $ 74 million a year ago.

Benchmark your rating and then watch it change as you pay down balances on your revolving debt: credit cards, and revolving lines of credit.

Add up the total mortgage payment (principal and interest, escrow deposits for taxes, hazard insurance, mortgage insurance premium, homeowners» dues, etc.) and all recurring monthly revolving and installment debt (car loans, personal loans, student loans, credit cards, etc.).

If you have no established credit history, supply the lender with canceled checks for rent, utilities and other recurring obligations to show payment history and amount of revolving debt.

The most common forms of revolving debt are credit cards, and home equity lines.

Refinancing a house can improve credit scores by ensuring on - time payment and by lowering the amount of revolving debt owed.

You will avoid the pitfalls of revolving debt, the possible negative impact on your credit score, and the extending of collectors rights to sue.

Credit cards are the most popular form of revolving debt, but, many do not realize that store charge cards operate the same way and confuse them for loyalty rewards cards that you give to the cashier before paying for a purchase.

If you are are someone who revolves a balance credit card debt, focus on cards that offer low interest rates (especially on balance transfers)-- and put a stop to new charges.

Every month, the Federal Reserve releases statistics regarding total outstanding debts in America — these are referred as «revolving» and «non-revolving» credit.

The average American owes $ 4,501 in credit card debt with a revolving utilization debt - to - limit ratio of 30 percent and a 0.43 incidence of late payments, according to Experian's latest State of Credit report, published in Novembercredit card debt with a revolving utilization debt - to - limit ratio of 30 percent and a 0.43 incidence of late payments, according to Experian's latest State of Credit report, published in NovemberCredit report, published in November 2013.

To decrease this ratio, the crediting individual must pay off his previous debt and maintain a revolving debt of just about 10 % of the credit limit.

Per capita credit card debt among those who carry a balance is up by roughly 9 % since 2013 and total outstanding revolving debt, which mostly comprises credit card debt, is up by about 20 % over that same time, according to the latest data released by the Federal Reserve.

Together, the largest 10 credit card issuers — Citi, Chase, Capital One, Bank of America, Discover, Synchrony Financial, American Express, Wells Fargo, Barclays, and U.S. Bank — together hold roughly 89 % of total revolving credit card debt in the United States.

This happens since your revolving debt turns into installment debt, and the credit utilization rate goes down;

With a revolving account you've got a credit limit, but the amount of debt outstanding varies more or less continuously, as does your monthly payment and, potentially, your APR..

If we have somebody who has a revolving credit card debt, and a revolver is somebody who can't afford to pay off their credit card balance and therefore pays a lot of interest on that balance.

Credit cards are revolving debt, and they tend to have a lot of variation in their balances.

Having an assortment of revolving credit, such as credit cards, and installment credit, such as mortgages shows you can handle different types of debt.

That amount is strictly referring to revolving credit, business debts, medical bills and other unsecured debts.

A monthly report from the Federal Reserve that includes consumer debt and revolving credit (consisting almost completely of credit card debt).

However, paying off your revolving debt (aka credit card balances) and moving that debt into an installment loan may have a very positive effect on your credit scores.

Revolving credit (credit card debt) increased by 0.25 %, while non-revolving credit (including student and car loans) increased at a rate of 4.5 %.

One of the key factors that cause credit scores to move up or down is how much debt you owe on revolving accounts (such as credit cards and lines of credit) compared to your total available credit limits.

With credit cards, all you have to pay is the minimum payment and once you pay off part of your balance you can charge more purchases onto your card since it is a revolving form of debt.

You may improve your credit score by moving revolving credit card debt to an installment loan, because you lower your credit utilization ratio and diversify your types of debt.

Golden Financial Services has been assisting consumers with revolving credit card debt since 2004 and maintains an A + rating with the Better Business Bureau.

If you can, pay off debts such as student loans, revolving credit card debt, or car loans and leases.

Over a year and half, the average participant's credit score improved 20 points and revolving debt dropped from more than $ 12,000 to just over $ 5,000.

Not having a mix or variety of installment loans (e.g. debt with fixed payments like a car payment) and revolving loans (like an unsecured credit card).

Their credit history must be clear of any late payments for at least 12 months on installment debt and mortgage or rent payments and clear of any major derogatory issues on revolving credit accounts.

The last point is important — borrowers who refinance credit cards are typically improving their financial standing almost immediately as a result of lowering their interest rates, reducing their monthly payment, and converting revolving debt into an installment loan.