You can earn
high rewards with this card with its 3 percent cash back on cellular, gas and office supply store purchases and 1 percent cash back on all other purchases.
See related: Discounts: 8 ways to get gift cards for less, Rev up
holiday rewards with your card's shopping portal, 4 easy ways to stack your card rewards, 5 ways to earn airline miles without an airline card
The closest thing to having your
purchases rewarded with this card is the suite of Citi Services, which offer various insurance and protections on products purchased.
However, whether you will earn more
rewards with this card versus the Chase Freedom Unlimited card will depend on what you spend the majority of your money on.
But depending on your travel style, you might be better off earning
simple rewards with cards like the Capital One ® Venture ® Rewards Credit Card.
I recommend PlayStation ® Card from Capital One ® for those of you who like making PlayStation and Sony purchases, as that way you will earn the
most rewards with this card.
If you commute to school and you're always eating on the go, you could earn more
in rewards with this card than you would with Citi's.
The closest thing to having your
purchases rewarded with this card is the suite of Citi Services, which offer various insurance and protections on products purchased.
The first rule of maximizing
travel rewards with any card is to become familiar with the terms and conditions of the card, for example, what is the Annual Percentage Rate (APR) for purchases, is there an annual fee, does the card charge foreign transaction fees, is there an introductory APR offer?
You can earn
considerable rewards with this card — as much as three points for every dollar spent on things like travel, shipping, internet, cable, phone services, and advertising on social media and search engines.
I personally, wouldn't go for the 40K simply for the sign - up bonus since you could rack up 50K
Membership Rewards with cards that have no first year annual fee, such as the Green or Gold card (might need Google Incognito to show those bonuses).
If you commute to school and you're always eating on the go, you could earn more
in rewards with this card than you would with Citi's.
For instance, if your hotel purchases are always with a certain chain and your travel arrangements don't vary, you could earn
more rewards with a card that focuses on that hotel chain rather than settling for two miles for each dollar spent with this card.
However, unless you are traveling with United frequently throughout the year, these are unlikely to match the value you'd otherwise get out of focusing on purely
earning rewards with another card.
As an added incentive, each time you successfully parry an enemy projectile, you're
rewarded with a card.
There are also mini-games scattered around in some levels that can
reward you with cards and coins.
Again, there are
no rewards with this card.
The drawbacks of the card are that you might be able to get better cash back
rewards with another card and that you might qualify for a lower rate elsewhere.
Unlike many business credit cards for travel, you don't need to spend money on travel related expenses to rack up
the rewards with this card — you can earn a healthy amount of miles with everyday purchases.
Because there's no annual fee, you don't lose anything by keeping the card open, but perhaps you shouldn't use it often and instead focus on earning
rewards with another card.
Again, there are
no rewards with this card.
See related: Discounts: 8 ways to get gift cards for less, Rev up holiday
rewards with your card's shopping portal
Peace - of - Mind - Travelers: If you are looking to manage your risk in high fraud situations, the high FX fees and foreign ATM fees destroy any possibility of earning
a reward with this card.
Earning and redeeming your Membership
Rewards with this card is just as easy as it is with almost any American Express card.
* While you can earn Ultimate
Rewards with these cards, you'll need the Sapphire Preferred or the Ink Plus in order to transfer the points earned on those cards to travel partners.