It'll take you longer to earn the same amount of
rewards as a bonus category cash back card, but you have the flexibility of using whenever, and however you want.
Not exact matches
Previous
bonus categories have included budget essentials such
as groceries, restaurants, and gas, making it a god option for earning premium
rewards on everyday needs.
If you spend a large amount in these areas, and not
as much in the 3x
bonus categories of the Chase
reward program card, then perhaps the SimplyCash is a better card for you!
The Business Gold
Rewards Card from American Express OPEN does earn 3x points for advertising (when you select «US purchases for advertising in select media»
as your
bonus category).
Additionally, Credible has selected (and reviewed) the best credit cards in each
category based on a number of relevant factors, including clarity in Terms and Conditions, fees, promotions and offers such
as sign - up
bonuses,
rewards rates, and ease of redeeming
rewards as well
as APR..
As several cash back credit cards have similar sign - up
bonuses, it can also be worth your while to compare the base purchase
reward rate and any
bonus spending
categories.
While the
rewards program isn't as flashy as some others, the Journey ® Student Rewards from Capital One ® doesn't require you to jump through hoops (like signing up for each quarter's featured bonus category) to access r
rewards program isn't
as flashy
as some others, the Journey ® Student
Rewards from Capital One ® doesn't require you to jump through hoops (like signing up for each quarter's featured bonus category) to access r
Rewards from Capital One ® doesn't require you to jump through hoops (like signing up for each quarter's featured
bonus category) to access
rewardsrewards.
We recommend looking into Membership
Rewards cards
as there are many
bonus categories you can take advantage of.
As they moved to the Discover - like rotating
category bonus rewards, they automatically moved existing customers in to the Chase 10 and 10 program.
As with Chase,
bonus categories allow you to earn Membership
Rewards points much faster.
There are several cash back credit cards that also offer 5 % cash back on rotating spending
categories and typically
reward holiday shopping
as the 4th quarter
bonus.
However,
as long
as your spending does not fall too much outside of the Ink Business Cash ℠ Credit Card's
bonus categories, we recommend it over the Spark ® Cash due to its higher
rewards rate (5 % vs 2 %).
As long as you manage to fit at least 50 % of all your purchases in the bonus categories, you will always come out ahead of the Capital One ® Savor ® Cash Rewards Credit Card — this is assuming you also fit within the $ 1,500 category limit
As long
as you manage to fit at least 50 % of all your purchases in the bonus categories, you will always come out ahead of the Capital One ® Savor ® Cash Rewards Credit Card — this is assuming you also fit within the $ 1,500 category limit
as you manage to fit at least 50 % of all your purchases in the
bonus categories, you will always come out ahead of the Capital One ® Savor ® Cash
Rewards Credit Card — this is assuming you also fit within the $ 1,500
category limits.
Some of the most popular credit card
categories are: credit cards for bad credit, such
as secured credit cards,
reward credit card offers for cash back, air miles, travel
rewards, and
bonus points.
While the welcome
bonus offer is generous, you might not get
as much bang for your buck from the flat
rewards structure on small purchases
as you would with a card with multiple
reward categories.
As with all tiered
rewards cards, it's important to see if the card's
bonus categories fit your spending patterns — you may find that a flat - rate card or a card that offers
bonuses in different spending
categories gives you a higher average rate of cash back.
Indeed, while not
as sought - after an applicant
as someone with a well - established credit history, the
rewards options for students are still quite competitive, with cards offering both unlimited flat - rate
rewards,
as well
as some options for
bonus category rewards,
as well.
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categorie
As with cash back
rewards, most
rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1,
as well as offering bonus points on purchases made in specific categorie
as well
as offering bonus points on purchases made in specific categorie
as offering
bonus points on purchases made in specific
categories.
A growing number of cash - back
reward credit cards tout
bonuses for spending in certain
categories, such
as gas and restaurants, which rotate each quarter.
If you're serious about your
rewards, think about getting a card that has rotating
bonus categories and a second card that earns a fixed return, such
as the Freedom Unlimited or Quicksilver.
If you'd rather book your flight directly, you can still earn
category bonuses with cards such
as The Platinum Card ® from American Express and the Premier
Rewards Gold Card from American Express at 5X and 3X points per dollar, respectively.
The Discover it cash
rewards card is a good no - fee cash back card with a generous 5 percent
bonus rate for quarterly rotating
categories —
as long
as you log in to your account to activate your
category each quarter, you can earn 5 percent cash back on up to $ 1,500 in purchases per quarter for the following
categories:
Cards such
as the Chase Freedom ® and SimplyCash ® Plus Business Credit Card from American Express have 5 %
category bonuses that earn over double the
rewards of the Barclaycard Arrival Plus or Capital One Venture.
When looking at our model families, we estimate the number of
reward points based off their
bonus categories,
as well
as everything else they spend in a given year.
Through the
rewards program, cardholders earn a 5 % Cashback
Bonus in
categories such
as travel, gas, restaurants, movies, and more.
As a stand - alone card, the Chase Freedom delivers a good
rewards rate, but the 5 percent rotating
bonus categories are what really set it apart and make it a great companion to other
rewards cards.
The Business Gold
Rewards Card from American Express OPEN does earn 3x points for advertising (when you select «US purchases for advertising in select media»
as your
bonus category).
The Marriott
Rewards Premier Visa website indicates that the first year «
bonus» is 4 nights at a
Category 1 hotel and not 1 night at a category 1 - 4 hotel, as indicate
Category 1 hotel and not 1 night at a
category 1 - 4 hotel, as indicate
category 1 - 4 hotel,
as indicated above.
While this is pretty average for an airline card, many general travel
rewards cards offer higher overall
rewards rates,
as well
as greater opportunities for earning extra points by providing more comprehensive
bonus categories, such
as double points on entertainment, dining and gas purchases.
Still, cash back is a
category of
reward cards that doesn't seem too flashy, compared with travel
reward cards that dangle perks such
as huge sign - up
bonuses, free trips, airport lounge passes and free hotel rooms.
Our research shows that most consumers don't allocate a large percentage of their budgets to Amazon purchases and — while the card does offer a 2 percent
bonus on lucrative
categories such
as restaurant, gas station and drugstore purchases — this isn't enough to recommend the Prime card above cash back cards that offer general
rewards rates of 1.5 percent or more.
On the other hand, The Business Gold
Rewards Card from American Express OPEN focuses on trying to help the business owner earn
as many points
as possible by offering 2 - 3x
bonus points in five different
categories.
It is usually advertised
as a cash back card, but when used to its full potential, it can earn 1X Ultimate
Rewards point on all purchases and most importantly, 5X Ultimate
Rewards points per dollar on rotating quarterly
bonus categories.
The FlexPerks Travel
Rewards Visa offers 20,000 points for the sign - up
bonus and has a $ 49 annual fee with the same
bonus spending
categories as the Business Edge card.
A triple
rewards rate may seem like a dazzling figure until you consider that the card's
bonus categories may not be
categories in which business owners are likely to allocate a large percentage of spending, such
as, say, gas or restaurant purchases.
If you're serious about your
rewards, think about getting a card that has rotating
bonus categories and a second card that earns a fixed return, such
as the Freedom Unlimited or Quicksilver.
Though some Ultimate
Rewards cards — such
as the Chase Freedom card — may enforce a cap on the number of points you can earn on
bonus categories, there are no overall limits to the number of Ultimate
Rewards points that you can earn in a year or over the lifetime of your Ultimate
Rewards membership.
Perhaps the most popular way to earn Flying Blue miles is to transfer Chase Ultimate
Rewards points,
as there are several credit card options with lucrative
bonus categories.
The Discover it cash
rewards card is a good no - fee cash back card with a generous 5 percent
bonus rate for quarterly rotating
categories —
as long
as you log in to your account to activate your
category each quarter, you can earn 5 percent cash back on up to $ 1,500 in purchases per quarter for the following
categories:
As a stand - alone card, the Chase Freedom delivers a good
rewards rate, but the 5 percent rotating
bonus categories are what really set it apart and make it a great companion to other
rewards cards.
Pair this program with a card that earns a
category bonus for spending at restaurants, and check out their shopping portal
as well to maximize
rewards!
If you spend $ 20,000 with FedEx per calendar year, you can select shipping purchases
as your 3X
bonus category to earn 60,000 Membership
Rewards points.
When looking at our model families, we estimate the number of
reward points based off their
bonus categories,
as well
as everything else they spend in a given year.
The Business Gold
Rewards Card from American Express OPEN does earn 3x points for advertising (when you select «US purchases for advertising in select media»
as your
bonus category).
Rewards programs typically award cash back
as a percentage of your qualifying purchases, either offering a single flat - rate percentage on all purchases or offering
bonus cash back on purchases in predetermined
categories.
Indeed, while not
as sought - after an applicant
as someone with a well - established credit history, the
rewards options for students are still quite competitive, with cards offering both unlimited flat - rate
rewards,
as well
as some options for
bonus category rewards,
as well.
As with cash back rewards, most rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categorie
As with cash back
rewards, most
rewards points credit cards will provide an unlimited flat rate on all purchases, typically 1X point per $ 1,
as well as offering bonus points on purchases made in specific categorie
as well
as offering bonus points on purchases made in specific categorie
as offering
bonus points on purchases made in specific
categories.
As with other
rewards cards, those offering travel
rewards provide only unlimited flat - rate
rewards for all purchases or additional
bonus rewards for purchases in predetermined
categories.
As the two cards give
rewards in different
bonus categories, it really depends on what your business spends on.
The
bonus categories are strong, but given the low value of Hilton Honors points, the earnings may not be
as lucrative
as some other
rewards cards.