Airline
rewards cardholders usually accumulate reward miles at a rate of 1 mile per $ 1 in general spending categories, and up to 2.5 miles per $ 1 on specialized categories (which are often purchases with the card's affiliated airline).
Not exact matches
Credit
cardholders can
usually earn an unlimited amount of
rewards, as long as their accounts are current.
These cards
usually offer
rewards as well as special savings events for
cardholders.
Rewards programs from most credit cards
usually reward cardholders with cash backs, frequent flyer miles, or points.
Unsecured cards offer a variety of
rewards programs for
cardholders to earn air miles, cash back, points toward merchandise and travel, or even perks like 0 % APRs for a duration of time after approval,
usually up to 18 months.
In other words, the
rewards package is
usually the first thing any potential
cardholder reads.
Authorized users can sometimes gain late
cardholder's
rewards — If a primary
cardholder passes away, an authorized user on the account is not
usually entitled to the account's
rewards points.
Other airline
rewards credit cards might offer complimentary or discount passes to their lounge, but
usually, the
cardholder needs to be traveling on that same airline that day to receive access.
Unlike frequent flier or hotel
rewards points, cash back
rewards are
usually deposited as a statement credit in the primary
cardholder's account, or issued via check to the account holder's name.
An authorized user can make charges on an account, but the primary
cardholder is the person responsible for paying them off — and
usually is the one entitled to the
rewards.
For one, the annual credit card fees (
usually between $ 60 and $ 85) and fees that are sometimes involved in booking tickets using air miles
rewards reduce the value of your air miles and can end up costing the
cardholder more for flights or upgrades than they may have expected.
Often,
cardholders must «sign up» for the bonus categories each period (often quarterly) and there's
usually a spending cap, meaning
cardholders will earn the bonus cash back up to a particular spending threshold ($ 1,500 is a pretty typical spending cap) and then
rewards will revert to the non-bonus level (
usually 1 percent).