After you've maximized your Ultimate
Rewards points earnings by putting all your travel and dining expenses — along with everything else — on your Chase Sapphire Preferred, it's time to put them to use.
A number of these apps can be paired together to «stack» or «double dip»
your rewards points earnings.
Not exact matches
Then, redeem your
earnings through Chase Ultimate
Rewards ® to cover any travel costs you might have, and receive 25 % more value on your
point total.
Because instead of redeeming what you earn on the Chase Freedom Unlimited ® for cash, you can transfer your
earnings to Ultimate
Reward ®
points and use Chase's proprietary
rewards system.
The whole
point of a flat - rate cash - back card, of course, is to increase your
rewards earnings across the board, not just in one category.
However,
earnings for Membership
Rewards points with the card are capped at $ 100,000.
Once your application has been approved and a «household» created, all
rewards points previously earned as well as any future
earnings will be combined into one available balance.
Many cards will offer additional
points, cash back, or mileage
earnings when you transfer another credit card balance to the
rewards card.
You'll need to keep this in mind if, say, one card gives you 3
points for every dollar you spend on airline tickets; those
points will add up quickly, especially if you're smart about how you redeem your
reward earnings (more on that later).
This boost applies only to the
points you earn by being a Marriott
Rewards member and does not apply to credit card -
point earnings.
With the IHG
Rewards Club Select Card, users automatically get upgraded to Platinum Elite Status which offers a 50 % bonus on all
point earnings.
There's a small 2,000 -
point threshold that you must meet to redeem your
rewards and a $ 25,000 annual purchase limit on your bonus
earnings.
Accelerate your
earnings by pooling
points with family members for
reward flights or vacation packages.
Platinum Elite status gets you 50 % more
point earnings only on
points earned by being a IHG
Rewards Club member - not to
points earned by using the IHG ®
Rewards Club Premier Credit Card.
Point Tier Levels of
reward earnings.
Double -
point shopping days allow cardholders to accelerate their
earnings and receive as much as 10 percent back in shopping
rewards on their purchase.
Under the
points - based program, dubbed Ultimate
Rewards, customers will earn
points for every dollar spent on certain Chase credit cards, with no
earnings caps or expiration dates.
At the outset, this was restricted to personal cards that participated in the Ultimate
Rewards program, including cash - back cards that allow you to convert your
earnings to Ultimate
Rewards points (see this post for more information).
The FlexPerks Travel
Rewards Visa Signature comes with a respectable 20,000 -
point sign - up bonus and offers
earnings of two
points per dollar spent on gas, groceries, airlines and cell phone expenses.
While you earn at least 1.5
points per dollar for purchases on the Bank of America Business Advantage Travel
Rewards World MasterCard, your
earnings accelerate for travel purchases from the Bank of America Travel Center.
If you are pairing with another Ultimate
Rewards card and redeeming for more than a penny a
point though, your 1.5
points per dollar in
earnings can be worth a lot more than 2 % when you redeem.
While you earn at least 1.5
points per dollar for purchases on the Bank of America Business Advantage Travel
Rewards World MasterCard, your
earnings accelerate for travel purchases from the Bank of America Travel Center.
Many
rewards credit cards partner with airlines» frequent flyer programs, so even if you don't have enough
points through the airline itself, you can combine them with
points from your
rewards card to maximize your
earnings.
We highly recommend signing up for multiple Ultimate
Rewards cards — not just to earn the sign - up bonuses — but because you can maximize your rewards earnings by rotating cards to earn the most points possible on each category of pu
Rewards cards — not just to earn the sign - up bonuses — but because you can maximize your
rewards earnings by rotating cards to earn the most points possible on each category of pu
rewards earnings by rotating cards to earn the most
points possible on each category of purchase.
For members of the Ritz - Carlton loyalty program, there is one bright note: The Ritz - Carlton
Rewards card gets you automatic gold status in the loyalty program, which includes a 25 percent bonus on your base
point earnings.
Best Western
Rewards ® for AARP MembersSM offers a rate discount of 10 percent or more on room rates at Best Western hotels, plus an automatic upgrade to Best Western
Rewards ® Gold Elite status, which allows
earnings of 10 percent bonus
points on each qualified stay.
The Singapore Airlines KrisFlyer Platinum cards, the Altitude Business Gold cards and the BusinessChoice
Rewards Qantas Aquire cards have not at this
point had their
earnings changed.
You can earn
points with the Marriott
Rewards Credit Card program with each purchase you make using your card, with even higher
earnings for your transactions at any Marriott brand hotel.
Maximize your
rewards, cash back and
points earnings.
This is a staggeringly poor promotion from Starwood and, annoyingly, the
earnings mirror Marriott's exactly (250 Starpoints convert to 750 Marriott
rewards points) so there's no way of making one promotion better than the other.
One strategy to maximize the
earnings is to own one of the annual fee credit cards and supplement with another annual fee or no - fee credit card that earns bonus
points on spending categories that only receive the base 1 % purchase
reward rate with the primary Chase credit card.
As reported earlier, IHG
Rewards club has moved from the 2,000
points per stay, to the standard
points earnings rates for Intercontinental Hotels outside of the Americas (the hotels in the Americas moved to the -LSB-...]
Rapid
Rewards Members will receive Special Offer
earnings of 600 Rapid
Rewards Points per room for every qualifying stay at Las Vegas M life MGM Resorts International Properties.
The Southwest card offers mediocre
earnings on limited categories and sticks you with only Southwest
points while the CSP and CSR earn you Ultimate
Rewards points which have a lot of flexibility beyond just Southwest if your priorities change.
Hilton Honors Mutual Fund benefits are designed to allow legally married couples to combine their
Point earnings toward
Rewards, and / or to combine their stay /
Point earnings toward special promotion qualifications or Elite qualification.
The bonus categories are strong, but given the low value of Hilton Honors
points, the
earnings may not be as lucrative as some other
rewards cards.
This is why I think the
earnings rate is superior to the Explorer or Rapid
Rewards cards, since they earn only 2 miles /
points and only with their respective brands.
The way I try to protect myself from airline devaluations is by concentrating my credit card
earnings on transferable currencies like Chase Ultimate
Rewards, Citi ThankYou
Points, American Express Membership
Rewards Points and Starwood Preferred Guest Starpoints.
... but I'm not sure that would be such a good deal once you factor in the IHG
rewards points and the status
earnings that you wouldn't get on the
reward booking and would get if you paid for the room with cash / credit card.
Just $ 120 in e-
Rewards earnings will get you 1100 Hertz Gold Plus
Rewards Points which is enough for 2 free weekend days» rental.
Silver (0 - 4,999
points): Points for eligible bookings, complimentary Internet, priority early check - in and late check - out Gold (5,000 - 14,999 points): All benefits of Silver membership plus a welcome amenity and an upgrade based on availability Platinum (15,000 + points): All benefits of Gold membership plus 10 percent bonus points earnings iPrefer members will exchange their points for Reward Certificates in GBP, USD, or EUR curre
points):
Points for eligible bookings, complimentary Internet, priority early check - in and late check - out Gold (5,000 - 14,999 points): All benefits of Silver membership plus a welcome amenity and an upgrade based on availability Platinum (15,000 + points): All benefits of Gold membership plus 10 percent bonus points earnings iPrefer members will exchange their points for Reward Certificates in GBP, USD, or EUR curre
Points for eligible bookings, complimentary Internet, priority early check - in and late check - out Gold (5,000 - 14,999
points): All benefits of Silver membership plus a welcome amenity and an upgrade based on availability Platinum (15,000 + points): All benefits of Gold membership plus 10 percent bonus points earnings iPrefer members will exchange their points for Reward Certificates in GBP, USD, or EUR curre
points): All benefits of Silver membership plus a welcome amenity and an upgrade based on availability Platinum (15,000 +
points): All benefits of Gold membership plus 10 percent bonus points earnings iPrefer members will exchange their points for Reward Certificates in GBP, USD, or EUR curre
points): All benefits of Gold membership plus 10 percent bonus
points earnings iPrefer members will exchange their points for Reward Certificates in GBP, USD, or EUR curre
points earnings iPrefer members will exchange their
points for Reward Certificates in GBP, USD, or EUR curre
points for
Reward Certificates in GBP, USD, or EUR currencies.
When it comes to miles &
points - earning credit cards, each of their
earnings will usually fall into 1 of 3 different areas of travel
rewards: 1) Airline credit cards earning miles within specific airline frequent flyer programs, such as Chase United VISA, Delta AMEX... etc.; 2) Hotel credit cards earning
points within specific hotel
rewards programs such as the Chase Hyatt VISA, Hilton AMEX... etc., 3) Strictly cash - back cards that earn a fixed percentage return (usually from 1 - 2 %) on each purchase which you can then use later to credit travel - related charges such as the Barclay Arrival + or Citi Thank You.
If you find yourself not able to meet the 110,000 Rapid
Rewards requirement via a sign - up bonus and
points from credit card spending then consider some additional methods for topping off your
earnings.
When we receive your redemption request, we will review your RBC Bank credit card account to verify that your
point earnings are valid and that you have sufficient
points to receive the
reward you are requesting.
The Go
Rewards card's rewards value isn't stellar, but if you drive or eat out often, you can amass a sizable number of points — especially since earnings are unlimited on this credit unio
Rewards card's
rewards value isn't stellar, but if you drive or eat out often, you can amass a sizable number of points — especially since earnings are unlimited on this credit unio
rewards value isn't stellar, but if you drive or eat out often, you can amass a sizable number of
points — especially since
earnings are unlimited on this credit union card.
Jumpstart your
earnings with 2,500 RCI
Rewards points after your first purchase and continue to earn
Rewards quickly on RCI purchases.
As reported earlier, IHG
Rewards club has moved from the 2,000
points per stay, to the standard
points earnings rates for Intercontinental Hotels outside of the Americas (the hotels in the Americas moved to the spend based rate 2 years ago).
To really boost your
earnings, add in a Chase Sapphire Preferred ® card's double
points on dining and travel (or, if you travel enough to make the annual fee worthwhile, the Chase Sapphire Reserve ™ card's triple
points), to maximize your
rewards.
Hitting Elite Plus status is a surefire way to overclock your
rewards, boosting
earnings to 3X
points per $ 1 — which equals a sweet 6 % savings overall.
However, when it comes to using travel
rewards points for cash back
earnings, you typically give up a lot of value that could be maximized by transferring those
points to travel partners.