For one thing, these cards may be more generous with
the rewards than a personal credit card.
Not exact matches
Basically, if you are looking for a small business line of
credit that is separate from your
personal cards or you are looking for a
card that offers small business tools as well as
rewards, then a small business
credit card like this one could possibly be more beneficial
than just sticking with your favorite
personal card.
While the
card might end up being cheaper since you don't have to pay an annual fee, you get a 0 % introductory APR, and your interest rate could end up being less
than with the Spark Cash
card, you miss out on
rewards, get a smaller bonus and also could pay more interest depending on your
personal financial and
credit situation.
There are many great business
credit cards, and they have similar if not even better
rewards and benefits
than their
personal card counterparts and work great as a merchant account for your business.
I'd be willing to argue that for non-frequent flyers, earning 217,500 Membership
Rewards might be easier
than earning 135,000 JAL miles in some instances, especially if you're limited to
personal credit cards or are over 5/24 and can't earn Marriott points to convert to SPG.
A number of cash back
credit cards and gas
credit cards have business counterparts, which often give even better
rewards rates
than personal cards.
But when your
personal credit is a little less
than pristine, finding a business
card can be tough enough, let alone trying to get one with
rewards.