Sentences with phrase «rider benefit of»

Not exact matches

The company, in turn, would began offering educational workshops and clinics, for a modest fee, where they'd share some of the physiological benefits of custom - fit saddles and offer a diagnostic assessment of a rider's gear.

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Another benefit of an annuity - not available in non-insurance products - is the availability of a long - term care rider.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as a higher crediting guarantee than is currently available, as well as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

Brighthouse Financial, a major provider of annuity and life insurance solutions in the United States, announced today a new version of its FlexChoice variable annuity living benefit rider.

Fixed index annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through annuity options or, if offered, a guaranteed lifetime withdrawal benefit (GLWB) rider, while being protected from market loss.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is ebenefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is eBenefit) rider is elected.

However, these days only a handful of insurers offer LTC insurance, so another option may be life insurance with an LTC rider, which allows families to tap into the benefits they would receive upon the policyholder's death while he or she is alive and requires care.

Contracts with a lifetime benefit rider have much lower surrender rates than those with other types of guarantees.

Voya is looking to reduce exposures to generous guaranteed minimum income benefit (GMIB) riders sold to individual customers through early 2010 during an era of higher interest rates.

The consumer will incur a surrender charge, be subject to the commencement of a new surrender period, lose existing benefits (such as death, living or other contractual benefits), or be subject to increased fees, investment advisory fees or charges for riders and similar product enhancements;

A death benefit rider can cost up to 50 % of the value of your account value.

An accelerated death benefit rider allows the policyowner to receive a portion of the death benefit early when the insured individual is diagnosed with a terminal illness resulting in a decreased life expectancy.

Most of the life insurance companies Quotacy works with include the accelerated death benefit rider automatically on their life insurance products.

One of these riders we're going to discuss today is called an accelerated death benefit rider.

Banner Life's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or less.

This rider provides a $ 10,000 death benefit for all of your children under age 18.

«Our experience in Saudi Arabia is a great example of how Uber can benefit riders, drivers and cities and we look forward to partnering to support their economic and social reforms.»

As a surviving spouse, you can take ownership of the annuity, including any riders and death benefits within 1 year of your spouse's death.

A terminal illness rider, also known as an accelerated death benefit rider, offers you the option of receiving a percentage of your policy's payout immediately in the case you're diagnosed with a terminal illness.

Examples include lifetime guaranteed income riders, critical illness riders, riders that pay for care in event of two of six activities of daily living, and guaranteed rollup death benefits.

So I will do everything in my power to deliver on those goals for the benefit of our organization and the millions of people — riders, drivers, eaters and couriers — and their communities that Uber serves every day.

«We also believe that there will be a greater emphasis placed on benefit riders with variable annuities to validate their compensation payments, as the Department of Labor has expressed skepticism regarding the tax benefits of certain products when used within tax - qualified accounts,» the report says.

The result is that many Americans now view Europe as a continent of free - riders, enjoying the benefits of American power while demanding that we limit it.

Through the British Cycling and HSBC UK partnership, we want to help break down the barriers to cycling so that the fifty percent of UK adults who are «lapsed riders» re-visit the joy of being on two wheels and share those benefits with their friends and families.

Some of New York State's major transportation infrastructure projects are now benefiting from expanded use of the design - build process — but a costly pro-union rider has been attached to proposed legislation extending design - build authorization to public works financed by New York City, and could set a troubling precedent.

«New York is now one step closer to enabling increased transportation options for riders; allowing for greater economic opportunity for drivers; and creating benefits to the community like reducing impaired driving and CO2 emissions,» said David Mack, the senior director of public affairs at Lyft.

Riders can benefit from any of the motorcycle safety programs offered for both new riders looking to learn the critical skills needed to ride safely and experienced motorcyclists who want to reinforce safe driving pracRiders can benefit from any of the motorcycle safety programs offered for both new riders looking to learn the critical skills needed to ride safely and experienced motorcyclists who want to reinforce safe driving pracriders looking to learn the critical skills needed to ride safely and experienced motorcyclists who want to reinforce safe driving practices.

She always listened to our concerns to the benefit of all riders.»

Without the wind and friction breaking benefit of riding in the pack, the breakaway rider often tires and eventually fades back into the peloton.

Today, as I speak to you, that fund is defunct, whiles the children who should have benefited from such a laudable scheme are dropping out of school and wasting away as Okada riders and the females getting pregnant, all because their fathers are not the chiefs.

Based on what he's hearing from riders, Cuomo asserted that NYC is already seeing the benefits of the MTA's «emergency plan» to improve subway service, but statistics to prove his claim are still unavailable.

A group of cyclists in a peloton behave like a collective organism, giving an accidental benefit to even the slowest riders — much like schooling fish

He noted that groups can create institutions to manage their communal resources, although these usually fail because of «free - riders» — individuals who try to reap the benefits of cooperation without paying any of the costs.

The non-forfeiture rider means you will get some amount of the policy benefit — not all, but some — depending what you paid in over time.

Cowboys ride rough horses without the benefit of saddle or rein, trying to stay on the horse while the horse attempts to buck off the rider.

One of the benefits of being in the press room at the Oscars is that you get the chance to hear each of the winners discuss with more depth and detail the issues raised during their speeches, and McDormand's favored term of «inclusion rider» was one of them.

There is the possibility of the «free rider,» of course: ineffective teachers reaping benefits from the achievements of their more - effective colleagues.

Janus targets a 40 - year - old precedent set by Abood v. Detroit Board of Education, which permits allowing agency fees as a means to avoid a «free rider» problem: non-union members benefiting from union representation in contract negotiations, but not paying for that service.

Alternatively, this system could give the driver the benefit of the doubt; if the data shows that the driver was not actually driving erratically, a rider's negative review could then be discounted and the driver's rating would not be affected.

The restoration of benefits rider restores the death benefit if the contract makes long - term care payments.

Make comparisons of premium costs for many different policy variations such as the death benefits amount, and optional riders.

When you purchase an accidental death and dismemberment rider, read all the fine print and confirm that what is written reflects your understanding of the payment terms, death benefits, and what is both included and excluded from your coverage.

We want to provide you the freedom to shop around and compare monthly costs to different policy options such as the death benefit, optional riders, and length of the contract.

On surrender of the base plan no rider benefit will be paid

All contract guarantees, including optional living and death benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of issuing insurance company.

This rider allows you to receive a portion of your policy's death benefit while you're still alive if you've been diagnosed with a terminal illness (meaning less than 12 months to live).

Bharti AXA Life Accidental Death Benefit Rider (UIN: 130B008V01): This is a non-linked and regular pay rider that provides 100 % Sum Assured in case of death of the Life Insured due to an accident subject to the rider policy being in force.