Premium for
rider benefits if selected will be collected over and above the premium under Basic Plan.
Not exact matches
In addition to helping you save for retirement, the Vanguard Variable Annuity also can provide you with dependable cash flow during retirement
if you choose the Guaranteed Lifetime Withdrawal
Benefit rider.
Fixed index annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through annuity options or,
if offered, a guaranteed lifetime withdrawal
benefit (GLWB)
rider, while being protected from market loss.
The expense ratio excludes additional fees that would apply
if the Return of Premium death
benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is e
benefit rider or Secure Income (Guaranteed Lifetime Withdrawal
Benefit) rider is e
Benefit)
rider is elected.
Banner Life's term policy includes an accelerated death
benefit rider and allows an individual to cash out up to 75 percent of the death
benefit if you are diagnosed with a life expectancy of twelve months or less.
Your policy's beneficiary will receive an increased death
benefit with this
rider,
if you would die due to an accident.
Inexperienced
riders will
benefit from the extra support, so check this spec to see
if the dirt bike you're looking at includes a set.
If you like being with someone who owns a Harley Davidson motorcycle and you want to join him or her in any adventure road trip, you will enjoy numerous
benefits from Harley
riders dating.
Alternatively, this system could give the driver the
benefit of the doubt;
if the data shows that the driver was not actually driving erratically, a
rider's negative review could then be discounted and the driver's rating would not be affected.
The restoration of
benefits rider restores the death
benefit if the contract makes long - term care payments.
The accidental death
rider pays an additional
benefit if the policyholder dies in a covered accident.
This
rider allows you to receive a portion of your policy's death
benefit while you're still alive
if you've been diagnosed with a terminal illness (meaning less than 12 months to live).
The accelerated death
benefit rider (included at no extra cost) allows you to receive a portion of the death
benefit if you're diagnosed with a terminal illness.
When Life Happens
Riders can help cover you for life's unexpected changes, such as waiving your premiums
if you become disabled, or providing access to your death
benefit early
if you become terminally ill.
This
rider enables you to receive a lump sum portion of your death
benefit to help pay expenses
if you become terminally ill or need to live in a nursing home.
If your policy has an accelerated death benefit rider, a portion of the proceeds can be accessed if you become terminally ill or confined to a nursing hom
If your policy has an accelerated death
benefit rider, a portion of the proceeds can be accessed
if you become terminally ill or confined to a nursing hom
if you become terminally ill or confined to a nursing home.
And
if you are in need of a larger death
benefit initially than your budget allows, you can add a term life
rider to your policy to enhance your initial death
benefit.
Accelerated Death
Benefit Rider: the ADB rider allows you to access a portion of the death benefit if you are diagnosed as terminally ill with less than 12 months t
Benefit Rider: the ADB
rider allows you to access a portion of the death
benefit if you are diagnosed as terminally ill with less than 12 months t
benefit if you are diagnosed as terminally ill with less than 12 months to live.
This
rider would allow you to receive up to $ 400,000 or 25 % of your policy's death
benefit (whichever is less)
if you contracted a terminal or chronic illness.
So, in keeping with the previous example,
if you do happen to have seven children, you do not need to purchase seven
riders, the one will cover each of them with a $ 10,000 death
benefit.
If you have a qualifying terminal illness, the
rider kicks in and your life insurance company will pay you a lump sum from your death
benefit of anywhere between 25 and 80 percent.
This
rider is critical, particularly
if you are considering life insurance for children or young adults, because
if the insured develops a disease or become uninsurable during the policy period, the insurance company allows the insured to increase his or her total life insurance coverage and death
benefit at specific times.
The accelerated death
benefit rider comes in handy
if you are diagnosed with a terminal illness and, depending on the policy, have less than one to two years to live.
It basically acts as a chronic illness
rider, allowing you to tap into your policy's death
benefit if you are diagnosed with a qualifying chronic illness.
Accelerated Death
Benefit Riders — allows access to a percentage of your death benefit or if you have an eligible terminal illness or chronic i
Benefit Riders — allows access to a percentage of your death
benefit or if you have an eligible terminal illness or chronic i
benefit or
if you have an eligible terminal illness or chronic illness.
An accelerated death
benefit rider simply gives you the option to receive a portion of the death
benefit early
if you're diagnosed with a qualifying illness.
Protected Insurability
Benefit Rider: this
rider is excellent
if you are young or
if you are considering life insurance for your children.
Critical Illness
Benefit Rider: covering qualifying critical illnesses such as heart attack, stroke and cancer, this optional
rider will pay you a lump sum of $ 20,000 up to $ 150,000
if you are diagnosed with a qualifying major illness.
The policy includes an accelerated death
benefit rider which will pay you a lump sum
if you are diagnosed with a qualifying terminal illness.
The Legalese A life insurance policy with a critical illness
rider will pay out a lump - sum
benefit to the insured
if they are diagnosed with a covered critical condition (such as cancer, stroke, or a coma).
If you're thinking about a long - term care
rider, just remember that they're taking the money out of your death
benefit.
A child
rider provides a death
benefit if one of your children passes away.
Others offer a cash reimbursement
if the
benefit was not received, although this
rider is very expensive.
Accidental death
benefit will also be paid (
if rider is opted and on death due to accident).
While you can get coverage for this scenario through an additional insured
rider, you may need a joint life insurance policy
if the maximum death
benefit for a
rider isn't large enough.
Long Term Care
Rider: the long term care
rider provides a monthly
benefit if the insured can not perform two of six ADLs.
Rather, with a long - term care
rider attached to your life insurance or annuity, you get the
benefit of the other insurance product, using the long - term care
benefit only
if necessary.
The accelerated death
benefit rider pays a portion of the death
benefit to you (the insured)
if you become terminally ill with a short life expectancy.
A residual income
rider will pay a monthly
benefit if this event occurs.
If your term policy allows you to convert you can choose to option your
rider and convert all or a portion of your death
benefit to permanent life insurance.
For example,
if our 50 - year - old pre-retiree Alan is worried about losing money in the event of prematurely passing away, he can add the return of premium and death
benefit riders to his DIA.
If you are diagnosed as terminally ill with 12 months to live, the
rider will allow you to access your death
benefit payout in advance.
This
rider can provide a monthly
benefit in addition to any other disability
benefit payments under the policy
if you are catastrophically disabled.
The accidental death
benefit rider (called a double indemnity
rider) increases the death
benefit,
if you die as the result of an accident.
The ADB
rider allows the owner to access a portion of the death
benefit if the insured is diagnosed terminally ill.
However, the basic explanation of an AD&D
rider is that
if you die as a result of an accident, the life insurance company will double the original death
benefit of your policy.
They also offer an accelerated death
benefit rider that enables you to receive at least some of your insurance proceeds while you are still alive, and
if you are diagnosed with a terminal illness.
Life Insurance
Riders can provide additional
benefits and increase your peace of mind so
if something goes wrong, there's a Plan B.
An accident death
benefit rider pays out an additional death
benefit to the beneficiary (that's above the current
benefit limit of the policy)
if you should die as a result of an accident.
If the
riders are used, they will reduce the approved death
benefit.