Sentences with phrase «rider benefits if»

Premium for rider benefits if selected will be collected over and above the premium under Basic Plan.

Not exact matches

In addition to helping you save for retirement, the Vanguard Variable Annuity also can provide you with dependable cash flow during retirement if you choose the Guaranteed Lifetime Withdrawal Benefit rider.
Fixed index annuities (FIAs) provide the ability to earn interest and create a stream of lifetime income through annuity options or, if offered, a guaranteed lifetime withdrawal benefit (GLWB) rider, while being protected from market loss.
The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is ebenefit rider or Secure Income (Guaranteed Lifetime Withdrawal Benefit) rider is eBenefit) rider is elected.
Banner Life's term policy includes an accelerated death benefit rider and allows an individual to cash out up to 75 percent of the death benefit if you are diagnosed with a life expectancy of twelve months or less.
Your policy's beneficiary will receive an increased death benefit with this rider, if you would die due to an accident.
Inexperienced riders will benefit from the extra support, so check this spec to see if the dirt bike you're looking at includes a set.
If you like being with someone who owns a Harley Davidson motorcycle and you want to join him or her in any adventure road trip, you will enjoy numerous benefits from Harley riders dating.
Alternatively, this system could give the driver the benefit of the doubt; if the data shows that the driver was not actually driving erratically, a rider's negative review could then be discounted and the driver's rating would not be affected.
The restoration of benefits rider restores the death benefit if the contract makes long - term care payments.
The accidental death rider pays an additional benefit if the policyholder dies in a covered accident.
This rider allows you to receive a portion of your policy's death benefit while you're still alive if you've been diagnosed with a terminal illness (meaning less than 12 months to live).
The accelerated death benefit rider (included at no extra cost) allows you to receive a portion of the death benefit if you're diagnosed with a terminal illness.
When Life Happens Riders can help cover you for life's unexpected changes, such as waiving your premiums if you become disabled, or providing access to your death benefit early if you become terminally ill.
This rider enables you to receive a lump sum portion of your death benefit to help pay expenses if you become terminally ill or need to live in a nursing home.
If your policy has an accelerated death benefit rider, a portion of the proceeds can be accessed if you become terminally ill or confined to a nursing homIf your policy has an accelerated death benefit rider, a portion of the proceeds can be accessed if you become terminally ill or confined to a nursing homif you become terminally ill or confined to a nursing home.
And if you are in need of a larger death benefit initially than your budget allows, you can add a term life rider to your policy to enhance your initial death benefit.
Accelerated Death Benefit Rider: the ADB rider allows you to access a portion of the death benefit if you are diagnosed as terminally ill with less than 12 months tBenefit Rider: the ADB rider allows you to access a portion of the death benefit if you are diagnosed as terminally ill with less than 12 months tbenefit if you are diagnosed as terminally ill with less than 12 months to live.
This rider would allow you to receive up to $ 400,000 or 25 % of your policy's death benefit (whichever is less) if you contracted a terminal or chronic illness.
So, in keeping with the previous example, if you do happen to have seven children, you do not need to purchase seven riders, the one will cover each of them with a $ 10,000 death benefit.
If you have a qualifying terminal illness, the rider kicks in and your life insurance company will pay you a lump sum from your death benefit of anywhere between 25 and 80 percent.
This rider is critical, particularly if you are considering life insurance for children or young adults, because if the insured develops a disease or become uninsurable during the policy period, the insurance company allows the insured to increase his or her total life insurance coverage and death benefit at specific times.
The accelerated death benefit rider comes in handy if you are diagnosed with a terminal illness and, depending on the policy, have less than one to two years to live.
It basically acts as a chronic illness rider, allowing you to tap into your policy's death benefit if you are diagnosed with a qualifying chronic illness.
Accelerated Death Benefit Riders — allows access to a percentage of your death benefit or if you have an eligible terminal illness or chronic iBenefit Riders — allows access to a percentage of your death benefit or if you have an eligible terminal illness or chronic ibenefit or if you have an eligible terminal illness or chronic illness.
An accelerated death benefit rider simply gives you the option to receive a portion of the death benefit early if you're diagnosed with a qualifying illness.
Protected Insurability Benefit Rider: this rider is excellent if you are young or if you are considering life insurance for your children.
Critical Illness Benefit Rider: covering qualifying critical illnesses such as heart attack, stroke and cancer, this optional rider will pay you a lump sum of $ 20,000 up to $ 150,000 if you are diagnosed with a qualifying major illness.
The policy includes an accelerated death benefit rider which will pay you a lump sum if you are diagnosed with a qualifying terminal illness.
The Legalese A life insurance policy with a critical illness rider will pay out a lump - sum benefit to the insured if they are diagnosed with a covered critical condition (such as cancer, stroke, or a coma).
If you're thinking about a long - term care rider, just remember that they're taking the money out of your death benefit.
A child rider provides a death benefit if one of your children passes away.
Others offer a cash reimbursement if the benefit was not received, although this rider is very expensive.
Accidental death benefit will also be paid (if rider is opted and on death due to accident).
While you can get coverage for this scenario through an additional insured rider, you may need a joint life insurance policy if the maximum death benefit for a rider isn't large enough.
Long Term Care Rider: the long term care rider provides a monthly benefit if the insured can not perform two of six ADLs.
Rather, with a long - term care rider attached to your life insurance or annuity, you get the benefit of the other insurance product, using the long - term care benefit only if necessary.
The accelerated death benefit rider pays a portion of the death benefit to you (the insured) if you become terminally ill with a short life expectancy.
A residual income rider will pay a monthly benefit if this event occurs.
If your term policy allows you to convert you can choose to option your rider and convert all or a portion of your death benefit to permanent life insurance.
For example, if our 50 - year - old pre-retiree Alan is worried about losing money in the event of prematurely passing away, he can add the return of premium and death benefit riders to his DIA.
If you are diagnosed as terminally ill with 12 months to live, the rider will allow you to access your death benefit payout in advance.
This rider can provide a monthly benefit in addition to any other disability benefit payments under the policy if you are catastrophically disabled.
The accidental death benefit rider (called a double indemnity rider) increases the death benefit, if you die as the result of an accident.
The ADB rider allows the owner to access a portion of the death benefit if the insured is diagnosed terminally ill.
However, the basic explanation of an AD&D rider is that if you die as a result of an accident, the life insurance company will double the original death benefit of your policy.
They also offer an accelerated death benefit rider that enables you to receive at least some of your insurance proceeds while you are still alive, and if you are diagnosed with a terminal illness.
Life Insurance Riders can provide additional benefits and increase your peace of mind so if something goes wrong, there's a Plan B.
An accident death benefit rider pays out an additional death benefit to the beneficiary (that's above the current benefit limit of the policy) if you should die as a result of an accident.
If the riders are used, they will reduce the approved death benefit.
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