Sentences with phrase «rider benefits on»

In the case of the new money back policy, this means that policyholder can opt for rider benefits on any policy anniversary within 20 years of subscribing the policy as the premium paying term for this policy is 20 years though the policy tenure is 25 years.

For e.g. if the policyholder takes a disability rider, he will receive the rider benefit on the pre-specified disability.

Not exact matches

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

Most of the life insurance companies Quotacy works with include the accelerated death benefit rider automatically on their life insurance products.

So I will do everything in my power to deliver on those goals for the benefit of our organization and the millions of people — riders, drivers, eaters and couriers — and their communities that Uber serves every day.

«We also believe that there will be a greater emphasis placed on benefit riders with variable annuities to validate their compensation payments, as the Department of Labor has expressed skepticism regarding the tax benefits of certain products when used within tax - qualified accounts,» the report says.

Through the British Cycling and HSBC UK partnership, we want to help break down the barriers to cycling so that the fifty percent of UK adults who are «lapsed riders» re-visit the joy of being on two wheels and share those benefits with their friends and families.

Based on what he's hearing from riders, Cuomo asserted that NYC is already seeing the benefits of the MTA's «emergency plan» to improve subway service, but statistics to prove his claim are still unavailable.

The benefits the MTA could fund, according to the analysis, include: — Restoring midday, nighttime and weekend service that was reduced on the 1, 7, A, F, J, L and M lines in 2010, creating shorter waits for nearly 600,000 weekday and weekend riders.

Take the money you'll save on the shorter coverage period and buy a shorter waiting period, benefit for home care (as many policies pay out only 50 cents on the dollar for long - term - care at home), and compound - inflation protection riders.

Cowboys ride rough horses without the benefit of saddle or rein, trying to stay on the horse while the horse attempts to buck off the rider.

On the other side, public employee unions argue that agency fees are needed to avoid the «free rider» problem — i.e., non-members receiving benefits provided by union contracts, but not paying for them.

Antilock brakes can benefit high - risk and low - risk riders, a new HLDI study that categorizes motorcyclists based on auto claims rates shows.

On surrender of the base plan no rider benefit will be paid

With this rider, the monthly benefit will increase by up to 3 or 6 percent annually while the insured remains disabled, based on changes in the Consumer Price Index.

Indexing benefits from active management because prices are roughly in line — you can be a free rider on the wisdom of others.

The accelerated death benefit rider comes in handy if you are diagnosed with a terminal illness and, depending on the policy, have less than one to two years to live.

Thanks to the acceleration of death benefit rider on his life insurance policy, however, Richard was able to get money to cover his huge medical expenses, allowing his wife and family to say goodbye without the specter of debt hanging over their heads.

A Guaranteed Minimum Income Benefit (GMIB) feature is an optional rider on a variable annuity that is available for an additional annual charge against the income base.

Here's an example: At your age 55, you deposit $ 100,000 into a deferred annuity with a GLWB rider that guarantees a «roll up» interest rate (on the «benefit base», on which the withdrawal payments are calculated) of 7.2 %, compounded for ten years (which is the same as 10 % simple interest).

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

Accidental death benefit will also be paid (if rider is opted and on death due to accident).

after gone thru various factors i would like choose Aegon Life iTerm Plan, factors influenced me: premium, additional riders: Accidental death benefits +4 Critical illness benefits (cancer, openchest CABG, first heart attack and stroke), wavier of premium raider on critical illness.

While these other types do offer a death benefit that can be guaranteed by a rider in many cases, they primarily FOCUS on cash value accumulation within the policy that varies as follows:

Depending on how you structure your policy, including different life insurance riders, will determine the living benefits you can access.

These riders would give a portion of the death benefit to the policy owner prior to the death of the insured, based on the requirement that the insured was terminally ill.

For more on the different living benefit options available, please visit our article covering long - term care riders vs chronic illness riders, where we go more in depth of the pros and cons of life insurance with living benefits.

For more information about why passive investment strategies are advantageous, see this article «Passive individual investors are «free riders» who benefit from the higher costs of active traders» published on our sister website, The Skilled Investor.

There is no fear of giving up possible gains by losing out on a death benefit or lifetime income rider.

Remember that all of these variables will have some impact to one degree or another on how much your premiums will actually be, along with whether or not you decide to include living benefits riders.

At an additional on time cost, this same woman can select a benefit rider that would provide approximately $ 260,000 in long term care benefits as oppose to the original $ 87,000.

For mortgage protection insurance, these forms of additional coverage are added on to policies and are known as living benefit riders.

Most of the life insurance companies Quotacy works with include the accelerated death benefit rider automatically on their life insurance products.

* Income for life can be achieved through annuitization at no additional cost, on products where offered, through a guaranteed living benefit rider, available at contract issue for an annual fee.

When performing variable annuity comparison at this phase, the rider for living and death benefit no doubt has a profound impact in how much account money they have to retire on.

Rider — A rider is a term used for any additional benefits or options you can add on to your policy.

This kind of insurance can be purchased as a rider on a life insurance policy, often to increase the death benefit, or as a standalone policy.

Plus, if your TWB increases, your benefit automatically goes up on the effective anniversary date of the Secure Income rider.

The twin benefits available on this rider are sum assured that is payable on the death of the policyholder and a monthly income for ten years.

This included overstating total fees of existing variable annuities or misstating fees tied to additional options such as riders, understating or failing to disclose the existence of an accrued living benefit value clients would lose on getting out of the annuity, and telling clients a proposed variable annuity had a living benefit rider when in fact it didn't, Finra says.

These accelerated benefit riders would give a portion of the death benefit to the policy owner prior to the death of the insured, based on the requirement that the insured was terminally ill with less than 12 months to live.

In case you are worried about dying from an accident, this rider will allow you to choose a death benefit to be paid on top of the primary coverage resulting from an accidental death.

However, a cash indemnity benefit rider is available on the Facility Only Plan that pays you your daily benefit amount no matter your actual expenses.

Depending on the insurance company, you can access virtually all your death benefit in advance if you qualify for the chronic illness rider.

These exclusive trips offer clients the opportunity to spend time, both on and off the mountain, in the company of some of the best Snow Athletes the sport has to offer, from Big Mountain riders to Olympic Athletes, benefiting from their huge knowledge & experience.

In a confused article on PSFK, Ido Lechner channels Dorothy Rabinowitz and suggests that a) New York drivers are frustrated by bike lanes that are stealing parking spaces and driving lanes for the benefit of take - out delivery people and casual riders, and b) «the growing number of people encouraged to abandon their cars or the subway in favor of a more health - minded and eco-friendly pursuit inevitably spikes the number of biker - related casualties.»

More on Climate Ride «Biggest Loser» Winner Joins TreeHugger For Climate Ride Bike Trip Climate Awareness Bike Trip Climate Ride Includes Beer and Redwood Forest 300 - Mile Brita Climate Ride Aims to Inspire, Educate Brita Climate Ride Benefit Held During NYC Heatwave More on Biking Rush Hour Looks Better By Bike - VIDEO 300 Riders Cover 31,000 Miles in the Name of Affordable Housing Want to Save a Tree?

More on Climate Ride Climate Awareness Bike Trip Climate Ride Includes Beer and Redwood Forest 300 - Mile Brita Climate Ride Aims to Inspire, Educate Brita Climate Ride Benefit Held During NYC Heatwave More on Biking Rush Hour Looks Better By Bike - VIDEO 300 Riders Cover 31,000 Miles in the Name of Affordable Housing Want to Save a Tree?

Referring the the $ 2 billion the WSIB is pulling each year from the system, lawyer Brian Killick (Neighbourhood Legal Services) explained employers are being required to contribute less while rider Peter Page noted this funding strategy means the additional moneys found to lower the unfunded liability are being made on the backs of injured workers through benefit cuts and denied claims...

The attorneys at Christensen Law have handled countless cases helping walkers and riders get the benefits they need so they can focus on recovery.