Homeowners wanting earthquake insurance must see if their current insurer offers
a rider on their homeowners policy, or search for a separate policy altogether.
If you're a freelance graphic designer living in Oklahoma City working from home, you may be best served by a commercial use
rider on your homeowners policy.
Not exact matches
Depending
on risks to your business, you may add
riders to your
homeowners»
policy to cover normal business risks such as property damage.
One nice engagement ring and wedding band can quickly eclipse your coverage limits, but you can add a floater insurance
policy or a
rider on your current
homeowner's insurance that can add extra insurance coverage for specific items.
It's worth asking your renters or
homeowners insurance company about this
rider, as we've seen it quoted for as little as a few extra dollars per month
on top of your regular
policy.
For these items, some insurance companies may simply issue a separate
rider on your
homeowner's or renter's
policy, but in most cases, a separate
policy is generally required.
You can add a scheduled personal property
rider, or jewelry
rider, to your
homeowners or renters
policy to increase the individual coverage limit
on your jewelry.
You'll also have spent the cash necessary to carry all that gear in the right pack and you'll have insured it with a special
rider on your
homeowner's
policy.
You could call up your
homeowner, condominium or renter's insurance agent and ask them to put a
rider on your
policy for your instruments.
A
policy extension, or
rider,
on your
homeowners insurance
policy to insure an engagement ring or other jewelry.
Unless you purchase an additional
rider or endorsement, standard
homeowners and renters insurance
policies have restrictions
on expensive artwork, jewelry, and valuable coin, baseball card, and gun collections.
If you only rent out the property occasionally, you might be able to get a
rider or endorsement
on your
homeowners insurance
policy.
Valuables covered by a
rider or additional purchased coverage
on a standard
homeowners insurance
policy.
Be sure to contact your agent to discuss whether it makes sense for you to add your bicycle as a line item
on your
homeowners insurance
policy, and whether you need an additional
rider, or a separate «insurance floater» to provide the protection you need.